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			<ns1:sshPrnamt>12300</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>12300</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES BITCOIN TRUST ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46438F101</ns1:cusip>
		<ns1:value>2814647</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>59456</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>59456</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES CORE MSCI EMERGING MARKETS ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46434G103</ns1:cusip>
		<ns1:value>4821878</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>59412</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>59412</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES CORE S&amp;P 500 ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>464287200</ns1:cusip>
		<ns1:value>268048</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>350</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>350</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES CORE S&amp;P SMALL CAP ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>464287804</ns1:cusip>
		<ns1:value>16989627</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>124887</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>124887</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2026 TERM CORPORATE ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46435GAA0</ns1:cusip>
		<ns1:value>942888</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>38898</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>38898</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2026 TERM MUNI BOND ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46435U259</ns1:cusip>
		<ns1:value>1907897</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>74411</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>74411</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2026 TERM TREASURY ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46436E858</ns1:cusip>
		<ns1:value>285908</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>12496</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>12496</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2027 TERM CORPORATE ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46435UAA9</ns1:cusip>
		<ns1:value>1206434</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>50018</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>50018</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2027 TERM MUNI BOND ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46435U283</ns1:cusip>
		<ns1:value>1886809</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>74755</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>74755</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2027 TERM TREASURY ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46436E841</ns1:cusip>
		<ns1:value>283977</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>12723</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>12723</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2028 TERM CORPORATE ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46435U515</ns1:cusip>
		<ns1:value>1184152</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>47442</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>47442</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2028 TERM MUNI BOND ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46435U325</ns1:cusip>
		<ns1:value>1882878</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>74896</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>74896</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2028 TERM TREASURY ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46436E833</ns1:cusip>
		<ns1:value>279966</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>12778</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>12778</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2029 TERM CORPORATE ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46436E205</ns1:cusip>
		<ns1:value>882573</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>38897</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>38897</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2029 TERM MUNI BOND ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46436E163</ns1:cusip>
		<ns1:value>1568320</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>63418</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>63418</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2030 TERM CORPORATE ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46436E726</ns1:cusip>
		<ns1:value>777656</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>36786</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>36786</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2030 TERM MUNI BOND ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46438G687</ns1:cusip>
		<ns1:value>1526071</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>61043</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>61043</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES MSCI ACWI EX U.S. ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>464288240</ns1:cusip>
		<ns1:value>310042</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>4100</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
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		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>4100</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES ULTRA SHORT DURATION BOND ACTIVE ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46434V878</ns1:cusip>
		<ns1:value>266515</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>5288</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>5288</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>SCHWAB INTERNATIONAL EQUITY ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>808524805</ns1:cusip>
		<ns1:value>9965896</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>362792</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>362792</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>SCHWAB U.S. MID-CAP ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>808524508</ns1:cusip>
		<ns1:value>10762363</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>316354</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>316354</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>VANGUARD S&amp;P 500 ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>922908363</ns1:cusip>
		<ns1:value>22507691</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>32114</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>32114</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
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</ns1:informationTable>
