Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Cash flows from operating activities:
Net income	$ 4,724	$ 2,067
Adjustments to reconcile net income to net cash used by operating activities:
Provision for loan losses	3,749	857
Net amortization of securities premiums/discounts	242	90
Net amortization of net deferred loan costs/fees and premiums	629	667
Depreciation and amortization of premises and equipment	1,005	1,084
Change in mortgage servicing rights fair value	4,387	2,151
Mortgage and consumer servicing rights capitalized	(444)	(165)
Accretion of fair value adjustment on loans and deposits, net	(383)	(431)
Amortization of other intangible assets	447	640
Amortization of subordinated debt issuance costs	31	13
Gain on sale and call of securities, net	(2,525)
Bank-owned life insurance income	(551)	(247)
Income on retirement plan annuities	(101)	(96)
Net loss on disposal of premises and equipment	110
Net (gain) loss on sale and write-down of other real estate owned and repossessed assets	55	(92)
Deferred income tax expense		1
ESOP expense	580	239
Share-based compensation expense	1,263	1,080
Net change in:
Loans held for sale	(7,764)	9,658
Other assets and liabilities, net	(4,560)	2,570
Net cash provided by operating activities	894	20,086
Activity in securities available for sale:
Maturities, prepayments and calls	13,947	7,404
Purchases	(62,755)	(14,903)
Sales	65,971
Activity in securities held to maturity:
Maturities, prepayment and calls	432	3,511
Sales	4,759
Net redemption of FHLB stock	3,591	8,835
Participation-in loan purchases	(679)	(14,497)
Loan originations, net of principal payments	(13,490)	(1,717)
Proceeds from sale of other real estate owned and repossessed assets	518	848
Additions to property and equipment	(750)	(1,403)
Net cash provided (used) by investing activities	11,544	(11,922)
Cash flows from financing activities:
Net increase in deposits	78,149	151,320
Net change in borrowed funds with maturities less than ninety days	(79,000)	(164,000)
Proceeds from other borrowed funds and subordinated debt	40,000
Repayment of other borrowed funds	(30,009)	(1)
Net change in mortgagors' escrow accounts	2,226	551
Net cash provided (used) by financing activities	11,366	(12,130)
Net change in cash and cash equivalents	23,804	(3,966)
Cash and cash equivalents at beginning of year	211,616	105,521
Cash and cash equivalents at end of year	235,420	101,555
Supplemental cash flow information:
Interest paid on deposits	8,600	8,229
Interest paid on borrowed funds	2,367	3,470
Income taxes paid, net	3,748	555
Transfer of loans to other real estate owned and repossessed assets	393	$ 990
Transfer of securities held to maturity to available for sale, fair value	$ 22,051