XML 57 R48.htm IDEA: XBRL DOCUMENT v3.22.2.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Loan Losses Activity (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Activity in the allowance for loan losses        
Balance $ 43,560 $ 51,273 $ 45,377 $ 55,395
Charge-offs (253) (1,719) (3,111) (2,003)
Recoveries 1,052 61 1,685 417
Provision 262 (1,627) 1,981 (5,821)
Balance 44,621 47,988 44,621 47,988
ASU 2016-13 | Cumulative Effect, Period of Adoption, Adjustment        
Activity in the allowance for loan losses        
Balance (1,311)   (1,311)  
Residential        
Activity in the allowance for loan losses        
Balance     4,120  
Residential | 1-4 family        
Activity in the allowance for loan losses        
Balance 10,082 4,708 3,631 6,168
Recoveries 2 1 2 144
Provision 834 (1,667) 2,087 (3,270)
Balance 10,918 3,042 10,918 3,042
Residential | 1-4 family | ASU 2016-13 | Cumulative Effect, Period of Adoption, Adjustment        
Activity in the allowance for loan losses        
Balance 5,198   5,198  
Residential | Second mortgages and equity lines of credit        
Activity in the allowance for loan losses        
Balance 849 603 420 1,054
Recoveries 15 7 108 83
Provision (16) (270) (71) (797)
Balance 848 340 848 340
Residential | Second mortgages and equity lines of credit | ASU 2016-13 | Cumulative Effect, Period of Adoption, Adjustment        
Activity in the allowance for loan losses        
Balance 391   391  
Residential | Residential real estate construction        
Activity in the allowance for loan losses        
Balance 327 123 69 197
Provision (33) (72) 40 (146)
Balance 294 51 294 51
Residential | Residential real estate construction | ASU 2016-13 | Cumulative Effect, Period of Adoption, Adjustment        
Activity in the allowance for loan losses        
Balance 185   185  
Commercial | Commercial real estate        
Activity in the allowance for loan losses        
Balance 20,431 32,991 33,242 34,765
Charge-offs (24) (381) (2,810) (393)
Recoveries 7 1 13 5
Provision 741 2,059 904 293
Balance 21,155 34,670 21,155 34,670
Commercial | Commercial real estate | ASU 2016-13 | Cumulative Effect, Period of Adoption, Adjustment        
Activity in the allowance for loan losses        
Balance (10,194)   (10,194)  
Commercial | Commercial construction        
Activity in the allowance for loan losses        
Balance 4,370 1,937 2,010 1,955
Provision 99 615 761 597
Balance 4,469 2,552 4,469 2,552
Commercial | Commercial construction | ASU 2016-13 | Cumulative Effect, Period of Adoption, Adjustment        
Activity in the allowance for loan losses        
Balance 1,698   1,698  
Commercial | Commercial and industrial        
Activity in the allowance for loan losses        
Balance 7,174 8,059 4,638 5,311
Charge-offs (205) (1,277) (246) (1,463)
Recoveries 1,021 18 1,495 36
Provision (1,300) (815) (1,485) 2,101
Balance 6,690 5,985 6,690 5,985
Commercial | Commercial and industrial | ASU 2016-13 | Cumulative Effect, Period of Adoption, Adjustment        
Activity in the allowance for loan losses        
Balance 2,288   2,288  
Consumer loans        
Activity in the allowance for loan losses        
Balance 327 853 367 2,475
Charge-offs (24) (61) (55) (147)
Recoveries 7 34 67 149
Provision (63) (478) (255) (2,129)
Balance 247 348 247 348
Consumer loans | ASU 2016-13 | Cumulative Effect, Period of Adoption, Adjustment        
Activity in the allowance for loan losses        
Balance 123   123  
Unallocated        
Activity in the allowance for loan losses        
Balance   1,999 1,000 3,470
Provision   (999)   (2,470)
Balance   $ 1,000   $ 1,000
Unallocated | ASU 2016-13 | Cumulative Effect, Period of Adoption, Adjustment        
Activity in the allowance for loan losses        
Balance $ (1,000)   $ (1,000)