The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABM INDS INC COM 000957100 367 9,000 SH   SOLE NONE 9,000 0 0
AT&T INC COM 00206R102 507 20,637 SH   SOLE NONE 20,637 0 0
ABBOTT LABS COM 002824100 447 3,180 SH   SOLE NONE 3,180 0 0
ABBVIE INC COM 00287Y109 1,051 7,706 SH   SOLE NONE 7,706 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 242 1,521 SH   SOLE NONE 1,521 0 0
ALLSTATE CORP COM 020002101 256 2,183 SH   SOLE NONE 2,183 0 0
ALPHABET INC CAP STK CL C 02079K107 1,488 514 SH   SOLE NONE 514 0 0
ALPHABET INC CAP STK CL A 02079K305 669 231 SH   SOLE NONE 231 0 0
AMAZON COM INC COM 023135106 2,301 685 SH   SOLE NONE 685 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 214 3,328 PRN   SOLE NONE 3,328 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 284 3,571 PRN   SOLE NONE 3,571 0 0
AMGEN INC COM 031162100 411 1,829 SH   SOLE NONE 1,829 0 0
ANALOG DEVICES INC COM 032654105 751 4,272 SH   SOLE NONE 4,272 0 0
APPLE INC COM 037833100 15,402 86,349 SH   SOLE NONE 86,349 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 754 3,060 SH   SOLE NONE 3,060 0 0
BK OF AMERICA CORP COM 060505104 890 20,020 SH   SOLE NONE 20,020 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,602 5,359 PRN   SOLE NONE 5,359 0 0
BOEING CO COM 097023105 234 1,162 SH   SOLE NONE 1,162 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 288 4,620 SH   SOLE NONE 4,620 0 0
CHEVRON CORP NEW COM 166764100 3,454 29,338 SH   SOLE NONE 29,338 0 0
CISCO SYS INC COM 17275R102 496 7,839 SH   SOLE NONE 7,839 0 0
CLOROX CO DEL COM 189054109 738 4,238 SH   SOLE NONE 4,238 0 0
COCA COLA CO COM 191216100 389 6,571 SH   SOLE NONE 6,571 0 0
COSTCO WHSL CORP NEW COM 22160K105 603 1,062 SH   SOLE NONE 1,062 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 234 1,064 PRN   SOLE NONE 1,064 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 967 33,393 PRN   SOLE NONE 33,393 0 0
DISNEY WALT CO COM 254687106 1,241 8,013 SH   SOLE NONE 8,013 0 0
DOMINION ENERGY INC COM 25746U109 210 2,675 SH   SOLE NONE 2,675 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 207 1,979 PRN   SOLE NONE 1,979 0 0
ESSEX PPTY TR INC COM 297178105 239 681 SH   SOLE NONE 681 0 0
EXTRA SPACE STORAGE INC COM 30225T102 343 1,513 SH   SOLE NONE 1,513 0 0
EXXON MOBIL CORP COM 30231G102 243 3,975 SH   SOLE NONE 3,975 0 0
META PLATFORMS INC CL A 30303M102 1,263 3,757 SH   SOLE NONE 3,757 0 0
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500 248 3,665 PRN   SOLE NONE 3,665 0 0
FIRST TR STOXX EUROPEAN SELE COMMON SHS 33735T109 179 12,448 PRN   SOLE NONE 12,448 0 0
HERITAGE COMM CORP COM 426927109 148 12,395 SH   SOLE NONE 12,395 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 172 10,921 SH   SOLE NONE 10,921 0 0
HOME DEPOT INC COM 437076102 826 1,992 SH   SOLE NONE 1,992 0 0
INTEL CORP COM 458140100 492 9,568 SH   SOLE NONE 9,568 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 570 4,265 SH   SOLE NONE 4,265 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 357 897 PRN   SOLE NONE 897 0 0
