The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGILENT TECHNOLOGIES INC COM COM 00846U101 25 282 SH   SOLE NONE 282 0 0
APPLE INC COM COM 037833100 3,588 9,835 SH   SOLE NONE 9,835 0 0
ABB LTD SPONSORED ADR SPONSORED ADR 000375204 221 9,811 SH   SOLE NONE 9,811 0 0
ABBVIE INC COM COM 00287Y109 1,373 13,980 SH   SOLE NONE 13,980 0 0
ADOBE INC COM COM 00724F101 24 55 SH   SOLE NONE 55 0 0
ANALOG DEVICES INC COM COM 032654105 11 86 SH   SOLE NONE 86 0 0
ADIENT PLC ORD SHS ORD SHS G0084W101 0 5 SH   SOLE NONE 5 0 0
AKAMAI TECHNOLOGIES INC COM COM 00971T101 130 1,214 SH   SOLE NONE 1,214 0 0
APPLIED MATLS INC COM COM 038222105 9 143 SH   SOLE NONE 143 0 0
AMGEN INC COM COM 031162100 1,441 6,109 SH   SOLE NONE 6,109 0 0
AMAZON COM INC COM COM 023135106 3,029 1,098 SH   SOLE NONE 1,098 0 0
ANTHEM INC COM COM 036752103 5 20 SH   SOLE NONE 20 0 0
AMPHENOL CORP NEW CL A CL A 032095101 8 87 SH   SOLE NONE 87 0 0
ASML HOLDING N V N Y REGISTRY SHS N Y REGISTRY SHS N07059210 31 84 SH   SOLE NONE 84 0 0
AUTOHOME INC SP ADR RP CL A SP ADR RP CL A 05278C107 74 980 SH   SOLE NONE 980 0 0
BROADCOM INC COM COM 11135F101 9 30 SH   SOLE NONE 30 0 0
AMERICAN WTR WKS CO INC NEW COM COM 030420103 729 5,665 SH   SOLE NONE 5,665 0 0
AMERICAN EXPRESS CO COM COM 025816109 118 1,240 SH   SOLE NONE 1,240 0 0
ASTRAZENECA PLC SPONSORED ADR SPONSORED ADR 046353108 306 5,795 SH   SOLE NONE 5,795 0 0
ASPEN TECHNOLOGY INC COM COM 045327103 87 836 SH   SOLE NONE 836 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS SPONSORED ADS 01609W102 174 808 SH   SOLE NONE 808 0 0
BK OF AMERICA CORP COM COM 060505104 7 300 SH   SOLE NONE 300 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH CL A LTD VT SH 112585104 84 2,544 SH   SOLE NONE 2,544 0 0
BRICKELL BIOTECH INC COM COM 10802T105 19 18,812 SH   SOLE NONE 18,812 0 0
BRINKS CO COM COM 109696104 412 9,058 SH   SOLE NONE 9,058 0 0
BAIDU INC SPON ADR REP A SPON ADR REP A 056752108 156 1,302 SH   SOLE NONE 1,302 0 0
BIOGEN INC COM COM 09062X103 803 3,000 SH   SOLE NONE 3,000 0 0
SPDR BLOOMBERG BARCLAYS 1-3 MONTH T-BILL ETF SPDR BLOOMBERG 78468R663 15,127 165,272 SH   SOLE NONE 165,272 0 0
BLACKROCK INC COM COM 09247X101 1,459 2,682 SH   SOLE NONE 2,682 0 0
VANGUARD LONG-TERM BOND INDEX FUND LONG TERM BOND 921937793 1,065 9,535 SH   SOLE NONE 9,535 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 137 765 SH   SOLE NONE 765 0 0
CARRIER GLOBAL CORPORATION COM COM 14448C104 155 6,967 SH   SOLE NONE 6,967 0 0
CATERPILLAR INC DEL COM COM 149123101 13 100 SH   SOLE NONE 100 0 0
CHUBB LIMITED COM COM H1467J104 51 400 SH   SOLE NONE 400 0 0
CDW CORP COM COM 12514G108 134 1,151 SH   SOLE NONE 1,151 0 0
CNOOC LIMITED SPONSORED ADR SPONSORED ADR 126132109 101 893 SH   SOLE NONE 893 0 0
COLGATE PALMOLIVE CO COM COM 194162103 15 200 SH   SOLE NONE 200 0 0
