CONSOLIDATED STATEMENTS OF CONDITION - USD ($) $ in Thousands	Sep. 30, 2022	Jun. 30, 2022
Assets
Cash and due from banks	$ 52,593	$ 29,831
Federal funds sold	3,517	3,466
Interest-earning deposits with banks	346,759	342,763
Cash and cash equivalents	402,869	376,060
Securities available for sale, at fair value	513,870	481,790
Securities held to maturity (fair value of $21,671 at September 30, 2022; and $22,467 at June 30, 2022)	23,849	23,952
Equity securities, at fair value	2,000	2,039
Federal Home Loan Bank of New York stock	1,126	1,091
Net loans receivable	1,019,636	982,566
Accrued interest receivable	5,895	4,623
Premises and equipment, net	43,322	38,018
Bank-owned life insurance	16,483	17,165
Goodwill	8,799	8,799
Other intangible assets, net	2,391	2,494
Other assets	29,350	25,632
Total assets	2,069,590	1,964,229
Deposits:
Non-interest bearing deposits	708,285	593,461
Interest bearing deposits	1,070,737	1,086,822
Total deposits	1,779,022	1,680,283
Mortgagors' escrow deposits	2,692	5,586
Other liabilities	46,167	35,733
Total liabilities	1,827,881	1,721,602
Commitments and contingent liabilities - See Note 9
Shareholders' Equity
Preferred stock ($0.01 par value, 5,000,000 shares authorized, no shares issued or outstanding as of September 30, 2022 and June 30, 2022)
Common stock ($0.01 par value, 75,000,000 shares authorized, 25,977,679 shares issued and outstanding as of September 30, 2022 and June 30, 2022)	260	260
Additional paid in capital	113,665	113,713
Retained earnings	156,324	151,090
Unallocated common stock of Employee Stock Ownership Plan ("ESOP")	(11,086)	(11,256)
Accumulated other comprehensive loss	(17,454)	(11,180)
Total shareholders' equity	241,709	242,627
Total liabilities and shareholders' equity	$ 2,069,590	$ 1,964,229