XML 59 R48.htm IDEA: XBRL DOCUMENT v3.24.1.u1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Loan Losses Activity (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Activity in the allowance for loan losses and allocation of the allowance to loan segments      
Balance $ 47,972 $ 45,236 $ 45,236
Charge-offs (277) (14) (4,426)
Recoveries 152 25  
Provision for loan losses 338 1,747  
Balance 48,185 46,994 47,972
Residential | 1-4 family      
Activity in the allowance for loan losses and allocation of the allowance to loan segments      
Balance 12,101 11,532 11,532
Recoveries   1  
Provision for loan losses (66) (25)  
Balance 12,035 11,508 12,101
Residential | Second mortgages and equity lines of credit      
Activity in the allowance for loan losses and allocation of the allowance to loan segments      
Balance 964 924 924
Recoveries 3 7  
Provision for loan losses (25) 36  
Balance 942 967 964
Residential | Residential real estate construction      
Activity in the allowance for loan losses and allocation of the allowance to loan segments      
Balance 418 280 280
Provision for loan losses (87) 475  
Balance 331 755 418
Commercial | Commercial real estate      
Activity in the allowance for loan losses and allocation of the allowance to loan segments      
Balance 21,288 20,357 20,357
Charge-offs     (4,171)
Recoveries 100 1  
Provision for loan losses (125) 584  
Balance 21,263 20,942 21,288
Commercial | Commercial construction      
Activity in the allowance for loan losses and allocation of the allowance to loan segments      
Balance 4,824 4,645 4,645
Provision for loan losses 498 412  
Balance 5,322 5,057 4,824
Commercial | Commercial and industrial      
Activity in the allowance for loan losses and allocation of the allowance to loan segments      
Balance 8,107 7,236 7,236
Charge-offs (228) (7) (166)
Recoveries 46    
Provision for loan losses 138 255  
Balance 8,063 7,484 8,107
Consumer loans      
Activity in the allowance for loan losses and allocation of the allowance to loan segments      
Balance 270 262 262
Charge-offs (49) (7) (89)
Recoveries 3 16  
Provision for loan losses 5 10  
Balance $ 229 $ 281 $ 270