Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 24,464	$ 27,686
Short-term investments	187,152	77,835
Total cash and cash equivalents	211,616	105,521
Securities available for sale, at fair value	239,473	209,293
Securities held to maturity, at amortized cost	26,372	44,688
Federal Home Loan Bank stock, at cost	17,121	24,969
Asset held for sale	8,536
Loans held for sale, at fair value	110,552	42,107
Loans	3,171,558	2,985,507
Less: Allowance for loan losses	(24,060)	(20,655)
Net loans	3,147,498	2,964,852
Accrued interest receivable	9,807	9,996
Other real estate owned and repossessed assets	719	749
Mortgage servicing rights, at fair value	17,150	22,217
Property and equipment, net	47,951	57,045
Retirement plan annuities	13,333	12,931
Bank-owned life insurance	85,735	44,635
Deferred income taxes, net	6,034	6,727
Goodwill and other intangible assets	75,837	78,467
Other assets	41,187	28,924
Total assets	4,058,921	3,653,121
Deposits:
Demand deposit accounts	406,403	412,906
NOW accounts	165,877	143,611
Regular savings and club accounts	626,685	482,088
Money market deposit accounts	856,830	758,933
Term certificate accounts	887,078	887,523
Total deposits	2,942,873	2,685,061
Short-term borrowed funds	183,000	290,000
Long-term borrowed funds	171,132	229,936
Subordinated debt	33,907	33,799
Mortgagors' escrow accounts	6,053	4,551
Accrued interest payable	1,669	1,611
Other liabilities and accrued expenses	54,493	50,589
Total liabilities	3,393,127	3,295,547
Commitments and contingencies (Notes 9, 15 and 16)
Common stock, $0.01 par value; 150,000,000 shares authorized; 58,489,222 and 58,612,149 shares issued; 58,418,021 and 58,465,505 shares outstanding at December 31, 2019 and December 31, 2018, respectively	584	327
Additional paid-in capital	460,232	152,156
Retained earnings	237,356	219,088
Treasury stock, at cost, 71,201 and 146,644 shares at December 31, 2019 and 2018, respectively	(721)	(1,548)
Accumulated other comprehensive income (loss)	1,480	(2,358)
Unearned compensation - ESOP	(33,137)	(10,091)
Total stockholders' equity	665,794	357,574
Total liabilities and stockholders' equity	$ 4,058,921	$ 3,653,121