The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD SPONSORED ADR SPONSORED ADR 000375204 1,008 30,202 SH   SOLE NONE 30,202 0 0
BAIDU INC SPON ADR REP A SPON ADR REP A 056752108 1,067 6,939 SH   SOLE NONE 6,939 0 0
BHP GROUP LTD SPONSORED ADS SPONSORED ADS 088606108 603 11,258 SH   SOLE NONE 11,258 0 0
HDFC BANK LTD SPONSORED ADS SPONSORED ADS 40415F101 919 12,572 SH   SOLE NONE 12,572 0 0
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW NY REGIS SHS NEW 500472303 989 22,261 SH   SOLE NONE 22,261 0 0
SANOFI SPONSORED ADR SPONSORED ADR 80105N105 766 15,892 SH   SOLE NONE 15,892 0 0
SONY GROUP CORPORATION SPONSORED ADR SPONSORED ADR 835699307 1,177 10,644 SH   SOLE NONE 10,644 0 0
STMICROELECTRONICS N V NY REGISTRY NY REGISTRY 861012102 1,177 26,980 SH   SOLE NONE 26,980 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS SPONSORED ADS 874039100 1,365 12,229 SH   SOLE NONE 12,229 0 0
UNILEVER PLC SPON ADR NEW SPON ADR NEW 904767704 954 17,603 SH   SOLE NONE 17,603 0 0
AIRBNB INC COM CL A COM CL A 009066101 1,237 7,376 SH   SOLE NONE 7,376 0 0
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 3,256 1,218 SH   SOLE NONE 1,218 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 307 115 SH   SOLE NONE 115 0 0
AMAZON COM INC COM COM 023135106 3,324 1,012 SH   SOLE NONE 1,012 0 0
AMERICAN EXPRESS CO COM COM 025816109 208 1,240 SH   SOLE NONE 1,240 0 0
AMERICAN WTR WKS CO INC NEW COM COM 030420103 1,210 7,159 SH   SOLE NONE 7,159 0 0
AMGEN INC COM COM 031162100 1,436 6,755 SH   SOLE NONE 6,755 0 0
APPLE INC COM COM 037833100 4,921 34,778 SH   SOLE NONE 34,778 0 0
BIOGEN INC COM COM 09062X103 861 3,044 SH   SOLE NONE 3,044 0 0
BLACKROCK INC COM COM 09247X101 1,879 2,241 SH   SOLE NONE 2,241 0 0
BOEING CO COM COM 097023105 1,499 6,817 SH   SOLE NONE 6,817 0 0
BRINKS CO COM COM 109696104 573 9,058 SH   SOLE NONE 9,058 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH CL A LTD VT SH 112585104 763 14,267 SH   SOLE NONE 14,267 0 0
CANADIAN NATL RY CO COM COM 136375102 731 6,321 SH   SOLE NONE 6,321 0 0
CAREMAX INC COM CL A COM CL A 14171W103 97 10,020 SH   SOLE NONE 10,020 0 0
CARRIER GLOBAL CORPORATION COM COM 14448C104 1,710 33,041 SH   SOLE NONE 33,041 0 0
CARVANA CO CL A CL A 146869102 1,470 4,874 SH   SOLE NONE 4,874 0 0
CDW CORP COM COM 12514G108 210 1,151 SH   SOLE NONE 1,151 0 0
COINBASE GLOBAL INC COM CL A COM CL A 19260Q107 1,058 4,650 SH   SOLE NONE 4,650 0 0
CRISPR THERAPEUTICS AG NAMEN AKT NAMEN AKT H17182108 830 7,412 SH   SOLE NONE 7,412 0 0
DISNEY WALT CO COM COM 254687106 2,153 12,729 SH   SOLE NONE 12,729 0 0
DRAFTKINGS INC COM CL A COM CL A 26142R104 1,015 21,083 SH   SOLE NONE 21,083 0 0
EMERSON ELEC CO COM COM 291011104 1,401 14,871 SH   SOLE NONE 14,871 0 0
ENPHASE ENERGY INC COM COM 29355A107 1,657 11,048 SH   SOLE NONE 11,048 0 0
FACEBOOK INC CL A CL A 30303M102 2,120 6,247 SH   SOLE NONE 6,247 0 0
FERRARI N V COM COM N3167Y103 763 3,649 SH   SOLE NONE 3,649 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 1,679 4,441 SH   SOLE NONE 4,441 0 0
HOME DEPOT INC COM COM 437076102 376 1,144 SH   SOLE NONE 1,144 0 0
INTUITIVE SURGICAL INC COM NEW COM NEW 46120E602 2,864 2,881 SH   SOLE NONE 2,881 0 0
JOHNSON & JOHNSON COM COM 478160104 1,714 10,610 SH   SOLE NONE 10,610 0 0
JOHNSON CTLS INTL PLC SHS SHS G51502105 457 6,710 SH   SOLE NONE 6,710 0 0