INTUIT COM 461202103 1,097 1,706 SH   SOLE NONE 1,706 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 291 3,604 PRN   SOLE NONE 3,604 0 0
ISHARES GOLD TR ISHARES NEW 464285204 2,326 66,931 PRN   SOLE NONE 66,931 0 0
ISHARES TR TIPS BD ETF 464287176 4,241 32,837 PRN   SOLE NONE 32,837 0 0
ISHARES TR CORE S&P500 ETF 464287200 29,990 63,083 PRN   SOLE NONE 63,083 0 0
ISHARES TR IBOXX INV CP ETF 464287242 234 1,768 PRN   SOLE NONE 1,768 0 0
ISHARES TR GLOBAL TECH ETF 464287291 3,113 48,546 PRN   SOLE NONE 48,546 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 393 4,707 PRN   SOLE NONE 4,707 0 0
ISHARES TR GLOBAL FINLS ETF 464287333 3,912 49,034 PRN   SOLE NONE 49,034 0 0
ISHARES TR S&P 500 VAL ETF 464287408 212 1,357 PRN   SOLE NONE 1,357 0 0
ISHARES TR 20 YR TR BD ETF 464287432 1,680 11,351 PRN   SOLE NONE 11,351 0 0
ISHARES TR MSCI EAFE ETF 464287465 589 7,489 PRN   SOLE NONE 7,489 0 0
ISHARES TR ISHARES BIOTECH 464287556 553 3,629 PRN   SOLE NONE 3,629 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 223 1,331 PRN   SOLE NONE 1,331 0 0
ISHARES TR S&P MC 400GR ETF 464287606 208 2,447 PRN   SOLE NONE 2,447 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 284 930 PRN   SOLE NONE 930 0 0
ISHARES TR U.S. ENERGY ETF 464287796 3,359 112,059 PRN   SOLE NONE 112,059 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,306 29,034 PRN   SOLE NONE 29,034 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 232 11,022 PRN   SOLE NONE 11,022 0 0
ISHARES TR JPMORGAN USD EMG 464288281 324 2,975 PRN   SOLE NONE 2,975 0 0
ISHARES TR MBS ETF 464288588 1,776 16,542 PRN   SOLE NONE 16,542 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 2,535 47,050 PRN   SOLE NONE 47,050 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 443 2,992 PRN   SOLE NONE 2,992 0 0
ISHARES TR PFD AND INCM SEC 464288687 233 5,909 PRN   SOLE NONE 5,909 0 0
ISHARES TR U.S. MED DVC ETF 464288810 379 5,769 PRN   SOLE NONE 5,769 0 0
ISHARES TR EAFE VALUE ETF 464288877 12,514 249,368 PRN   SOLE NONE 249,368 0 0
ISHARES TR EAFE GRWTH ETF 464288885 12,586 114,563 PRN   SOLE NONE 114,563 0 0
ISHARES TR 10+ YR INVST GRD 464289511 1,734 24,946 PRN   SOLE NONE 24,946 0 0
ISHARES TR US TREAS BD ETF 46429B267 6,637 248,840 PRN   SOLE NONE 248,840 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 1,470 18,286 PRN   SOLE NONE 18,286 0 0
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 3,417 110,749 PRN   SOLE NONE 110,749 0 0
ISHARES TR MSCI USA VALUE 46432F388 6,916 63,354 PRN   SOLE NONE 63,354 0 0
ISHARES TR MSCI USA MMENTM 46432F396 428 2,358 PRN   SOLE NONE 2,358 0 0
ISHARES TR CORE MSCI EAFE 46432F842 301 4,033 PRN   SOLE NONE 4,033 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 3,107 78,560 PRN   SOLE NONE 78,560 0 0
ISHARES TR CORE TOTAL USD 46434V613 8,008 151,340 PRN   SOLE NONE 151,340 0 0
ISHARES TR BLACKROCK ULTRA 46434V878 201 4,006 PRN   SOLE NONE 4,006 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 20,570 191,517 PRN   SOLE NONE 191,517 0 0
