CONSOLIDATED STATEMENTS OF CONDITION - USD ($) $ in Thousands	Dec. 31, 2022	Jun. 30, 2022
Assets
Cash and due from banks	$ 33,513	$ 29,831
Federal funds sold	6,064	3,466
Interest-earning deposits with banks	107,741	342,763
Cash and cash equivalents	147,318	376,060
Securities available for sale, at fair value	507,611	481,790
Securities held to maturity (fair value of $22,236 at December 31, 2022; and $22,467 at June 30, 2022)	24,296	23,952
Equity securities, at fair value	2,267	2,039
Federal Home Loan Bank of New York stock	1,051	1,091
Net loans receivable	1,048,110	982,566
Accrued interest receivable	7,520	4,623
Premises and equipment, net	42,646	38,018
Bank-owned life insurance	16,428	17,165
Goodwill	8,799	8,799
Other intangible assets, net	2,291	2,494
Other assets	26,182	25,632
Total assets	1,834,519	1,964,229
Deposits:
Non-interest bearing deposits	579,689	593,461
Interest bearing deposits	958,693	1,086,822
Total deposits	1,538,382	1,680,283
Mortgagors' escrow deposits	5,398	5,586
Other liabilities	41,009	35,733
Total liabilities	1,584,789	1,721,602
Commitments and contingent liabilities - See Note 9
Shareholders' Equity
Preferred stock ($0.01 par value, 5,000,000 shares authorized, no shares issued or outstanding as of December 31, 2022 and June 30, 2022)
Common stock ($0.01 par value, 75,000,000 shares authorized, 25,977,679 shares issued and outstanding as of December 31, 2022 and June 30, 2022)	260	260
Additional paid in capital	113,633	113,713
Retained earnings	162,507	151,090
Unallocated common stock of Employee Stock Ownership Plan ("ESOP")	(10,915)	(11,256)
Accumulated other comprehensive loss	(15,755)	(11,180)
Total shareholders' equity	249,730	242,627
Total liabilities and shareholders' equity	$ 1,834,519	$ 1,964,229