CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest and dividend income:
Interest and fees on loans	$ 3,441	$ 3,668
Interest on debt securities:
Taxable	196	42
Non-taxable	264	222
Total interest on debt securities	460	264
Dividends	14
Total interest and dividend income	3,915	3,932
Interest expense:
Interest on deposits	128	179
Interest on borrowings	51	86
Total interest expense	179	265
Net interest and dividend income	3,736	3,667
Provision for loan losses	60	60
Net interest and dividend income after provision for loan losses	3,676	3,607
Non-interest income:
Customer service fees	217	233
Gain on sale of loans	2	40
Securities gains, net	52	203
Income from bank-owned life insurance	20	20
Loan servicing fee income	52	83
Investment services fees	89	55
Other income	10	15
Total non-interest income	442	649
Non-interest expense:
Salaries and employee benefits	2,264	1,866
Director compensation	68	62
Occupancy expense	204	167
Equipment expense	127	141
Marketing	49	60
Data processing	357	319
Deposit insurance fees	45	30
Professional fees and assessments	223	205
Debit card fees	38	42
Employee travel and education expenses	24	16
Other expense	269	184
Total non-interest expense	3,668	3,092
Income before income tax expense	450	1,164
Income tax expense	58	256
Net income	$ 392	$ 908
Earnings per share:
Basic	$ 0.07	$ 0.16
Diluted	$ 0.07	$ 0.16
Weighted Average Shares:
Basic	5,790,634	5,837,665
Diluted	5,804,676	5,837,665