ISHARES TR FALN ANGLS USD 46435G474 4,003 133,615 PRN   SOLE NONE 133,615 0 0
JPMORGAN CHASE &CO COM 46625H100 522 3,298 SH   SOLE NONE 3,298 0 0
JOHNSON &JOHNSON COM 478160104 362 2,116 SH   SOLE NONE 2,116 0 0
LILLY ELI &CO COM 532457108 246 890 SH   SOLE NONE 890 0 0
LOWES COS INC COM 548661107 362 1,401 SH   SOLE NONE 1,401 0 0
MSCI INC COM 55354G100 1,180 1,926 SH   SOLE NONE 1,926 0 0
MERCK &CO INC COM 58933Y105 449 5,865 SH   SOLE NONE 5,865 0 0
MICROSOFT CORP COM 594918104 4,910 14,600 SH   SOLE NONE 14,600 0 0
NATURAL ALTERNATIVES INTL IN COM NEW 638842302 193 15,286 PRN   SOLE NONE 15,286 0 0
NEKTAR THERAPEUTICS COM 640268108 258 19,120 SH   SOLE NONE 19,120 0 0
NEXTERA ENERGY INC COM 65339F101 315 3,383 SH   SOLE NONE 3,383 0 0
NIKE INC CL B 654106103 640 3,845 PRN   SOLE NONE 3,845 0 0
NVIDIA CORPORATION COM 67066G104 652 2,219 SH   SOLE NONE 2,219 0 0
ORACLE CORP COM 68389X105 1,966 22,549 SH   SOLE NONE 22,549 0 0
PEPSICO INC COM 713448108 487 2,807 SH   SOLE NONE 2,807 0 0
PFIZER INC COM 717081103 416 7,047 SH   SOLE NONE 7,047 0 0
PROCTER AND GAMBLE CO COM 742718109 943 5,762 SH   SOLE NONE 5,762 0 0
PROLOGIS INC. COM 74340W103 221 1,316 SH   SOLE NONE 1,316 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 423 6,349 SH   SOLE NONE 6,349 0 0
PULTE GROUP INC COM 745867101 307 5,371 SH   SOLE NONE 5,371 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 572 1,204 PRN   SOLE NONE 1,204 0 0
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855 218 4,028 PRN   SOLE NONE 4,028 0 0
SPDR SER TR S&P 600 SML CAP 78464A813 2,735 27,548 PRN   SOLE NONE 27,548 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 294 5,269 PRN   SOLE NONE 5,269 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 238 655 PRN   SOLE NONE 655 0 0
SALESFORCE COM INC COM 79466L302 215 848 SH   SOLE NONE 848 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 297 2,635 PRN   SOLE NONE 2,635 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 250 6,412 PRN   SOLE NONE 6,412 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 398 2,292 PRN   SOLE NONE 2,292 0 0
SENTINELONE INC CL A 81730H109 1,705 33,780 SH   SOLE NONE 33,780 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 236 1,874 SH   SOLE NONE 1,874 0 0
STARBUCKS CORP COM 855244109 641 5,472 SH   SOLE NONE 5,472 0 0
TARGET CORP COM 87612E106 272 1,176 SH   SOLE NONE 1,176 0 0
TESLA INC COM 88160R101 4,742 4,487 SH   SOLE NONE 4,487 0 0
US BANCORP DEL COM NEW 902973304 308 5,489 PRN   SOLE NONE 5,489 0 0
UNION PAC CORP COM 907818108 286 1,139 SH   SOLE NONE 1,139 0 0
UNITED PARCEL SERVICE INC CL B 911312106 851 3,971 PRN   SOLE NONE 3,971 0 0
