Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 35,843	$ 35,549
Short-term investments	48,495	159,170
Total cash and cash equivalents	84,338	194,719
Securities available for sale, at fair value	334,398	394,036
Securities held to maturity, at amortized cost	10,000
Federal Home Loan Bank stock, at cost	5,625	5,931
Asset held for sale		881
Loans held for sale, at fair value	31,679	45,642
Loans	3,911,949	3,607,733
Less: Allowance for credit losses on loans	(43,560)	(45,377)
Net loans	3,868,389	3,562,356
Accrued interest receivable	11,305	10,624
Other real estate owned and repossessed assets	26	53
Mortgage servicing rights, at fair value	47,130	38,268
Property and equipment, net	49,394	50,745
Retirement plan annuities	14,393	14,174
Bank-owned life insurance	90,949	89,972
Goodwill	69,802	69,802
Intangible assets	2,695	3,164
Other assets	83,921	73,038
Total assets	4,704,044	4,553,405
Deposits:
Demand deposit accounts	775,154	743,051
NOW accounts	316,839	313,733
Regular savings and club accounts	1,282,913	1,138,979
Money market deposit accounts	885,673	858,970
Term certificate accounts	587,354	627,916
Total deposits	3,847,933	3,682,649
Short-term borrowed funds	90,000	0
Long-term borrowed funds	15,693	55,711
Subordinated debt	34,222	34,159
Mortgagors' escrow accounts	9,639	8,459
Accrued interest payable	908	1,083
Other liabilities and accrued expenses	81,171	92,083
Total liabilities	4,079,566	3,874,144
Commitments and contingencies (Notes 9 and 10)
Common stock, $0.01 par value; 150,000,000 shares authorized; 59,922,099 and 59,087,487 shares issued; 49,989,007 and 52,390,478 shares outstanding at June 30, 2022 and December 31, 2021, respectively	593	585
Additional paid-in capital	479,519	469,934
Retained earnings	339,471	325,699
Treasury stock, at cost, 9,933,092 and 6,693,504 shares at June 30, 2022 and December 31, 2021, respectively	(132,296)	(85,859)
Accumulated other comprehensive loss	(34,267)	(1,637)
Unearned compensation - ESOP	(28,542)	(29,461)
Total stockholders' equity	624,478	679,261
Total liabilities and stockholders' equity	$ 4,704,044	$ 4,553,405