Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 36,340	$ 38,876
Short-term investments	357,101	188,474
Total cash and cash equivalents	393,441	227,350
Securities available for sale, at fair value	291,008	290,151
Securities held to maturity, at amortized cost (fair value of $19,102 at March 31, 2024 and $19,262 at December 31. 2023)	19,724	19,796
Federal Home Loan Bank stock, at cost	26,565	27,098
Asset held for sale	348	348
Loans held for sale, at fair value	16,434	19,686
Loans	4,776,685	4,750,311
Less: Allowance for credit losses on loans	(48,185)	(47,972)
Net loans	4,728,500	4,702,339
Accrued interest receivable	19,470	18,169
Mortgage servicing rights, at fair value	46,597	46,111
Property and equipment, net	47,913	48,749
Retirement plan annuities	15,315	15,170
Bank-owned life insurance	95,421	94,675
Goodwill	59,042	59,042
Intangible assets	1,326	1,515
Other assets	101,118	97,697
Total assets	5,862,222	5,667,896
Deposits:
Demand deposit accounts	677,152	659,973
NOW accounts	305,071	305,825
Regular savings and club accounts	1,110,404	1,265,315
Money market deposit accounts	1,061,145	966,201
Term certificate accounts	852,326	863,457
Brokered deposits	387,926	326,638
Total deposits	4,394,024	4,387,409
Borrowings	754,380	568,462
Mortgagors' escrow accounts	10,364	8,872
Accrued interest payable	7,302	5,251
Other liabilities and accrued expenses	118,469	114,143
Total liabilities	5,284,539	5,084,137
Commitments and contingencies (Notes 7, 12 and 13)
Common stock, $0.01 par value; 150,000,000 shares authorized; 60,512,221 and 60,255,288 shares issued; 45,055,006 and 45,401,224 shares outstanding at March 31, 2024 and December 31, 2023, respectively	598	598
Additional paid-in capital	487,277	486,502
Retained earnings	363,591	359,656
Treasury stock, at cost, 15,457,215 and 14,854,064 shares at March 31, 2024 and December 31, 2023, respectively	(199,853)	(193,590)
Accumulated other comprehensive loss	(48,604)	(43,622)
Unearned compensation - ESOP	(25,326)	(25,785)
Total stockholders' equity	577,683	583,759
Total liabilities and stockholders' equity	$ 5,862,222	$ 5,667,896