Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 30,355	$ 24,464
Short-term investments	218,617	187,152
Total cash and cash equivalents	248,972	211,616
Securities available for sale, at fair value	262,710	239,473
Securities held to maturity, at amortized cost		26,372
Federal Home Loan Bank stock, at cost	15,786	17,121
Assets held for sale	8,536	8,536
Loans held for sale, at fair value	158,898	110,552
Loans	3,474,022	3,171,558
Less: Allowance for loan losses	(36,107)	(24,060)
Net loans	3,437,915	3,147,498
Accrued interest receivable	11,979	9,807
Other real estate owned and repossessed assets	537	719
Mortgage servicing rights, at fair value	16,127	17,150
Property and equipment, net	47,797	47,951
Retirement plan annuities	13,537	13,333
Bank-owned life insurance	86,840	85,735
Goodwill.	69,802	69,802
Intangible assets	5,141	6,035
Other assets	80,329	47,221
Total assets	4,464,906	4,058,921
Deposits:
Demand deposit accounts	642,971	406,403
NOW accounts	199,400	165,877
Regular savings and club accounts	876,753	626,685
Money market deposit accounts	831,653	856,830
Term certificate accounts	757,897	887,078
Total deposits	3,308,674	2,942,873
Short-term borrowed funds	200,000	183,000
Long-term borrowed funds	141,114	171,132
Subordinated debt	33,970	33,907
Mortgagors' escrow accounts	8,299	6,053
Accrued interest payable	1,451	1,669
Other liabilities and accrued expenses	86,943	54,493
Total liabilities	3,780,451	3,393,127
Commitments and contingencies (Notes 9 and 10)
Common stock, $0.01 par value; 150,000,000 shares authorized; 58,489,222 shares issued; 58,418,021 shares outstanding at June 30, 2020 and December 31, 2019, respectively	584	584
Additional paid-in capital	462,881	460,232
Retained earnings	251,032	237,356
Treasury stock, at cost, 71,201 shares at June 30, 2020 and December 31, 2019, respectively	(721)	(721)
Accumulated other comprehensive income	2,897	1,480
Unearned compensation - ESOP	(32,218)	(33,137)
Total stockholders' equity	684,455	665,794
Total liabilities and stockholders' equity	$ 4,464,906	$ 4,058,921