CLOROX CO DEL COM COM 189054109 33 150 SH   SOLE NONE 150 0 0
COMCAST CORP NEW CL A CL A 20030N101 78 2,009 SH   SOLE NONE 2,009 0 0
CHIPOTLE MEXICAN GRILL INC COM COM 169656105 110 105 SH   SOLE NONE 105 0 0
CANADIAN NATL RY CO COM COM 136375102 140 1,585 SH   SOLE NONE 1,585 0 0
CONOCOPHILLIPS COM COM 20825C104 28 660 SH   SOLE NONE 660 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 129 426 SH   SOLE NONE 426 0 0
COPART INC COM COM 217204106 76 916 SH   SOLE NONE 916 0 0
SALESFORCE COM INC COM COM 79466L302 11 60 SH   SOLE NONE 60 0 0
CISCO SYS INC COM COM 17275R102 95 2,045 SH   SOLE NONE 2,045 0 0
COVETRUS INC COM COM 22304C100 54 3,000 SH   SOLE NONE 3,000 0 0
CARVANA CO CL A CL A 146869102 1,603 13,336 SH   SOLE NONE 13,336 0 0
CHEVRON CORP NEW COM COM 166764100 125 1,403 SH   SOLE NONE 1,403 0 0
DOMINION ENERGY INC COM COM 25746U109 39 478 SH   SOLE NONE 478 0 0
DONALDSON INC COM COM 257651109 29 629 SH   SOLE NONE 629 0 0
DOLLAR GEN CORP NEW COM COM 256677105 75 395 SH   SOLE NONE 395 0 0
DISNEY WALT CO COM DISNEY COM DISNEY 254687106 1,353 12,133 SH   SOLE NONE 12,133 0 0
DIGITAL RLTY TR INC COM COM 253868103 10 69 SH   SOLE NONE 69 0 0
DOVER CORP COM COM 260003108 25 261 SH   SOLE NONE 261 0 0
ISHARES SELECT DIVIDEND ETF SELECT DIVID ETF 464287168 12 147 SH   SOLE NONE 147 0 0
ELECTRONIC ARTS INC COM COM 285512109 726 5,496 SH   SOLE NONE 5,496 0 0
EBAY INC. COM COM 278642103 64 1,222 SH   SOLE NONE 1,222 0 0
ECOLAB INC COM COM 278865100 90 452 SH   SOLE NONE 452 0 0
EMERSON ELEC CO COM COM 291011104 861 13,879 SH   SOLE NONE 13,879 0 0
ENBRIDGE INC COM COM 29250N105 22 737 SH   SOLE NONE 737 0 0
FACEBOOK INC CL A CL A 30303M102 1,636 7,207 SH   SOLE NONE 7,207 0 0
FACTSET RESH SYS INC COM COM 303075105 78 238 SH   SOLE NONE 238 0 0
FIFTH THIRD BANCORP COM COM 316773100 19 1,000 SH   SOLE NONE 1,000 0 0
FOX FACTORY HLDG CORP COM COM 35138V102 108 1,303 SH   SOLE NONE 1,303 0 0
GOLDMAN SACHS ACCESS TREASURY 0-1 YEAR ETF ACCES TREASURY 381430529 25,851 257,248 SH   SOLE NONE 257,248 0 0
GRACO INC COM COM 384109104 56 1,167 SH   SOLE NONE 1,167 0 0
GILEAD SCIENCES INC COM COM 375558103 1 10 SH   SOLE NONE 10 0 0
SPDR GOLD SHARES GOLD SHS 78463V107 5,224 31,213 SH   SOLE NONE 31,213 0 0
SPDR GOLD MINISHARES TRUST SPDR GLD MINIS 98149E204 75 4,235 SH   SOLE NONE 4,235 0 0
CORNING INC COM COM 219350105 39 1,500 SH   SOLE NONE 1,500 0 0
BARRICK GOLD CORPORATION COM COM 067901108 141 5,226 SH   SOLE NONE 5,226 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 163 115 SH   SOLE NONE 115 0 0
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 1,628 1,148 SH   SOLE NONE 1,148 0 0
GENUINE PARTS CO COM COM 372460105 44 502 SH   SOLE NONE 502 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 739 3,740 SH   SOLE NONE 3,740 0 0
