FAIR VALUE - Carrying and Fair Values (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Financial assets
Cash and cash equivalents	$ 376,060	$ 324,963
Securities available for sale	481,790	264,602
Securities held to maturity	22,467	10,919
Equity securities	2,039	2,879
FHLBNY stock	1,091	1,215
Net loans receivable	982,566	1,081,799
Accrued interest receivable	4,623	4,046
Level 1
Financial assets
Cash and cash equivalents	376,060	324,963
Securities available for sale	365,846	216,041
Equity securities	2,039	2,879
Level 2
Financial assets
Securities available for sale	115,944	48,561
Securities held to maturity	22,467	10,919
FHLBNY stock	1,091	1,215
Accrued interest receivable	4,623	4,046
Derivative assets	217	25,319
Financial liabilities
Savings, money market, and demand accounts	1,599,703	1,436,020
Time deposits	78,646	95,597
Mortgagors' escrow deposits	5,586	5,811
Accrued interest payable	27	24
Derivative liabilities	12,813	637
Level 3
Financial assets
Net loans receivable	947,332	1,094,985
Carrying Amount
Financial assets
Cash and cash equivalents	376,060	324,963
Securities available for sale	481,790	264,602
Securities held to maturity	23,952	10,878
Equity securities	2,039	2,879
FHLBNY stock	1,091	1,215
Net loans receivable	982,566	1,081,799
Accrued interest receivable	4,623	4,046
Derivative assets	217	25,319
Financial liabilities
Savings, money market, and demand accounts	1,599,703	1,436,020
Time deposits	80,580	94,876
Mortgagors' escrow deposits	5,586	5,811
Accrued interest payable	27	24
Derivative liabilities	12,813	637
Fair Value
Financial assets
Cash and cash equivalents	376,060	324,963
Securities available for sale	481,790	264,602
Securities held to maturity	22,467	10,919
Equity securities	2,039	2,879
FHLBNY stock	1,091	1,215
Net loans receivable	947,332	1,094,985
Accrued interest receivable	4,623	4,046
Derivative assets	217	25,319
Financial liabilities
Savings, money market, and demand accounts	1,599,703	1,436,020
Time deposits	78,646	95,597
Mortgagors' escrow deposits	5,586	5,811
Accrued interest payable	27	24
Derivative liabilities	$ 12,813	$ 637

Fair value portion of deposit liabilities held by the entity that included savings, money market and demand deposits.

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The fair value of mortgagors' escrow deposit as of balance sheet date.

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Fair value portion of deposit liabilities held by the entity that included time deposits.

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Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).

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The sum of cash and cash equivalents plus Federal Funds Sold. Cash and cash equivalents consist of short term, highly liquid investments that are readily convertible to known amounts of cash and are so near their maturity that they present negligible risk of changes in value due to changes in interest rates -- usually with an original maturity less than 90 days.

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Fair value, after the effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset.

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Amount of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI), classified as current.

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Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).

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Fair value of investment in debt security measured at amortized cost (held-to-maturity).

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Amount of interest payable on debt, including, but not limited to, trade payables.

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Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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