Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 39,910	$ 35,549
Short-term investments	46,044	159,170
Total cash and cash equivalents	85,954	194,719
Securities available for sale, at fair value	304,852	394,036
Securities held to maturity, at amortized cost	15,000
Federal Home Loan Bank stock, at cost	15,973	5,931
Asset held for sale		881
Loans held for sale, at fair value	18,805	45,642
Loans	4,197,354	3,607,733
Less: Allowance for credit losses on loans	(44,621)	(45,377)
Net loans	4,152,733	3,562,356
Accrued interest receivable	12,746	10,624
Other real estate owned and repossessed assets	74	53
Mortgage servicing rights, at fair value	49,861	38,268
Property and equipment, net	49,115	50,745
Retirement plan annuities	14,511	14,174
Bank-owned life insurance	91,452	89,972
Goodwill	69,802	69,802
Intangible assets	2,461	3,164
Other assets	104,304	73,038
Total assets	4,987,643	4,553,405
Deposits:
Demand deposit accounts	795,945	743,051
NOW accounts	308,191	313,733
Regular savings and club accounts	1,289,825	1,138,979
Money market deposit accounts	889,517	858,970
Term certificate accounts	599,632	627,916
Total deposits	3,883,110	3,682,649
Short-term borrowed funds	330,000	0
Long-term borrowed funds	15,684	55,711
Subordinated debt	34,254	34,159
Mortgagors' escrow accounts	9,842	8,459
Accrued interest payable	950	1,083
Other liabilities and accrued expenses	102,433	92,083
Total liabilities	4,376,273	3,874,144
Commitments and contingencies (Notes 9 and 10)
Common stock, $0.01 par value; 150,000,000 shares authorized; 59,919,254 and 59,087,487 shares issued; 49,202,660 and 52,390,478 shares outstanding at September 30, 2022 and December 31, 2021, respectively	593	585
Additional paid-in capital	480,617	469,934
Retained earnings	350,049	325,699
Treasury stock, at cost, 10,716,594 and 6,693,504 shares at September 30, 2022 and December 31, 2021, respectively	(143,125)	(85,859)
Accumulated other comprehensive loss	(48,681)	(1,637)
Unearned compensation - ESOP	(28,083)	(29,461)
Total stockholders' equity	611,370	679,261
Total liabilities and stockholders' equity	$ 4,987,643	$ 4,553,405