The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   353,749 3,493 SH   SOLE   3,493 0 0
ABBVIE INC COM 00287Y109   1,129,488 7,087 SH   SOLE   7,087 0 0
ABM INDS INC COM 000957100   440,342 9,798 SH   SOLE   9,798 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   2,402,121 6,463 SH   SOLE   6,463 0 0
ADVANCED MICRO DEVICES INC COM 007903107   736,649 7,516 SH   SOLE   7,516 0 0
ALLSTATE CORP COM 020002101   248,373 2,233 SH   SOLE   2,233 0 0
ALPHABET INC CAP STK CL A 02079K305   731,919 7,048 SH   SOLE   7,048 0 0
ALPHABET INC CAP STK CL C 02079K107   1,612,024 15,533 SH   SOLE   15,533 0 0
AMAZON COM INC COM 023135106   2,317,558 22,623 SH   SOLE   22,623 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   270,460 3,652 SH   SOLE   3,652 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   201,110 3,439 SH   SOLE   3,439 0 0
AMERICAN EXPRESS CO COM 025816109   307,112 1,862 SH   SOLE   1,862 0 0
AMGEN INC COM 031162100   531,752 2,200 SH   SOLE   2,200 0 0
ANALOG DEVICES INC COM 032654105   925,639 4,686 SH   SOLE   4,686 0 0
APPLE INC COM 037833100   30,335,223 187,242 SH   SOLE   187,242 0 0
APPLIED MATLS INC COM 038222105   2,601,312 21,178 SH   SOLE   21,178 0 0
AT&T INC COM 00206R102   593,628 30,828 SH   SOLE   30,828 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   621,731 2,793 SH   SOLE   2,793 0 0
AXON ENTERPRISE INC COM 05464C101   224,850 1,000 SH   SOLE   1,000 0 0
BANK AMERICA CORP COM 060505104   641,452 22,473 SH   SOLE   22,473 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,668,902 5,405 SH   SOLE   5,405 0 0
BHP GROUP LTD SPONSORED ADS 088606108   307,284 5,111 SH   SOLE   5,111 0 0
BOEING CO COM 097023105   1,501,578 7,295 SH   SOLE   7,295 0 0
BP PLC SPONSORED ADR 055622104   326,776 8,613 SH   SOLE   8,613 0 0
BRAINSTORM CELL THERAPEUTICS COM NEW 10501E201   496,320 150,400 SH   SOLE   150,400 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   234,472 3,383 SH   SOLE   3,383 0 0
CARS COM INC COM 14575E105   325,770 18,000 SH   SOLE   18,000 0 0
CATERPILLAR INC COM 149123101   316,812 1,378 SH   SOLE   1,378 0 0
CENTENE CORP DEL COM 15135B101   381,658 5,993 SH   SOLE   5,993 0 0
CHEVRON CORP NEW COM 166764100   3,656,943 22,289 SH   SOLE   22,289 0 0
CIDARA THERAPEUTICS INC COM 171757107   15,240 12,000 SH   SOLE   12,000 0 0
CISCO SYS INC COM 17275R102   614,769 11,738 SH   SOLE   11,738 0 0
CLOROX CO DEL COM 189054109   206,748 1,307 SH   SOLE   1,307 0 0
COCA COLA CO COM 191216100   435,739 7,025 SH   SOLE   7,025 0 0
COMCAST CORP NEW CL A 20030N101   201,627 5,330 SH   SOLE   5,330 0 0
COSTCO WHSL CORP NEW COM 22160K105   943,146 1,907 SH   SOLE   1,907 0 0
CREDIT SUISSE GROUP SPONSORED ADR 225401108   10,233 11,500 SH   SOLE   11,500 0 0
CVS HEALTH CORP COM 126650100   474,567 6,394 SH   SOLE   6,394 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   513,626 14,692 SH   SOLE   14,692 0 0
DBX ETF TR XTRACK USD HIGH 233051432   413,316 11,900 SH   SOLE   11,900 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   221,289 1,221 SH   SOLE   1,221 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   608,614 18,178 SH   SOLE   18,178 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   7,140,784 264,185 SH   SOLE   264,185 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   12,279,215 424,171 SH   SOLE   424,171 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   4,689,095 197,431 SH   SOLE   197,431 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   28,984,909 1,140,874 SH   SOLE   1,140,874 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   11,343,830 462,098 SH   SOLE   462,098 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   24,613,907 982,978 SH   SOLE   982,978 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   6,966,380 156,360 SH   SOLE   156,360 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   6,345,262 269,710 SH   SOLE   269,710 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   13,418,708 559,291 SH   SOLE   559,291 0 0
