FAIR VALUE - Carrying and Fair Values (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Jun. 30, 2022
Financial assets
Cash and cash equivalents	$ 402,869	$ 376,060
Securities available for sale	513,870	481,790
Securities held to maturity	21,671	22,467
Equity securities	2,000	2,039
FHLBNY stock	1,126	1,091
Net loans receivable	1,019,636	982,566
Accrued interest receivable	5,895	4,623
Level 1
Financial assets
Cash and cash equivalents	402,869	376,060
Securities available for sale	395,660	365,846
Equity securities	2,000	2,039
Level 2
Financial assets
Securities available for sale	118,210	115,944
Securities held to maturity	21,671	22,467
FHLBNY stock	1,126	1,091
Accrued interest receivable	5,895	4,623
Derivative assets	1,271	217
Financial liabilities
Savings, money market, and demand accounts	1,709,862	1,599,703
Time deposits	66,656	78,646
Mortgagors' escrow deposits	2,692	5,586
Accrued interest payable	33	27
Derivative liabilities	23,045	12,813
Level 3
Financial assets
Net loans receivable	969,493	947,332
Carrying Amount
Financial assets
Cash and cash equivalents	402,869	376,060
Securities available for sale	513,870	481,790
Securities held to maturity	23,849	23,952
Equity securities	2,000	2,039
FHLBNY stock	1,126	1,091
Net loans receivable	1,019,636	982,566
Accrued interest receivable	5,895	4,623
Derivative assets	1,271	217
Financial liabilities
Savings, money market, and demand accounts	1,709,862	1,599,703
Time deposits	69,160	80,580
Mortgagors' escrow deposits	2,692	5,586
Accrued interest payable	33	27
Derivative liabilities	23,045	12,813
Fair Value
Financial assets
Cash and cash equivalents	402,869	376,060
Securities available for sale	513,870	481,790
Securities held to maturity	21,671	22,467
Equity securities	2,000	2,039
FHLBNY stock	1,126	1,091
Net loans receivable	969,493	947,332
Accrued interest receivable	5,895	4,623
Derivative assets	1,271	217
Financial liabilities
Savings, money market, and demand accounts	1,709,862	1,599,703
Time deposits	66,656	78,646
Mortgagors' escrow deposits	2,692	5,586
Accrued interest payable	33	27
Derivative liabilities	$ 23,045	$ 12,813

Fair value portion of deposit liabilities held by the entity that included savings, money market and demand deposits.

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The fair value of mortgagors' escrow deposit as of balance sheet date.

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Fair value portion of deposit liabilities held by the entity that included time deposits.

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Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).

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The sum of cash and cash equivalents plus Federal Funds Sold. Cash and cash equivalents consist of short term, highly liquid investments that are readily convertible to known amounts of cash and are so near their maturity that they present negligible risk of changes in value due to changes in interest rates -- usually with an original maturity less than 90 days.

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Fair value, after the effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset.

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Amount of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI), classified as current.

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Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).

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Fair value of investment in debt security measured at amortized cost (held-to-maturity).

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Amount of interest payable on debt, including, but not limited to, trade payables.

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Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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