JPMORGAN CHASE & CO COM COM 46625H100 1,863 11,381 SH   SOLE NONE 11,381 0 0
MARVELL TECHNOLOGY INC COM COM 573874104 928 15,381 SH   SOLE NONE 15,381 0 0
MASTERCARD INCORPORATED CL A CL A 57636Q104 1,728 4,969 SH   SOLE NONE 4,969 0 0
MCDONALDS CORP COM COM 580135101 1,134 4,704 SH   SOLE NONE 4,704 0 0
MERCADOLIBRE INC COM COM 58733R102 704 419 SH   SOLE NONE 419 0 0
MERCK & CO INC COM COM 58933Y105 213 2,832 SH   SOLE NONE 2,832 0 0
MICROSOFT CORP COM COM 594918104 3,575 12,682 SH   SOLE NONE 12,682 0 0
NETFLIX INC COM COM 64110L106 1,938 3,175 SH   SOLE NONE 3,175 0 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN COM UNIT PART IN 65341B106 1,522 20,200 SH   SOLE NONE 20,200 0 0
NIKE INC CL B CL B 654106103 1,664 11,456 SH   SOLE NONE 11,456 0 0
NORWEGIAN CRUISE LINE HLDG LTD SHS SHS G66721104 1,840 68,887 SH   SOLE NONE 68,887 0 0
OLD DOMINION FREIGHT LINE INC COM COM 679580100 248 868 SH   SOLE NONE 868 0 0
PALANTIR TECHNOLOGIES INC CL A CL A 69608A108 1,495 62,186 SH   SOLE NONE 62,186 0 0
PAYPAL HLDGS INC COM COM 70450Y103 367 1,412 SH   SOLE NONE 1,412 0 0
PEPSICO INC COM COM 713448108 1,607 10,682 SH   SOLE NONE 10,682 0 0
PROCTER AND GAMBLE CO COM COM 742718109 1,118 7,997 SH   SOLE NONE 7,997 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 1,437 16,714 SH   SOLE NONE 16,714 0 0
SALESFORCE COM INC COM COM 79466L302 1,660 6,122 SH   SOLE NONE 6,122 0 0
SHOPIFY INC CL A CL A 82509L107 816 602 SH   SOLE NONE 602 0 0
SOLAREDGE TECHNOLOGIES INC COM COM 83417M104 1,065 4,017 SH   SOLE NONE 4,017 0 0
TESLA INC COM COM 88160R101 2,882 3,716 SH   SOLE NONE 3,716 0 0
TORONTO DOMINION BK ONT COM NEW COM NEW 891160509 801 12,115 SH   SOLE NONE 12,115 0 0
TYSON FOODS INC CL A CL A 902494103 1,406 17,808 SH   SOLE NONE 17,808 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 293 749 SH   SOLE NONE 749 0 0
VISA INC COM CL A COM CL A 92826C839 221 993 SH   SOLE NONE 993 0 0
YUM CHINA HLDGS INC COM COM 98850P109 717 12,332 SH   SOLE NONE 12,332 0 0
ZOETIS INC CL A CL A 98978V103 294 1,513 SH   SOLE NONE 1,513 0 0
GOLDMAN SACHS ACCESS TREASURY 0-1 YEAR ETF ACCES TREASURY 381430529 2,739 27,372 SH   SOLE NONE 27,372 0 0
ISHARES CORE INTERNATIONAL AGGREGATE BOND FUND CORE INTL AGGR 46435G672 1,189 21,605 SH   SOLE NONE 21,605 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 5,934 96,089 SH   SOLE NONE 96,089 0 0
ISHARES S&P SMALL-CAP FUND CORE S&P SCP ETF 464287804 10,189 93,318 SH   SOLE NONE 93,318 0 0
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 1,449 11,346 SH   SOLE NONE 11,346 0 0
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 11,338 292,976 SH   SOLE NONE 292,976 0 0
SCHWAB U.S. MID-CAP ETF US MID-CAP ETF 808524508 15,359 200,348 SH   SOLE NONE 200,348 0 0
SCHWAB US AGGREGATE BOND ETF US AGGREGATE B 808524839 990 18,237 SH   SOLE NONE 18,237 0 0
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF SPDR BLOOMBERG 78468R663 266 2,904 SH   SOLE NONE 2,904 0 0
SPDR GOLD SHARES GOLD SHS 78463V107 1,058 6,445 SH   SOLE NONE 6,445 0 0
VANGUARD LONG-TERM BOND INDEX FUND LONG TERM BOND 921937793 479 4,680 SH   SOLE NONE 4,680 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 17,033 43,187 SH   SOLE NONE 43,187 0 0
VANGUARD TAX-EXEMPT BOND ETF TAX EXEMPT BD 922907746 4,574 83,510 SH   SOLE NONE 83,510 0 0