COMMITMENTS AND CONTINGENT LIABILITIES (Tables)

3 Months Ended

Sep. 30, 2022

COMMITMENTS AND CONTINGENT LIABILITIES

Schedule of contractual amount of exposure to off-balance-sheet risk

	September 30, 2022
	Fixed Rate		Variable Rate		Total
Financial instruments whose contract amounts represent credit risk (including unused lines of credit and unadvanced loan funds):
Commitments to extend credit	$	46,510	$	262,314	$	308,824
Standby letters of credit		—		29,731		29,731
	$	46,510	$	292,045	$	338,555

	June 30, 2022
	Fixed Rate		Variable Rate		Total
Financial instruments whose contract amounts represent credit risk (including unused lines of credit and unadvanced loan funds):
Commitments to extend credit	$	59,970	$	219,978	$	279,948
Standby letters of credit		—		30,177		30,177
	$	59,970	$	250,155	$	310,125