The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ASML HLDG NV N Y REGISTRY SHS American Depository Receipt N07059210   6,346,588 4,805 SH   SOLE   4,805 0 0
ING GROEP N.V. SPONSORED ADR American Depository Receipt 456837103   3,515,265 134,943 SH   SOLE   134,943 0 0
NOVARTIS AG SPONSORED ADR American Depository Receipt 66987V109   3,685,552 24,128 SH   SOLE   24,128 0 0
SONY GROUP CORP SPONSORED ADR American Depository Receipt 835699307   3,203,408 154,754 SH   SOLE   154,754 0 0
TAIWAN SEMICONDUCTOR MANUFACT SPONSORED ADS American Depository Receipt 874039100   7,841,454 23,203 SH   SOLE   23,203 0 0
ALPHABET INC CAP STK CL A Common Stock 02079K305   8,209,854 28,550 SH   SOLE   28,550 0 0
ALPHABET INC CAP STK CL C Common Stock 02079K107   659,778 2,300 SH   SOLE   2,300 0 0
AMAZON COM INC COM Common Stock 023135106   7,396,084 35,512 SH   SOLE   35,512 0 0
AMERICAN EXPRESS CO COM Common Stock 025816109   375,075 1,240 SH   SOLE   1,240 0 0
AMGEN INC COM Common Stock 031162100   5,308,449 15,087 SH   SOLE   15,087 0 0
APPLE INC COM Common Stock 037833100   8,283,209 32,638 SH   SOLE   32,638 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702   287,999 601 SH   SOLE   601 0 0
BLACKROCK INC COM Common Stock 09290D101   3,293,882 3,425 SH   SOLE   3,425 0 0
BLACKSTONE INC COM Common Stock 09260D107   2,230,848 19,400 SH   SOLE   19,400 0 0
BRINKS CO COM Common Stock 109696104   459,703 4,436 SH   SOLE   4,436 0 0
BROADCOM INC COM Common Stock 11135F101   483,455 1,562 SH   SOLE   1,562 0 0
CARRIER GLOBAL CORPORATION COM Common Stock 14448C104   2,057,359 36,536 SH   SOLE   36,536 0 0
COSTCO WHOLESALE CORPORATION COM Common Stock 22160K105   295,940 297 SH   SOLE   297 0 0
CROWDSTRIKE HLDGS INC CL A Common Stock 22788C105   5,348,617 13,700 SH   SOLE   13,700 0 0
ELI LILLY & CO COM Common Stock 532457108   331,117 360 SH   SOLE   360 0 0
EMERSON ELEC CO COM Common Stock 291011104   3,022,136 23,066 SH   SOLE   23,066 0 0
EXXON MOBIL CORP COM Common Stock 30231G102   268,911 1,585 SH   SOLE   1,585 0 0
GOLDMAN SACHS GROUP INC COM Common Stock 38141G104   5,929,608 7,009 SH   SOLE   7,009 0 0
HOME DEPOT INC COM Common Stock 437076102   264,756 805 SH   SOLE   805 0 0
INTUITIVE SURGICAL INC COM NEW Common Stock 46120E602   6,004,856 13,026 SH   SOLE   13,026 0 0
JOHNSON & JOHNSON COM Common Stock 478160104   275,533 1,127 SH   SOLE   1,127 0 0
JOHNSON CTLS INTL PLC SHS Common Stock G51502105   434,099 3,315 SH   SOLE   3,315 0 0
JPMORGAN CHASE & CO COM Common Stock 46625H100   3,723,221 12,657 SH   SOLE   12,657 0 0
KLA CORP COM NEW Common Stock 482480100   207,610 141 SH   SOLE   141 0 0
MERCK & CO INC COM Common Stock 58933Y105   335,970 2,793 SH   SOLE   2,793 0 0
META PLATFORMS INC CL A Common Stock 30303M102   529,220 925 SH   SOLE   925 0 0
MICROSOFT CORP COM Common Stock 594918104   5,152,413 13,919 SH   SOLE   13,919 0 0
NVIDIA CORPORATION COM Common Stock 67066G104   10,160,894 58,262 SH   SOLE   58,262 0 0
OLD DOMINION FREIGHT LINE INC COM Common Stock 679580100   339,214 1,736 SH   SOLE   1,736 0 0
ORACLE CORP COM Common Stock 68389X105   290,542 1,975 SH   SOLE   1,975 0 0
PRIMERICA INC COM Common Stock 74164M108   228,688 913 SH   SOLE   913 0 0
SOUTHERN COPPER CORP COM Common Stock 84265V105   4,234,641 24,611 SH   SOLE   24,611 0 0
TELEDYNE TECHNOLOGIES INC COM Common Stock 879360105   280,725 464 SH   SOLE   464 0 0