GRAINGER W W INC COM COM 384802104 78 247 SH   SOLE NONE 247 0 0
HOME DEPOT INC COM COM 437076102 293 1,170 SH   SOLE NONE 1,170 0 0
HEPION PHARMACEUTICALS INC COM COM 426897104 0 4 SH   SOLE NONE 4 0 0
HONEYWELL INTL INC COM COM 438516106 71 492 SH   SOLE NONE 492 0 0
ISHARES CORE INTERNATIONAL AGGREGATE BOND FUND CORE INTL AGGR 46435G672 2,710 48,666 SH   SOLE NONE 48,666 0 0
INTERNATIONAL BUSINESS MACHS COM COM 459200101 77 640 SH   SOLE NONE 640 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 1,560 32,768 SH   SOLE NONE 32,768 0 0
ISHARES S&P SMALL-CAP FUND CORE S&P SCP ETF 464287804 2,043 29,917 SH   SOLE NONE 29,917 0 0
INTEL CORP COM COM 458140100 1,371 22,913 SH   SOLE NONE 22,913 0 0
INGERSOLL RAND INC COM COM 45687V106 5 176 SH   SOLE NONE 176 0 0
INTUITIVE SURGICAL INC COM NEW COM NEW 46120E602 1,926 3,380 SH   SOLE NONE 3,380 0 0
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 91 475 SH   SOLE NONE 475 0 0
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 27 186 SH   SOLE NONE 186 0 0
ISHARES RUSSELL MID-CAP VALUE ETF RUS MDCP VAL ETF 464287473 12 151 SH   SOLE NONE 151 0 0
JOHNSON CTLS INTL PLC SHS SHS G51502105 227 6,639 SH   SOLE NONE 6,639 0 0
JOHNSON & JOHNSON COM COM 478160104 1,382 9,827 SH   SOLE NONE 9,827 0 0
JPMORGAN CHASE & CO COM COM 46625H100 1,353 14,386 SH   SOLE NONE 14,386 0 0
KLA CORP COM NEW COM NEW 482480100 27 141 SH   SOLE NONE 141 0 0
KIMBERLY CLARK CORP COM COM 494368103 46 325 SH   SOLE NONE 325 0 0
COCA COLA CO COM COM 191216100 66 1,466 SH   SOLE NONE 1,466 0 0
LILLY ELI & CO COM COM 532457108 121 735 SH   SOLE NONE 735 0 0
LAM RESEARCH CORP COM COM 512807108 12 38 SH   SOLE NONE 38 0 0
MASTERCARD INCORPORATED CL A CL A 57636Q104 1,447 4,893 SH   SOLE NONE 4,893 0 0
MCDONALDS CORP COM COM 580135101 818 4,437 SH   SOLE NONE 4,437 0 0
MICROCHIP TECHNOLOGY INC. COM COM 595017104 8 80 SH   SOLE NONE 80 0 0
MONDELEZ INTL INC CL A CL A 609207105 8 150 SH   SOLE NONE 150 0 0
MEDTRONIC PLC SHS SHS G5960L103 5 59 SH   SOLE NONE 59 0 0
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107 32 100 SH   SOLE NONE 100 0 0
MCCORMICK & CO INC COM NON VTG COM NON VTG 579780206 58 326 SH   SOLE NONE 326 0 0
MARKETAXESS HLDGS INC COM COM 57060D108 116 231 SH   SOLE NONE 231 0 0
3M CO COM COM 88579Y101 43 275 SH   SOLE NONE 275 0 0
MALLINCKRODT PUB LTD CO SHS SHS G5785G107 0 7 SH   SOLE NONE 7 0 0
MERCK & CO. INC COM COM 58933Y105 219 2,832 SH   SOLE NONE 2,832 0 0
MARVELL TECHNOLOGY GROUP LTD ORD ORD G5876H105 12 343 SH   SOLE NONE 343 0 0
MORGAN STANLEY COM NEW COM NEW 617446448 5 108 SH   SOLE NONE 108 0 0
MICROSOFT CORP COM COM 594918104 2,992 14,704 SH   SOLE NONE 14,704 0 0
MOTOROLA SOLUTIONS INC COM NEW COM NEW 620076307 18 128 SH   SOLE NONE 128 0 0
MICRON TECHNOLOGY INC COM COM 595112103 10 194 SH   SOLE NONE 194 0 0