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   7,346,343 305,480 SH   SOLE   305,480 0 0
DISNEY WALT CO COM 254687106   789,074 7,880 SH   SOLE   7,880 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   200,865 2,082 SH   SOLE   2,082 0 0
EXXON MOBIL CORP COM 30231G102   376,773 3,436 SH   SOLE   3,436 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   588,965 5,169 SH   SOLE   5,169 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   296,481 4,639 SH   SOLE   4,639 0 0
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500   286,815 5,491 SH   SOLE   5,491 0 0
FIRST TR MORNINGSTAR DIVID L SHS 336917109   943,921 26,589 SH   SOLE   26,589 0 0
FIRST TR STOXX EUROPEAN SELE COMMON SHS 33735T109   152,369 13,062 SH   SOLE   13,062 0 0
FLEETCOR TECHNOLOGIES INC COM 339041105   234,044 1,110 SH   SOLE   1,110 0 0
FORD MTR CO DEL COM 345370860   137,231 10,872 SH   SOLE   10,872 0 0
GENMAB A/S SPONSORED ADS 372303206   225,395 6,105 SH   SOLE   6,105 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   660,110 2,070 SH   SOLE   2,070 0 0
GRAINGER W W INC COM 384802104   581,874 860 SH   SOLE   860 0 0
HAWAIIAN ELEC INDUSTRIES COM 419870100   240,486 6,263 SH   SOLE   6,263 0 0
HERITAGE COMM CORP COM 426927109   94,947 11,398 SH   SOLE   11,398 0 0
HERSHEY CO COM 427866108   328,246 1,290 SH   SOLE   1,290 0 0
HOME DEPOT INC COM 437076102   619,989 2,097 SH   SOLE   2,097 0 0
HONEYWELL INTL INC COM 438516106   853,929 4,520 SH   SOLE   4,520 0 0
INTEL CORP COM 458140100   505,655 15,934 SH   SOLE   15,934 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   587,791 4,484 SH   SOLE   4,484 0 0
INTUIT COM 461202103   776,122 1,741 SH   SOLE   1,741 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   281,555 3,710 SH   SOLE   3,710 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   601,915 1,895 SH   SOLE   1,895 0 0
ISHARES GOLD TR ISHARES NEW 464285204   1,972,448 53,147 SH   SOLE   53,147 0 0
ISHARES INC EM MKT SM-CP ETF 464286475   525,085 10,423 SH   SOLE   10,423 0 0
ISHARES INC MSCI EMERG MRKT 464286533   376,679 6,743 SH   SOLE   6,743 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   360,939 11,466 SH   SOLE   11,466 0 0
ISHARES INC CORE MSCI EMKT 46434G103   3,373,265 69,139 SH   SOLE   69,139 0 0
ISHARES SILVER TR ISHARES 46428Q109   215,670 9,750 SH   SOLE   9,750 0 0
ISHARES TR TIPS BD ETF 464287176   325,455 2,952 SH   SOLE   2,952 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   2,275,194 27,692 SH   SOLE   27,692 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   301,176 1,233 SH   SOLE   1,233 0 0
ISHARES TR S&P 500 VAL ETF 464287408   400,458 2,639 SH   SOLE   2,639 0 0
ISHARES TR IBOXX INV CP ETF 464287242   274,219 2,502 SH   SOLE   2,502 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   206,437 1,356 SH   SOLE   1,356 0 0
ISHARES TR GLOBAL FINLS ETF 464287333   359,618 5,211 SH   SOLE   5,211 0 0
ISHARES TR GLOBAL TECH ETF 464287291   256,930 4,726 SH   SOLE   4,726 0 0
ISHARES TR CORE S&P500 ETF 464287200   43,064,728 104,546 SH   SOLE   104,546 0 0
ISHARES TR ISHARES BIOTECH 464287556   523,148 4,050 SH   SOLE   4,050 0 0
ISHARES TR MSCI EAFE ETF 464287465   454,919 6,361 SH   SOLE   6,361 0 0
ISHARES TR 20 YR TR BD ETF 464287432   1,047,264 9,472 SH   SOLE   9,472 0 0