TERAWULF INC COM Common Stock 88080T104   259,740 18,000 SH   SOLE   18,000 0 0
TESLA INC COM Common Stock 88160R101   4,368,063 11,750 SH   SOLE   11,750 0 0
VISA INC COM CL A Common Stock 92826C839   300,124 993 SH   SOLE   993 0 0
WW GRAINGER INC COM Common Stock 384802104   269,430 247 SH   SOLE   247 0 0
ACCESS TREASURY 0-1 YEAR ETF Exchange Traded Fund 381430529   14,820,706 147,926 SH   SOLE   147,926 0 0
INVESCO QQQ TRUST SERIES I Exchange Traded Fund 46090E103   9,253,982 16,033 SH   SOLE   16,033 0 0
STATE STREET SPDR S&P 500 ETF Exchange Traded Fund 78462F103   679,605 1,045 SH   SOLE   1,045 0 0
GRAYSCALE BITCOIN MINI TRUST ETF Exchange Traded Fund 389930207   211,370 7,048 SH   SOLE   7,048 0 0
GRAYSCALE BITCOIN TRUST ETF Exchange Traded Fund 389637109   1,087,173 20,606 SH   SOLE   20,606 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF Exchange Traded Fund 46436E718   326,340 3,242 SH   SOLE   3,242 0 0
ISHARES BITCOIN TRUST ETF Exchange Traded Fund 46438F101   946,784 24,643 SH   SOLE   24,643 0 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200   329,218 504 SH   SOLE   504 0 0
ISHARES CORE S&P SMALL CAP ETF Exchange Traded Fund 464287804   15,094,963 121,430 SH   SOLE   121,430 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF Exchange Traded Fund 46435GAA0   1,173,701 48,420 SH   SOLE   48,420 0 0
ISHARES IBONDS DEC 2026 TERM MUNI BOND ETF Exchange Traded Fund 46435U259   1,909,549 74,504 SH   SOLE   74,504 0 0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF Exchange Traded Fund 46436E858   261,025 11,391 SH   SOLE   11,391 0 0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF Exchange Traded Fund 46435UAA9   1,198,135 49,428 SH   SOLE   49,428 0 0
ISHARES IBONDS DEC 2027 TERM MUNI BOND ETF Exchange Traded Fund 46435U283   1,904,280 74,854 SH   SOLE   74,854 0 0
ISHARES IBONDS DEC 2027 TERM TREASURY ETF Exchange Traded Fund 46436E841   260,031 11,593 SH   SOLE   11,593 0 0
ISHARES IBONDS DEC 2028 TERM CORPORATE ETF Exchange Traded Fund 46435U515   1,185,545 46,804 SH   SOLE   46,804 0 0
ISHARES IBONDS DEC 2028 TERM MUNI BOND ETF Exchange Traded Fund 46435U325   1,880,692 73,666 SH   SOLE   73,666 0 0
ISHARES IBONDS DEC 2028 TERM TREASURY ETF Exchange Traded Fund 46436E833   259,441 11,643 SH   SOLE   11,643 0 0
ISHARES IBONDS DEC 2029 TERM CORPORATE ETF Exchange Traded Fund 46436E205   903,302 38,835 SH   SOLE   38,835 0 0
ISHARES IBONDS DEC 2029 TERM MUNI BOND ETF Exchange Traded Fund 46436E163   1,601,784 63,187 SH   SOLE   63,187 0 0
ISHARES IBONDS DEC 2030 TERM CORPORATE ETF Exchange Traded Fund 46436E726   793,009 36,227 SH   SOLE   36,227 0 0
ISHARES IBONDS DEC 2030 TERM MUNI BOND ETF Exchange Traded Fund 46438G687   1,535,624 59,451 SH   SOLE   59,451 0 0
ISHARES MSCI ACWI EX U.S. ETF Exchange Traded Fund 464288240   280,727 4,100 SH   SOLE   4,100 0 0
ISHARES MSCI INDIA ETF Exchange Traded Fund 46429B598   3,556,983 75,939 SH   SOLE   75,939 0 0
ISHARES ULTRA SHORT DURATION BOND ACTIVE ETF Exchange Traded Fund 46434V878   486,863 9,618 SH   SOLE   9,618 0 0
SCHWAB INTERNATIONAL EQUITY ETF Exchange Traded Fund 808524805   8,426,707 340,473 SH   SOLE   340,473 0 0
SCHWAB U.S. MID-CAP ETF Exchange Traded Fund 808524508   9,521,934 307,556 SH   SOLE   307,556 0 0
VANGUARD S&P 500 ETF Exchange Traded Fund 922908363   14,220,464 23,798 SH   SOLE   23,798 0 0