COMMITMENTS AND CONTINGENT LIABILITIES (Tables)

6 Months Ended

Dec. 31, 2022

COMMITMENTS AND CONTINGENT LIABILITIES

Schedule of contractual amount of exposure to off-balance-sheet risk

	December 31, 2022
	Fixed Rate		Variable Rate		Total
Financial instruments whose contract amounts represent credit risk (including unused lines of credit and unadvanced loan funds):
Commitments to extend credit	$	28,942	$	242,690	$	271,632
Standby letters of credit		—		29,675		29,675
	$	28,942	$	272,365	$	301,307

	June 30, 2022
	Fixed Rate		Variable Rate		Total
Financial instruments whose contract amounts represent credit risk (including unused lines of credit and unadvanced loan funds):
Commitments to extend credit	$	59,970	$	219,978	$	279,948
Standby letters of credit		—		30,177		30,177
	$	59,970	$	250,155	$	310,125