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INCOME TAXES - Reconciliation (Details) - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Income tax expense differs from the amount expected based on the federal income tax statutory rate due to the following:    
Income before tax at the federal tax rate $ 2,801 $ 558
State expense, net of federal benefit 359 139
Non-deductible expenses   945
Tax-exempt income (115) (88)
Bank-owned life insurance 10 6
Other, net 4 23
Total income tax expense $ 3,059 $ 1,583
Income tax expense differs from the amount expected based on the federal income tax statutory rate due to the following (as a percent):    
Income before tax at the federal tax rate (as a percent) 21.00% 21.00%
State expense, net of federal benefit (as a percent) 2.70% 5.20%
Non-deductible expenses (as a percent)   35.50%
Tax-exempt income (as a percent) (0.90%) (3.30%)
Bank-owned life insurance (as a percent) 0.10% 0.20%
Other, net (as a percent)   0.90%
Total income tax expense (as a percent) 22.90% 59.50%