CONSOLIDATED STATEMENTS OF CONDITION - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Assets
Cash and due from banks	$ 29,831	$ 24,492
Federal funds sold	3,466	180
Interest-earning deposits with banks	342,763	300,291
Cash and cash equivalents	376,060	324,963
Securities available for sale, at fair value	481,790	264,602
Securities held to maturity (fair value of $22,467 at June 30, 2022; and $10,919 at June 30, 2021)	23,952	10,878
Equity securities, at fair value	2,039	2,879
Federal Home Loan Bank of New York stock	1,091	1,215
Net loans receivable	982,566	1,081,799
Accrued interest receivable	4,623	4,046
Premises and equipment, net	37,312	38,918
Bank-owned life insurance	17,165	17,212
Goodwill	8,799	7,292
Other intangible assets, net	2,494	1,843
Other assets	26,338	40,605
Total assets	1,964,229	1,796,252
Deposits:
Non-interest bearing deposits	593,461	504,888
Interest bearing deposits	1,086,822	1,026,008
Total deposits	1,680,283	1,530,896
Mortgagors' escrow deposits	5,586	5,811
Other liabilities	35,733	21,723
Total liabilities	1,721,602	1,558,430
Commitments and contingent liabilities - See Note 15
Shareholders' Equity
Preferred stock ($0.01 par value, 5,000,000 shares authorized, no shares issued or outstanding as of June 30, 2022 and June 30, 2021)
Common stock ($0.01 par value, 75,000,000 shares authorized, 25,977,679 shares issued and outstanding as of June 30, 2022 and June 30, 2021)	260	260
Additional paid in capital	113,713	113,815
Retained earnings	151,090	140,811
Unallocated common stock of Employee Stock Ownership Plan ("ESOP")	(11,256)	(11,939)
Accumulated other comprehensive loss	(11,180)	(5,125)
Total shareholders' equity	242,627	237,822
Total liabilities and shareholders' equity	$ 1,964,229	$ 1,796,252