UNITEDHEALTH GROUP INC COM 91324P102 373 744 SH   SOLE NONE 744 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 326 1,899 PRN   SOLE NONE 1,899 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 275 3,140 PRN   SOLE NONE 3,140 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 264 3,266 PRN   SOLE NONE 3,266 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 322 3,800 PRN   SOLE NONE 3,800 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,134 22,215 PRN   SOLE NONE 22,215 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 398 6,886 PRN   SOLE NONE 6,886 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 5,727 93,597 SH   SOLE NONE 93,597 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 395 7,984 PRN   SOLE NONE 7,984 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 945 9,800 PRN   SOLE NONE 9,800 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 963 3,620 PRN   SOLE NONE 3,620 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,770 3,864 PRN   SOLE NONE 3,864 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,517 8,057 PRN   SOLE NONE 8,057 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,096 9,461 PRN   SOLE NONE 9,461 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 701 3,931 PRN   SOLE NONE 3,931 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 814 3,683 PRN   SOLE NONE 3,683 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,306 4,067 PRN   SOLE NONE 4,067 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,553 10,563 PRN   SOLE NONE 10,563 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,883 8,338 PRN   SOLE NONE 8,338 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,925 37,007 PRN   SOLE NONE 37,007 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 457 8,797 SH   SOLE NONE 8,797 0 0
VISA INC COM CL A 92826C839 662 3,058 PRN   SOLE NONE 3,058 0 0
VIRTUS ALLIANZGI CONVERTIBLE COM 92838X102 130 22,342 SH   SOLE NONE 22,342 0 0
WEC ENERGY GROUP INC COM 92939U106 242 2,494 SH   SOLE NONE 2,494 0 0
WELLS FARGO CO NEW COM 949746101 589 12,286 SH   SOLE NONE 12,286 0 0
XILINX INC COM 983919101 787 3,711 SH   SOLE NONE 3,711 0 0
ZOETIS INC CL A 98978V103 212 871 SH   SOLE NONE 871 0 0
AbbVie Inc COM 00287Y109 272 2,012 SH   SOLE NONE 2,012 0 0
Amazon.com Inc COM 023135106 346 104 SH   SOLE NONE 104 0 0
Apple Inc COM 037833100 303 1,710 SH   SOLE NONE 1,710 0 0
Ishares 20 Plus Year Treasury Bond Etf 20 YR TR BD ETF 464287432 621 4,197 PRN   SOLE NONE 4,197 0 0
iShares Gold Trust ISHARES NEW 464285204 257 7,402 PRN   SOLE NONE 7,402 0 0
iShares Russell 1000 Growth RUS 1000 GRW ETF 464287614 231 756 PRN   SOLE NONE 756 0 0
Microsoft Corp COM 594918104 250 743 SH   SOLE NONE 743 0 0
Vanguard FTSE All-World ex-US ETF ALLWRLD EX US 922042775 374 6,111 PRN   SOLE NONE 6,111 0 0
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 1,096 21,472 PRN   SOLE NONE 21,472 0 0
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858 353 7,154 PRN   SOLE NONE 7,154 0 0
Vanguard Growth ETF GROWTH ETF 922908736 1,196 3,727 PRN   SOLE NONE 3,727 0 0
Vanguard Information Technology ETF INF TECH ETF 92204A702 273 597 PRN   SOLE NONE 597 0 0
Vanguard Short-Term Bond ETF SHORT TRM BOND 921937827 251 3,111 PRN   SOLE NONE 3,111 0 0
Vanguard Small-Cap ETF SMALL CP ETF 922908751 393 1,739 PRN   SOLE NONE 1,739 0 0
