CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	3 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Cash flows from operating activities:
Net income	$ 5,234,000	$ 1,357,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	692,000	678,000
Provision for loan losses	120,000	250,000
Net amortization on securities	268,000	247,000
ESOP compensation	122,000	154,000
Earnings on bank-owned life insurance	(461,000)	(1,000)
Proceeds from sale of loans	100,000
Net gain on sale of loans	(2,000)
Net loss on equity securities	39,000	43,000
Net gain on securities transactions	0	(4,000)
Deferred tax expense	243,000	355,000
(Increase) decrease in accrued interest receivable	(1,272,000)	177,000
(Increase) decrease in other assets	(1,738,000)	2,573,000
Increase in other liabilities	4,605,000	72,000
Net cash provided by operating activities	7,950,000	5,901,000
Cash flows from investing activities:
Proceeds from maturities, paydowns and calls of securities available for sale	39,329,000	22,263,000
Proceeds from sales of securities available for sale		5,267,000
Purchases of securities available for sale	(80,173,000)	(74,125,000)
Proceeds from maturities and paydowns of securities held to maturity	1,630,000	398,000
Purchases of securities held to maturity	(1,527,000)	(8,327,000)
Proceeds from sales of equity securities	0	803,000
Net purchases of FHLBNY stock	(35,000)	(73,000)
Net (increase) decrease in loans receivable	(37,288,000)	31,667,000
Purchases of premises and equipment	(65,000)	(169,000)
Proceeds from bank-owned life insurance death benefit	1,143,000
Net cash used in investing activities	(76,986,000)	(22,296,000)
Cash flows from financing activities:
Net increase in deposits	98,739,000	173,471,000
Net decrease in mortgagors' escrow deposits	(2,894,000)	(3,460,000)
Net cash provided by financing activities	95,845,000	170,011,000
Net increase in cash and cash equivalents	26,809,000	153,616,000
Cash and cash equivalents at beginning of period	376,060,000	324,963,000
Cash and cash equivalents at end of period	402,869,000	478,579,000
Cash paid during the period for:
Interest	503,000	382,000
Income taxes	900,000	500,000
Non-cash investing and financing activity:
Loans transferred to other real estate owned		$ 550,000
Adoption of lease accounting standard:
Right of use assets	6,535,000
Lease liabilities	$ 6,883,000