ISHARES TR US HLTHCARE ETF 464287762   217,724 765 SH   SOLE   765 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   16,255,120 131,022 SH   SOLE   131,022 0 0
ISHARES TR EAFE VALUE ETF 464288877   5,777,170 119,044 SH   SOLE   119,044 0 0
ISHARES TR MBS ETF 464288588   7,656,899 80,832 SH   SOLE   80,832 0 0
ISHARES TR FALN ANGLS USD 46435G474   959,662 37,977 SH   SOLE   37,977 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   2,953,318 25,784 SH   SOLE   25,784 0 0
ISHARES TR JPMORGAN USD EMG 464288281   1,459,382 16,914 SH   SOLE   16,914 0 0
ISHARES TR CORE TOTAL USD 46434V613   14,418,959 312,452 SH   SOLE   312,452 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   6,498,474 71,846 SH   SOLE   71,846 0 0
ISHARES TR MSCI USA MMENTM 46432F396   454,821 3,271 SH   SOLE   3,271 0 0
ISHARES TR US TREAS BD ETF 46429B267   6,079,043 260,019 SH   SOLE   260,019 0 0
ISHARES TR EAFE GRWTH ETF 464288885   7,621,497 81,358 SH   SOLE   81,358 0 0
ISHARES TR GL CLEAN ENE ETF 464288224   297,812 15,056 SH   SOLE   15,056 0 0
ISHARES TR U.S. TECH ETF 464287721   6,504,697 70,086 SH   SOLE   70,086 0 0
ISHARES TR TRS FLT RT BD 46434V860   361,820 7,152 SH   SOLE   7,152 0 0
ISHARES TR MSCI USA VALUE 46432F388   632,894 6,774 SH   SOLE   6,774 0 0
ISHARES TR US INFRASTRUC 46435U713   2,091,429 56,040 SH   SOLE   56,040 0 0
ISHARES TR U.S. ENERGY ETF 464287796   399,223 9,125 SH   SOLE   9,125 0 0
ISHARES TR CORE S&P SCP ETF 464287804   680,600 6,932 SH   SOLE   6,932 0 0
ISHARES TR MRGSTR MD CP GRW 464288307   218,281 3,792 SH   SOLE   3,792 0 0
ISHARES TR PFD AND INCM SEC 464288687   384,235 12,494 SH   SOLE   12,494 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   5,409,022 74,286 SH   SOLE   74,286 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   328,387 6,517 SH   SOLE   6,517 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   571,185 5,619 SH   SOLE   5,619 0 0
ISHARES TR CORE MSCI EAFE 46432F842   6,935,425 103,273 SH   SOLE   103,273 0 0
JOHNSON & JOHNSON COM 478160104   675,488 4,378 SH   SOLE   4,378 0 0
JPMORGAN CHASE & CO COM 46625H100   930,383 7,191 SH   SOLE   7,191 0 0
KROGER CO COM 501044101   254,717 5,159 SH   SOLE   5,159 0 0
LILLY ELI & CO COM 532457108   427,106 1,244 SH   SOLE   1,244 0 0
LOCKHEED MARTIN CORP COM 539830109   697,132 1,474 SH   SOLE   1,474 0 0
LOWES COS INC COM 548661107   513,026 2,603 SH   SOLE   2,603 0 0
MASTERCARD INCORPORATED CL A 57636Q104   344,531 932 SH   SOLE   932 0 0
MCDONALDS CORP COM 580135101   585,561 2,126 SH   SOLE   2,126 0 0
MEDICAL PPTYS TRUST INC COM 58463J304   111,048 14,400 SH   SOLE   14,400 0 0
MERCADOLIBRE INC COM 58733R102   307,473 252 SH   SOLE   252 0 0
MERCK & CO INC COM 58933Y105   525,515 4,940 SH   SOLE   4,940 0 0
META PLATFORMS INC CL A 30303M102   1,031,512 4,857 SH   SOLE   4,857 0 0
MICROSOFT CORP COM 594918104   5,603,607 19,520 SH   SOLE   19,520 0 0
MORGAN STANLEY COM NEW 617446448   299,898 3,467 SH   SOLE   3,467 0 0
MSCI INC COM 55354G100   1,062,378 1,898 SH   SOLE   1,898 0 0
NATURAL ALTERNATIVES INTL IN COM NEW 638842302   135,866 14,736 SH   SOLE   14,736 0 0
NEKTAR THERAPEUTICS COM 640268108   13,355 19,000 SH   SOLE   19,000 0 0
NETFLIX INC COM 64110L106   537,143 1,645 SH   SOLE   1,645 0 0
NEXTERA ENERGY INC COM 65339F101   296,676 3,849 SH   SOLE   3,849 0 0
NIKE INC CL B 654106103   527,245 4,303 SH   SOLE   4,303 0 0
NIO INC SPON ADS 62914V106   170,967 18,405 SH   SOLE   18,405 0 0
NOVARTIS AG SPONSORED ADR 66987V109   425,956 4,780 SH   SOLE   4,780 0 0
NVIDIA CORPORATION COM 67066G104   1,541,937 5,650 SH   SOLE   5,650 0 0