Vanguard Total International Bond ETF TOTAL INT BD ETF 92203J407 329 5,968 PRN   SOLE NONE 5,968 0 0
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 844 3,497 PRN   SOLE NONE 3,497 0 0
Vanguard Value ETF VALUE ETF 922908744 917 6,234 PRN   SOLE NONE 6,234 0 0
Walt Disney Co COM 254687106 259 1,675 SH   SOLE NONE 1,675 0 0
Aberdeen BBRG ALL COMD K1 003261104 18,414 801 SH   SOLE NONE 801 0 0
Amgen COM 031162100 224 1 SH   SOLE NONE 1 0 0
Home Depot COM 437076102 2,075 5 SH   SOLE NONE 5 0 0
Invesco S&P500 EQL WGT 46137V357 25,877 159 SH   SOLE NONE 159 0 0
Invesco SR LN ETF 46138G508 18,077 818 SH   SOLE NONE 818 0 0
iShares CORE MSCI EAFE 46432F842 1,791 24 SH   SOLE NONE 24 0 0
iShares JPMORGAN USD EMG 464288281 33,808 310 SH   SOLE NONE 310 0 0
iShares MSCI GBL MIN VOL 464286525 158,644 1,560 SH   SOLE NONE 1,560 0 0
iShares MSCI USA MIN VOL 46429B697 112,208 1,387 SH   SOLE NONE 1,387 0 0
iShares NATIONAL MUN ETF 464288414 33,953 292 SH   SOLE NONE 292 0 0
iShares SHRT NAT MUN ETF 464288158 78,272 729 SH   SOLE NONE 729 0 0
JPMorgan ULTRA SHRT INC 46641Q837 40,989 812 SH   SOLE NONE 812 0 0
Schwab SHT TM US TRES 808524862 165,008 3,245 SH   SOLE NONE 3,245 0 0
Schwab US SML CAP ETF 808524607 156,368 1,398 SH   SOLE NONE 1,398 0 0
SPDR BLOOMBERG 1-3 MO 78468R663 56,869 622 SH   SOLE NONE 622 0 0
SPDR BLOOMBERG EMERGI 78464A391 855 35 SH   SOLE NONE 35 0 0
VanEck HIGH YLD MUNIETF 92189H409 22,911 367 SH   SOLE NONE 367 0 0
VanEck JP MRGAN EM LOC 92189H300 32,832 1,148 SH   SOLE NONE 1,148 0 0
Vanguard EMERG MKT BD ETF 921946885 310 4 SH   SOLE NONE 4 0 0
Vanguard FTSE DEV MKT ETF 921943858 93,746 1,836 SH   SOLE NONE 1,836 0 0
Vanguard FTSE EMR MKT ETF 922042858 18,745 379 SH   SOLE NONE 379 0 0
Vanguard GROWTH ETF 922908736 8,022 25 SH   SOLE NONE 25 0 0
Vanguard STRM INFPROIDX 922020805 82,754 1,610 SH   SOLE NONE 1,610 0 0
Vanguard SML CP GRW ETF 922908595 845 3 SH   SOLE NONE 3 0 0
Vanguard SM CP VAL ETF 922908611 894 5 SH   SOLE NONE 5 0 0
Vanguard TOTAL BND MRKT 921937835 269,928 3,185 SH   SOLE NONE 3,185 0 0
Vanguard VALUE ETF 922908744 7,355 50 SH   SOLE NONE 50 0 0
Xtrackers XTRACK USD HIGH 233051432 600,556 1,520 SH   SOLE NONE 1,520 0 0
INVESCO QQQ TRUST UNIT SER 1 ETF UNIT SER 1 46090E103 395 995 SH   SOLE NONE 995 0 0
INVESCO EXCHANGE TRADED FD TR WATER RES ETF WATER RES ETF 46137V142 216 3,566 SH   SOLE NONE 3,566 0 0
ISHARES TRUST U.S. TECH ETF U.S. TECH ETF 464287721 237 2,067 SH   SOLE NONE 2,067 0 0
ISHARES TRUST RUS TP200 GR ETF RUS TP200 GR ETF 464289438 296 1,712 SH   SOLE NONE 1,712 0 0
SPDR SERIES TRUST PRTFLO S&P500 GW ETF PRTFLO S&P500 GW 78464A409 417 5,756 SH   SOLE NONE 5,756 0 0
SPDR SERIES TRUST DJ REIT ETF DJ REIT ETF 78464A607 232 1,906 SH   SOLE NONE 1,906 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ ETF US DIVIDEND EQ 808524797 220 2,731 SH   SOLE NONE 2,731 0 0
VANGUARD MEGA GRWTH IND ETF MEGA GRWTH IND 921910816 334 1,281 SH   SOLE NONE 1,281 0 0
VANGUARD S&P 500 ETF SHS S&P 500 ETF SHS 922908363 529 1,213 SH   SOLE NONE 1,213 0 0