The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ASML HOLDING N V N Y REGISTRY SHS American Depository Receipt N07059210   5,096,813 4,764 SH   SOLE NONE 4,764 0 0
ING GROEP N.V. SPONSORED ADR American Depository Receipt 456837103   3,765,412 134,479 SH   SOLE NONE 134,479 0 0
NOVARTIS AG SPONSORED ADR American Depository Receipt 66987V109   3,283,098 23,813 SH   SOLE NONE 23,813 0 0
SONY GROUP CORP SPONSORED ADR American Depository Receipt 835699307   3,995,622 156,079 SH   SOLE NONE 156,079 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS American Depository Receipt 874039100   6,974,883 22,952 SH   SOLE NONE 22,952 0 0
ALPHABET INC CAP STK CL A Common Stock 02079K305   8,817,851 28,172 SH   SOLE NONE 28,172 0 0
ALPHABET INC CAP STK CL C Common Stock 02079K107   721,740 2,300 SH   SOLE NONE 2,300 0 0
AMAZON COM INC COM Common Stock 023135106   7,925,897 34,338 SH   SOLE NONE 34,338 0 0
AMERICAN EXPRESS CO COM Common Stock 025816109   458,738 1,240 SH   SOLE NONE 1,240 0 0
AMGEN INC COM Common Stock 031162100   4,913,971 15,013 SH   SOLE NONE 15,013 0 0
APPLE INC COM Common Stock 037833100   8,865,907 32,612 SH   SOLE NONE 32,612 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702   305,611 608 SH   SOLE NONE 608 0 0
BLACKROCK INC COM Common Stock 09290D101   3,635,967 3,397 SH   SOLE NONE 3,397 0 0
BLACKSTONE INC COM Common Stock 09260D107   2,962,919 19,222 SH   SOLE NONE 19,222 0 0
BRINKS CO COM Common Stock 109696104   534,740 4,581 SH   SOLE NONE 4,581 0 0
BROADCOM INC COM Common Stock 11135F101   540,608 1,562 SH   SOLE NONE 1,562 0 0
CARRIER GLOBAL CORPORATION COM Common Stock 14448C104   1,898,501 35,929 SH   SOLE NONE 35,929 0 0
CARVANA CO CL A Common Stock 146869102   566,773 1,343 SH   SOLE NONE 1,343 0 0
CIRCLE INTERNET GROUP INC COM CL A Common Stock 172573107   3,194,125 40,279 SH   SOLE NONE 40,279 0 0
COSTCO WHSL CORP NEW COM Common Stock 22160K105   256,115 297 SH   SOLE NONE 297 0 0
CROWDSTRIKE HLDGS INC CL A Common Stock 22788C105   5,484,492 11,700 SH   SOLE NONE 11,700 0 0
ELI LILLY & CO COM Common Stock 532457108   386,885 360 SH   SOLE NONE 360 0 0
EMERSON ELEC CO COM Common Stock 291011104   3,026,305 22,802 SH   SOLE NONE 22,802 0 0
GOLDMAN SACHS GROUP INC COM Common Stock 38141G104   6,089,763 6,928 SH   SOLE NONE 6,928 0 0
HOME DEPOT INC COM Common Stock 437076102   277,001 805 SH   SOLE NONE 805 0 0
INTUITIVE SURGICAL INC COM NEW Common Stock 46120E602   7,324,168 12,932 SH   SOLE NONE 12,932 0 0
JOHNSON & JOHNSON COM Common Stock 478160104   233,274 1,127 SH   SOLE NONE 1,127 0 0
JOHNSON CTLS INTL PLC SHS Common Stock G51502105   408,946 3,415 SH   SOLE NONE 3,415 0 0
JPMORGAN CHASE & CO. COM Common Stock 46625H100   4,034,227 12,520 SH   SOLE NONE 12,520 0 0
MERCK & CO INC COM Common Stock 58933Y105   293,991 2,793 SH   SOLE NONE 2,793 0 0
META PLATFORMS INC CL A Common Stock 30303M102   600,682 910 SH   SOLE NONE 910 0 0
MICROSOFT CORP COM Common Stock 594918104   5,530,212 11,435 SH   SOLE NONE 11,435 0 0
NETFLIX INC COM Common Stock 64110L106   3,312,447 35,329 SH   SOLE NONE 35,329 0 0
NVIDIA CORPORATION COM Common Stock 67066G104   10,380,032 55,657 SH   SOLE NONE 55,657 0 0
OLD DOMINION FREIGHT LINE INC COM Common Stock 679580100   272,205 1,736 SH   SOLE NONE 1,736 0 0
ORACLE CORP COM Common Stock 68389X105   384,947 1,975 SH   SOLE NONE 1,975 0 0
PRIMERICA INC COM Common Stock 74164M108   235,883 913 SH   SOLE NONE 913 0 0
SOUTHERN COPPER CORP COM Common Stock 84265V105   3,448,497 24,036 SH   SOLE NONE 24,036 0 0