ONE LIBERTY PPTYS INC COM 682406103   231,403 10,322 SH   SOLE   10,322 0 0
ORACLE CORP COM 68389X105   3,297,384 36,125 SH   SOLE   36,125 0 0
PACER FDS TR US CASH COWS 100 69374H881   714,834 15,225 SH   SOLE   15,225 0 0
PEPSICO INC COM 713448108   530,276 2,909 SH   SOLE   2,909 0 0
PFIZER INC COM 717081103   263,480 6,430 SH   SOLE   6,430 0 0
PHILIP MORRIS INTL INC COM 718172109   252,683 2,598 SH   SOLE   2,598 0 0
PHILLIPS 66 COM 718546104   202,006 1,993 SH   SOLE   1,993 0 0
PROCTER AND GAMBLE CO COM 742718109   992,433 6,675 SH   SOLE   6,675 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   370,453 5,932 SH   SOLE   5,932 0 0
PULTE GROUP INC COM 745867101   320,686 5,490 SH   SOLE   5,490 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   287,134 2,936 SH   SOLE   2,936 0 0
ROSS STORES INC COM 778296103   222,894 2,100 SH   SOLE   2,100 0 0
SALESFORCE INC COM 79466L302   298,658 1,523 SH   SOLE   1,523 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   4,066,759 154,663 SH   SOLE   154,663 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   3,583,140 68,200 SH   SOLE   68,200 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   799,032 23,640 SH   SOLE   23,640 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   3,690,059 118,190 SH   SOLE   118,190 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   6,087,334 110,086 SH   SOLE   110,086 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   347,385 16,848 SH   SOLE   16,848 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   1,204,236 36,336 SH   SOLE   36,336 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   502,707 7,035 SH   SOLE   7,035 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   5,156,322 102,965 SH   SOLE   102,965 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   5,989,269 119,974 SH   SOLE   119,974 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,053,145 80,903 SH   SOLE   80,903 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   3,609,757 83,352 SH   SOLE   83,352 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   630,025 13,431 SH   SOLE   13,431 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,111,238 90,696 SH   SOLE   90,696 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,517,549 95,570 SH   SOLE   95,570 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   246,426 7,665 SH   SOLE   7,665 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   403,179 2,670 SH   SOLE   2,670 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   303,426 4,147 SH   SOLE   4,147 0 0
SENTINELONE INC CL A 81730H109   552,641 33,780 SH   SOLE   33,780 0 0
SJW GROUP COM 784305104   331,927 4,360 SH   SOLE   4,360 0 0
SOUTHWEST AIRLS CO COM 844741108   209,997 6,808 SH   SOLE   6,808 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   221,901 667 SH   SOLE   667 0 0
SPDR GOLD TR GOLD SHS 78463V107   315,871 1,724 SH   SOLE   1,724 0 0
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855   223,883 4,110 SH   SOLE   4,110 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   603,475 1,474 SH   SOLE   1,474 0 0
SPDR SER TR BLOOMBERG INVT 78468R200   323,136 10,619 SH   SOLE   10,619 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   343,112 7,126 SH   SOLE   7,126 0 0
SPDR SER TR S&P 600 SML CAP 78464A813   438,411 5,217 SH   SOLE   5,217 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   218,961 2,387 SH   SOLE   2,387 0 0
SPDR SER TR BLOOMBERG EMERGI 78464A391   2,938,453 139,216 SH   SOLE   139,216 0 0
STARBUCKS CORP COM 855244109   525,684 4,995 SH   SOLE   4,995 0 0
STRYKER CORPORATION COM 863667101   229,382 803 SH   SOLE   803 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   246,566 2,675 SH   SOLE   2,675 0 0