NASDAQ INC COM COM 631103108 781 6,539 SH   SOLE NONE 6,539 0 0
NEXTERA ENERGY INC COM COM 65339F101 1,089 4,535 SH   SOLE NONE 4,535 0 0
NETFLIX INC COM COM 64110L106 1,230 2,702 SH   SOLE NONE 2,702 0 0
NIKE INC CL B CL B 654106103 1,086 11,073 SH   SOLE NONE 11,073 0 0
NORTHROP GRUMMAN CORP COM COM 666807102 3 9 SH   SOLE NONE 9 0 0
NVIDIA CORPORATION COM COM 67066G104 13 33 SH   SOLE NONE 33 0 0
NOVARTIS AG SPONSORED ADR SPONSORED ADR 66987V109 62 705 SH   SOLE NONE 705 0 0
NVENT ELECTRIC PLC SHS SHS G6700G107 0 14 SH   SOLE NONE 14 0 0
OLD DOMINION FREIGHT LINE INC COM COM 679580100 147 868 SH   SOLE NONE 868 0 0
ON DECK CAP INC COM COM 682163100 0 500 SH   SOLE NONE 500 0 0
ORACLE CORP COM COM 68389X105 109 1,975 SH   SOLE NONE 1,975 0 0
ORISUN ACQUISITION CORP UNIT UNIT 99/99/9999 68632T208 156 15,500 SH   SOLE NONE 15,500 0 0
OTIS WORLDWIDE CORP COM COM 68902V107 189 3,331 SH   SOLE NONE 3,331 0 0
PEPSICO INC COM COM 713448108 1,312 9,921 SH   SOLE NONE 9,921 0 0
PFIZER INC COM COM 717081103 1,252 38,280 SH   SOLE NONE 38,280 0 0
PROCTER AND GAMBLE CO COM COM 742718109 898 7,509 SH   SOLE NONE 7,509 0 0
PROGRESSIVE CORP OHIO COM COM 743315103 25 312 SH   SOLE NONE 312 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW NY REG SH NEW 500472303 177 3,774 SH   SOLE NONE 3,774 0 0
PENTAIR PLC SHS SHS G7S00T104 63 1,667 SH   SOLE NONE 1,667 0 0
POOL CORPORATION COM COM 73278L105 105 385 SH   SOLE NONE 385 0 0
PRIMERICA INC COM COM 74164M108 106 913 SH   SOLE NONE 913 0 0
PHILLIPS 66 COM COM 718546104 24 330 SH   SOLE NONE 330 0 0
PAYPAL HLDGS INC COM COM 70450Y103 192 1,103 SH   SOLE NONE 1,103 0 0
FERRARI N V COM COM N3167Y103 218 1,277 SH   SOLE NONE 1,277 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A SPONS ADR A 780259206 3 92 SH   SOLE NONE 92 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 441 7,157 SH   SOLE NONE 7,157 0 0
SAP SE SPON ADR SPON ADR 803054204 214 1,525 SH   SOLE NONE 1,525 0 0
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 2,507 84,279 SH   SOLE NONE 84,279 0 0
SCHWAB U.S. MID-CAP ETF US MID-CAP ETF 808524508 4,863 92,418 SH   SOLE NONE 92,418 0 0
SCHWAB CHARLES CORP COM COM 808513105 47 1,379 SH   SOLE NONE 1,379 0 0
SCHWAB U.S. LARGE-CAP ETF US LRG CAP ETF 808524201 209 2,826 SH   SOLE NONE 2,826 0 0
SCHWAB US AGGREGATE BOND ETF US AGGREGATE B 808524839 2,098 37,305 SH   SOLE NONE 37,305 0 0
SHOPIFY INC CL A CL A 82509L107 358 377 SH   SOLE NONE 377 0 0
ISHARES SHORT TREASURY BOND ETF SHORT TREAS BD 464288679 6,357 57,407 SH   SOLE NONE 57,407 0 0
SNAP INC CL A CL A 83304A106 1 25 SH   SOLE NONE 25 0 0
SONY CORP SPONSORED ADR SPONSORED ADR 835699307 232 3,357 SH   SOLE NONE 3,357 0 0
SYNOPSYS INC COM COM 871607107 35 177 SH   SOLE NONE 177 0 0
SANOFI SPONSORED ADR SPONSORED ADR 80105N105 152 2,984 SH   SOLE NONE 2,984 0 0
