Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 35,264	$ 24,464
Short-term investments	200,156	187,152
Total cash and cash equivalents	235,420	211,616
Securities available for sale, at fair value	249,789	239,473
Securities held to maturity, at amortized cost		26,372
Federal Home Loan Bank stock, at cost	13,530	17,121
Assets held for sale	8,536	8,536
Loans held for sale, at fair value	118,316	110,552
Loans	3,183,870	3,171,558
Less: Allowance for loan losses	(26,389)	(24,060)
Net loans	3,157,481	3,147,498
Accrued interest receivable	9,710	9,807
Other real estate owned and repossessed assets	538	719
Mortgage servicing rights, at fair value	13,207	17,150
Property and equipment, net	47,586	47,951
Retirement plan annuities	13,434	13,333
Bank-owned life insurance	86,286	85,735
Deferred income taxes, net	4,797	6,034
Goodwill	69,802	69,802
Intangible assets	5,588	6,035
Other assets	67,186	41,187
Total assets	4,101,206	4,058,921
Deposits:
Demand deposit accounts	439,793	406,403
NOW accounts	174,971	165,877
Regular savings and club accounts	744,564	626,685
Money market deposit accounts	809,622	856,830
Term certificate accounts	852,274	887,078
Total deposits	3,021,224	2,942,873
Short-term borrowed funds	104,000	183,000
Long-term borrowed funds	181,123	171,132
Subordinated debt	33,938	33,907
Mortgagors' escrow accounts	8,279	6,053
Accrued interest payable	1,337	1,669
Other liabilities and accrued expenses	76,166	54,493
Total liabilities	3,426,067	3,393,127
Commitments and contingencies (Notes 10 and 11)
Common stock, $0.01 par value; 150,000,000 shares authorized; 58,489,222 shares issued; 58,418,021 shares outstanding at March 31, 2020 and December 31, 2019, respectively	584	584
Additional paid-in capital	461,616	460,232
Retained earnings	242,080	237,356
Treasury stock, at cost, 71,201 shares at March 31, 2020 and December 31, 2019, respectively	(721)	(721)
Accumulated other comprehensive income	4,258	1,480
Unearned compensation - ESOP	(32,678)	(33,137)
Total stockholders' equity	675,139	665,794
Total liabilities and stockholders' equity	$ 4,101,206	$ 4,058,921