CONSOLIDATED STATEMENTS OF CONDITION - USD ($) $ in Thousands	Jun. 30, 2020	Jun. 30, 2019
Assets
Cash and due from banks	$ 21,188	$ 48,385
Federal funds sold	1,382	2,083
Interest-earning deposits with banks	134,333	179,641
Cash and cash equivalents	156,903	230,109
Securities available for sale, at fair value	75,768	86,695
Securities held to maturity (fair value of $6,917 at June 30, 2020; and $3,887 at June 30, 2019)	6,822	3,873
Equity securities, at fair value	8,533	8,658
Federal Home Loan Bank of New York stock	1,010	924
Net loans receivable	1,148,399	1,053,938
Accrued interest receivable	3,467	4,374
Premises and equipment, net	40,863	41,710
Bank-owned life insurance	17,240	17,834
Goodwill	7,292	7,292
Other intangible assets, net	2,159	2,523
Other assets	57,956	22,062
Total assets	1,526,412	1,479,992
Deposits:
Non-interest bearing deposits	437,536	357,523
Interest bearing deposits	832,614	973,795
Total deposits	1,270,150	1,331,318
Mortgagors’ escrow deposits	6,044	6,044
Due to broker	7,758
Other liabilities	18,494	7,665
Total liabilities	1,302,446	1,345,027
Shareholders' Equity
Preferred stock ($0.01 par value, 5,000,000 shares authorized, no shares issued or outstanding as of June 30, 2020)
Common stock ($0.01 par value, 75,000,000 shares authorized, 25,977,679 shares issued and outstanding as of June 30, 2020)	260
Additional paid in capital	113,963
Retained earnings	139,734	146,068
Unallocated common stock of Employee Stock Ownership Plan ("ESOP")	(12,621)
Accumulated other comprehensive loss	(17,370)	(11,103)
Total shareholders' equity	223,966	134,965
Total liabilities and shareholders' equity	$ 1,526,412	$ 1,479,992