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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   204,079 2,300 SH   SOLE   2,300 0 0
APPLE INC COM 037833100   1,134,549 8,732 SH   SOLE   8,732 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   213,141 690 SH   SOLE   690 0 0
BRINKS CO COM 109696104   486,505 9,058 SH   SOLE   9,058 0 0
CDW CORP COM 12514G108   205,546 1,151 SH   SOLE   1,151 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   134,583,573 1,349,750 SH   SOLE   1,349,750 0 0
HOME DEPOT INC COM 437076102   254,267 805 SH   SOLE   805 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   844,317 34,717 PRN   SOLE   34,717 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   861,157 34,405 PRN   SOLE   34,405 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   839,269 35,943 PRN   SOLE   35,943 0 0
ISHARES TR IBONDS DEC2023 46435G318   1,510,100 59,570 SH   SOLE   59,570 0 0
ISHARES TR IBONDS DEC 25 46435U432   1,180,400 44,763 SH   SOLE   44,763 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   850,133 34,813 PRN   SOLE   34,813 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   834,309 35,700 PRN   SOLE   35,700 0 0
ISHARES TR IBONDS DEC 26 46435U259   1,188,198 47,132 SH   SOLE   47,132 0 0
ISHARES TR IBONDS DEC 46435U697   958,132 37,209 SH   SOLE   37,209 0 0
ISHARES TR IBONDS DEC 27 46435U283   918,949 36,648 SH   SOLE   36,648 0 0
JOHNSON & JOHNSON COM 478160104   208,659 1,181 SH   SOLE   1,181 0 0
JOHNSON CTLS INTL PLC SHS G51502105   429,440 6,710 SH   SOLE   6,710 0 0
MERCK & CO INC COM 58933Y105   314,210 2,832 SH   SOLE   2,832 0 0
OLD DOMINION FREIGHT LINE IN COM 679580100   246,321 868 SH   SOLE   868 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,555,078 54,185 SH   SOLE   54,185 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,375,326 73,745 SH   SOLE   73,745 0 0
UNITEDHEALTH GROUP INC COM 91324P102   389,682 735 SH   SOLE   735 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   854,459 2,432 SH   SOLE   2,432 0 0
VISA INC COM CL A 92826C839   206,306 993 SH   SOLE   993 0 0