TELEDYNE TECHNOLOGIES INC COM Common Stock 879360105   236,979 464 SH   SOLE NONE 464 0 0
TERAWULF INC COM Common Stock 88080T104   183,840 16,000 SH   SOLE NONE 16,000 0 0
TESLA INC COM Common Stock 88160R101   5,240,137 11,652 SH   SOLE NONE 11,652 0 0
THERMO FISHER SCIENTIFIC INC COM Common Stock 883556102   201,069 347 SH   SOLE NONE 347 0 0
UNITEDHEALTH GROUP INC COM Common Stock 91324P102   239,007 724 SH   SOLE NONE 724 0 0
VISA INC COM CL A Common Stock 92826C839   348,255 993 SH   SOLE NONE 993 0 0
WW GRAINGER INC COM Common Stock 384802104   249,235 247 SH   SOLE NONE 247 0 0
ACCESS TREASURY 0-1 YEAR ETF Exchange Traded Fund 381430529   9,209,471 92,150 SH   SOLE NONE 92,150 0 0
INVESCO QQQ TRUST SERIES I Exchange Traded Fund 46090E103   12,715,042 20,698 SH   SOLE NONE 20,698 0 0
GRAYSCALE BITCOIN MINI TRUST ETF Exchange Traded Fund 389930207   474,636 12,255 SH   SOLE NONE 12,255 0 0
GRAYSCALE BITCOIN TRUST ETF Exchange Traded Fund 389637109   4,116,434 60,217 SH   SOLE NONE 60,217 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF Exchange Traded Fund 46436E718   200,258 1,995 SH   SOLE NONE 1,995 0 0
ISHARES BITCOIN TRUST ETF Exchange Traded Fund 46438F101   1,211,510 24,401 SH   SOLE NONE 24,401 0 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200   239,729 350 SH   SOLE NONE 350 0 0
ISHARES CORE S&P SMALL CAP ETF Exchange Traded Fund 464287804   14,566,417 121,205 SH   SOLE NONE 121,205 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF Exchange Traded Fund 46435GAA0   1,195,775 49,351 SH   SOLE NONE 49,351 0 0
ISHARES IBONDS DEC 2026 TERM MUNI BOND ETF Exchange Traded Fund 46435U259   1,175,200 45,840 SH   SOLE NONE 45,840 0 0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF Exchange Traded Fund 46436E858   249,909 10,925 SH   SOLE NONE 10,925 0 0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF Exchange Traded Fund 46435UAA9   1,224,173 50,419 SH   SOLE NONE 50,419 0 0
ISHARES IBONDS DEC 2027 TERM MUNI BOND ETF Exchange Traded Fund 46435U283   1,173,247 46,209 SH   SOLE NONE 46,209 0 0
ISHARES IBONDS DEC 2027 TERM TREASURY ETF Exchange Traded Fund 46436E841   249,866 11,120 SH   SOLE NONE 11,120 0 0
ISHARES IBONDS DEC 2028 TERM CORPORATE ETF Exchange Traded Fund 46435U515   1,214,815 47,724 SH   SOLE NONE 47,724 0 0
ISHARES IBONDS DEC 2028 TERM MUNI BOND ETF Exchange Traded Fund 46435U325   774,334 30,277 SH   SOLE NONE 30,277 0 0
ISHARES IBONDS DEC 2028 TERM TREASURY ETF Exchange Traded Fund 46436E833   249,884 11,173 SH   SOLE NONE 11,173 0 0
ISHARES IBONDS DEC 2029 TERM CORPORATE ETF Exchange Traded Fund 46436E205   945,679 40,405 SH   SOLE NONE 40,405 0 0
ISHARES IBONDS DEC 2029 TERM MUNI BOND ETF Exchange Traded Fund 46436E163   775,920 30,512 SH   SOLE NONE 30,512 0 0
ISHARES IBONDS DEC 2030 TERM CORPORATE ETF Exchange Traded Fund 46436E726   819,415 37,128 SH   SOLE NONE 37,128 0 0
ISHARES IBONDS DEC 2030 TERM MUNI BOND ETF Exchange Traded Fund 46438G687   689,052 26,441 SH   SOLE NONE 26,441 0 0
ISHARES MSCI INDIA ETF Exchange Traded Fund 46429B598   8,149,389 150,775 SH   SOLE NONE 150,775 0 0
ISHARES ULTRA SHORT DURATION BOND ACTIVE ETF Exchange Traded Fund 46434V878   299,939 5,930 SH   SOLE NONE 5,930 0 0
SCHWAB INTERNATIONAL EQUITY ETF Exchange Traded Fund 808524805   6,942,055 288,771 SH   SOLE NONE 288,771 0 0
SCHWAB U.S. MID-CAP ETF Exchange Traded Fund 808524508   9,200,157 305,958 SH   SOLE NONE 305,958 0 0
VANGUARD S&P 500 ETF Exchange Traded Fund 922908363   20,046,025 31,965 SH   SOLE NONE 31,965 0 0