Consolidated Statements of Cash Flows (unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Cash flows from operating activities:
Net income	$ 7,300,000	$ 7,297,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision (benefit) for credit losses	(168,000)	1,866,000
Net amortization of securities premiums/discounts	88,000	106,000
Proceeds from sale of loans	92,798,000	81,760,000
Loans originated for sale	(87,755,000)	(74,940,000)
Accretion of net deferred loan costs/fees and premiums	(56,000)	(88,000)
Depreciation and amortization of premises and equipment	946,000	973,000
Change in mortgage servicing rights fair value	(275,000)	1,692,000
Mortgage servicing rights capitalized	(211,000)	(634,000)
Accretion of fair value adjustment on loans and deposits, net	(92,000)	(39,000)
Amortization of other intangible assets	189,000	190,000
Amortization of subordinated debt issuance costs		32,000
Net gains on mortgage loan sales, including fair value adjustments	(1,790,000)	(2,232,000)
Bank-owned life insurance income	(746,000)	(500,000)
Income on retirement plan annuities	(145,000)	(119,000)
Net loss (gain) on sale and write-down of other real estate owned and repossessed assets	4,000	(17,000)
ESOP expense	621,000	771,000
Share-based compensation expense	613,000	489,000
Net change in:
Decrease in operating lease ROU assets	462,000	728,000
Decrease in operating lease liabilities	(443,000)	(727,000)
Change in other assets	(3,803,000)	4,139,000
Change in other liabilities	7,437,000	(11,082,000)
Net cash provided by operating activities	14,974,000	9,665,000
Activity in securities available for sale:
Maturities, prepayments and calls	4,801,000	5,073,000
Purchases	(10,689,000)
Activity in securities held to maturity:
Maturities, prepayment and calls	74,000	113,000
Net redemption (purchase) of FHLB stock	533,000	(3,518,000)
Participation-in loan purchases		(7,342,000)
Net loan (originations) payments	(27,822,000)	(65,510,000)
Proceeds from sale of other real estate owned and repossessed assets	65,000	105,000
Additions to property and equipment	(110,000)	(491,000)
Net cash used by investing activities	(33,148,000)	(71,570,000)
Cash flows from financing activities:
Net increase in deposits	6,615,000	52,178,000
Net change in short-term borrowed funds	(68,000,000)	40,000,000
Proceeds from borrowings	317,326,000	150,000,000
Repayment of borrowings	(63,408,000)	(10,000)
Net change in mortgagors' escrow accounts	1,492,000	2,048,000
Treasury stock purchased	(6,263,000)	(27,130,000)
Dividends paid	(3,497,000)	(3,444,000)
Net cash provided by financing activities	184,265,000	213,642,000
Net change in cash and cash equivalents	166,091,000	151,737,000
Cash and cash equivalents at beginning of period	227,350,000	98,017,000
Cash and cash equivalents at end of period	393,441,000	249,754,000
Supplemental cash flow information:
Interest paid on deposits	26,781,000	15,343,000
Interest paid on borrowed funds	7,501,000	6,077,000
Income taxes paid, net	2,103,000	1,131,000
Transfer of loans to other real estate owned and repossessed assets	41,000	80,000
Dividends declared	$ 3,365,000	$ 3,281,000