DEPOSITS

12 Months Ended

Jun. 30, 2022

DEPOSITS

DEPOSITS

10.       DEPOSITS

Deposit account balances are summarized as follows (dollars in thousands):

	June 30,		June 30,
	2022		2021
Non-interest bearing demand accounts	$	593,461	$	504,888
Interest-bearing accounts:
Interest-bearing demand accounts		182,816		175,803
Savings accounts		326,261		300,835
Money market accounts		497,165		454,494
Time deposits		80,580		94,876
Total interest bearing accounts		1,086,822		1,026,008
Total deposits	$	1,680,283	$	1,530,896

Overdrawn demand deposit balances of $132,000 and $145,000 were reclassified as loan balances as of June 30, 2022 and 2021, respectively.

Time deposits outstanding that had balances of $250,000 and over amounted to approximately $18.6 million and $20.9 million at June 30, 2022 and 2021, respectively.

Scheduled maturities of time deposits for the next five years are as follows (dollars in thousands):

Year ending June 30,
2023	$	56,833
2024		14,986
2025		3,438
2026		2,459
2027		2,864
	$	80,580

Deposits of related parties amounted to $21.1 million and $20.2 million at June 30, 2022 and 2021, respectively.