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LOANS HELD FOR SALE (Details) - USD ($)
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Fair value and contractual principal outstanding:      
Loans held for sale, fair value $ 16,434,000   $ 19,686,000
Loans held for sale, contractual principal outstanding 16,125,000   19,155,000
Fair value less unpaid principal balance 309,000 $ 344,000 531,000
Change in fair value of mortgage loans held for sale (222,000) $ 8,000  
90 Days or More      
Fair value and contractual principal outstanding:      
Loans held for sale, fair value $ 0   $ 0