TARGET CORP COM 87612E106   634,461 3,910 SH   SOLE   3,910 0 0
TESLA INC COM 88160R101   3,846,499 18,539 SH   SOLE   18,539 0 0
TJX COS INC NEW COM 872540109   314,976 4,147 SH   SOLE   4,147 0 0
UNION PAC CORP COM 907818108   266,970 1,326 SH   SOLE   1,326 0 0
UNITED PARCEL SERVICE INC CL B 911312106   794,462 4,095 SH   SOLE   4,095 0 0
UNITEDHEALTH GROUP INC COM 91324P102   468,208 993 SH   SOLE   993 0 0
US BANCORP DEL COM NEW 902973304   285,822 7,929 SH   SOLE   7,929 0 0
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   283,032 11,301 SH   SOLE   11,301 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   259,461 3,381 SH   SOLE   3,381 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   1,119,674 14,610 SH   SOLE   14,610 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   260,815 3,410 SH   SOLE   3,410 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,088,917 14,852 SH   SOLE   14,852 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   371,591 7,596 SH   SOLE   7,596 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   613,161 4,573 SH   SOLE   4,573 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   627,702 7,559 SH   SOLE   7,559 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   8,821,080 43,219 SH   SOLE   43,219 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   688,974 3,688 SH   SOLE   3,688 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,123,746 8,306 SH   SOLE   8,306 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,686,566 8,897 SH   SOLE   8,897 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   924,685 5,824 SH   SOLE   5,824 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   2,752,048 19,934 SH   SOLE   19,934 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,367,170 5,529 SH   SOLE   5,529 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   5,326,532 99,617 SH   SOLE   99,617 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   271,252 6,192 SH   SOLE   6,192 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   388,025 9,618 SH   SOLE   9,618 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   1,000,152 15,267 SH   SOLE   15,267 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,047,155 25,639 SH   SOLE   25,639 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   8,528,591 183,335 SH   SOLE   183,335 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   409,432 2,658 SH   SOLE   2,658 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   249,182 4,513 SH   SOLE   4,513 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,151,174 25,620 SH   SOLE   25,620 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   903,811 8,755 SH   SOLE   8,755 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   634,549 3,103 SH   SOLE   3,103 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   782,781 10,050 SH   SOLE   10,050 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,694,682 7,107 SH   SOLE   7,107 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,549,027 4,019 SH   SOLE   4,019 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   659,604 16,971 SH   SOLE   16,971 0 0
VIRTUS CONVERTIBLE & INCOME COM 92838X102   86,662 25,792 SH   SOLE   25,792 0 0
VISA INC COM CL A 92826C839   814,644 3,616 SH   SOLE   3,616 0 0
WALMART INC COM 931142103   1,264,282 8,864 SH   SOLE   8,864 0 0
WEC ENERGY GROUP INC COM 92939U106   221,567 2,337 SH   SOLE   2,337 0 0
WELLS FARGO CO NEW COM 949746101   552,207 14,773 SH   SOLE   14,773 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   360,335 7,168 SH   SOLE   7,168 0 0