SPLUNK INC COM COM 848637104 126 633 SH   SOLE NONE 633 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 48 156 SH   SOLE NONE 156 0 0
SQUARE INC CL A CL A 852234103 42 398 SH   SOLE NONE 398 0 0
STMICROELECTRONICS N V NY REGISTRY NY REGISTRY 861012102 265 9,680 SH   SOLE NONE 9,680 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF SHRT NAT MUN ETF 464288158 60 558 SH   SOLE NONE 558 0 0
AT&T INC COM COM 00206R102 691 22,854 SH   SOLE NONE 22,854 0 0
TORONTO DOMINION BK ONT COM NEW COM NEW 891160509 178 3,983 SH   SOLE NONE 3,983 0 0
TELEDYNE TECHNOLOGIES INC COM COM 879360105 144 464 SH   SOLE NONE 464 0 0
TE CONNECTIVITY LTD REG SHS REG SHS H84989104 5 62 SH   SOLE NONE 62 0 0
TERADYNE INC COM COM 880770102 51 598 SH   SOLE NONE 598 0 0
TRUIST FINL CORP COM COM 89832Q109 4 94 SH   SOLE NONE 94 0 0
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 2,178 17,704 SH   SOLE NONE 17,704 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 126 347 SH   SOLE NONE 347 0 0
TESLA INC COM COM 88160R101 868 804 SH   SOLE NONE 804 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS SPONSORED ADS 874039100 238 4,195 SH   SOLE NONE 4,195 0 0
TRANE TECHNOLOGIES PLC SHS SHS G8994E103 18 200 SH   SOLE NONE 200 0 0
TEXAS INSTRS INC COM COM 882508104 87 686 SH   SOLE NONE 686 0 0
UGI CORP NEW COM COM 902681105 5 144 SH   SOLE NONE 144 0 0
UNILEVER N V N Y SHS NEW N Y SHS NEW 904784709 245 4,599 SH   SOLE NONE 4,599 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 226 767 SH   SOLE NONE 767 0 0
UNITED PARCEL SERVICE INC CL B CL B 911312106 59 531 SH   SOLE NONE 531 0 0
ISHARES EDGE MSCI MIN VOL USA ETF MSCI MIN VOL ETF 46429B697 1,845 30,431 SH   SOLE NONE 30,431 0 0
VISA INC COM CL A COM CL A 92826C839 212 1,097 SH   SOLE NONE 1,097 0 0
VANGUARD SHORT-TERM GOVERNMENT BOND ETF SHORT TERM TREAS 92206C102 4,344 69,835 SH   SOLE NONE 69,835 0 0
VANGUARD INFORMATION TECHNOLOGY INDEX FUND INF TECH ETF 92204A702 23 83 SH   SOLE NONE 83 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 9,006 31,776 SH   SOLE NONE 31,776 0 0
VANGUARD TAX-EXEMPT BOND ETF TAX EXEMPT BD 922907746 4,341 80,183 SH   SOLE NONE 80,183 0 0
VANGUARD GROWTH INDEX FUND GROWTH ETF 922908736 97 482 SH   SOLE NONE 482 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 71 1,296 SH   SOLE NONE 1,296 0 0
WELLTOWER INC COM COM 95040Q104 42 805 SH   SOLE NONE 805 0 0
WELLS FARGO CO NEW COM COM 949746101 3 126 SH   SOLE NONE 126 0 0
WASTE MGMT INC DEL COM COM 94106L109 40 379 SH   SOLE NONE 379 0 0
XILINX INC COM COM 983919101 26 260 SH   SOLE NONE 260 0 0
EXXON MOBIL CORP COM COM 30231G102 195 4,365 SH   SOLE NONE 4,365 0 0
YUM CHINA HLDGS INC COM COM 98850P109 221 4,606 SH   SOLE NONE 4,606 0 0
ZOETIS INC CL A CL A 98978V103 207 1,513 SH   SOLE NONE 1,513 0 0