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		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>122891</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>122891</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES ETHEREUM TRUST ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46438R105</ns1:cusip>
		<ns1:value>202130</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>17000</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>17000</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2026 TERM CORPORATE ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46435GAA0</ns1:cusip>
		<ns1:value>915870</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>37799</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>37799</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2026 TERM MUNI BOND ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46435U259</ns1:cusip>
		<ns1:value>1897715</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>74014</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>74014</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2026 TERM TREASURY ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46436E858</ns1:cusip>
		<ns1:value>260740</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>11391</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>11391</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2027 TERM CORPORATE ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46435UAA9</ns1:cusip>
		<ns1:value>1183922</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>48882</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>48882</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2027 TERM MUNI BOND ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46435U283</ns1:cusip>
		<ns1:value>1889687</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>74339</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>74339</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2027 TERM TREASURY ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46436E841</ns1:cusip>
		<ns1:value>259335</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>11593</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>11593</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2028 TERM CORPORATE ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46435U515</ns1:cusip>
		<ns1:value>1171272</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>46387</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>46387</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2028 TERM MUNI BOND ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46435U325</ns1:cusip>
		<ns1:value>1905446</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>74490</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>74490</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2028 TERM TREASURY ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46436E833</ns1:cusip>
		<ns1:value>257776</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>11643</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>11643</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2029 TERM CORPORATE ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46436E205</ns1:cusip>
		<ns1:value>886264</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>38267</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>38267</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2029 TERM MUNI BOND ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46436E163</ns1:cusip>
		<ns1:value>1596879</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>62894</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>62894</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2030 TERM CORPORATE ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46436E726</ns1:cusip>
		<ns1:value>786740</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>36089</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>36089</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES IBONDS DEC 2030 TERM MUNI BOND ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46438G687</ns1:cusip>
		<ns1:value>1562208</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>60387</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>60387</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES MSCI ACWI EX U.S. ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>464288240</ns1:cusip>
		<ns1:value>312051</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>4100</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>4100</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES ULTRA SHORT DURATION BOND ACTIVE ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>46434V878</ns1:cusip>
		<ns1:value>237119</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>4688</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>4688</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>SCHWAB INTERNATIONAL EQUITY ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>808524805</ns1:cusip>
		<ns1:value>9625722</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>347499</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>347499</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>SCHWAB U.S. MID-CAP ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>808524508</ns1:cusip>
		<ns1:value>11514464</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>312299</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
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		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>312299</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>VANGUARD S&amp;P 500 ETF</ns1:nameOfIssuer>
		<ns1:titleOfClass>Exchange Traded Fund</ns1:titleOfClass>
		<ns1:cusip>922908363</ns1:cusip>
		<ns1:value>21331055</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>31058</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>31058</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>0</ns1:None>
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	</ns1:infoTable>
</ns1:informationTable>
