CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash flows from operating activities:
Net income	$ 2,621	$ 1,079
Adjustments to reconcile net income to net cash provided by operating activities:
ESOP expense	115	89
Stock based compensation	46
Depreciation and amortization	561	576
Net amortization of bond premium	699	399
Provision for loan losses	205	480
Gain on sale of loans	(130)	(323)
Securities gains, net	(535)	(410)
Proceeds from loans sold	6,198	12,008
Origination of loans sold	(6,068)	(11,685)
Increase in bank-owned life insurance	(105)	(89)
(Increase) decrease in deferred loan costs	(945)	351
Deferred tax expense (benefit)	309	(337)
Increase in accrued interest receivable	(87)	(177)
(Increase) decrease in other assets	(771)	488
Increase in deferred compensation liability	62	60
Increase (decrease) in other liabilities	246	(1,088)
Net cash provided by operating activities	2,421	1,421
Cash flows from investing activities:
Proceeds from sales, maturities and principal payments received on securities available-for-sale	20,037	27,433
Purchase of securities available-for-sale	(57,339)	(36,791)
Purchase of property and equipment	(36)	(316)
Loan purchases	(16,022)	(9,901)
Loan originations and principal collections, net	8,468	(13,772)
Recoveries of loans previously charged off	43	22
Net redemption of Federal Home Loan Bank stock	108	1,175
Proceeds from sales of interest bearing time deposits with other banks	1,243	247
Net cash used by investing activities	(43,498)	(31,903)
Cash flows from financing activities:
Net increase in NOW, demand deposits, money market and savings accounts	56,204	58,116
Net increase (decrease) in time deposits	9,658	(12,351)
(Decrease) increase in mortgagors’ escrow accounts	(768)	834
Treasury stock purchases	(515)	(233)
Net cash provided by financing activities	41,719	32,469
Net change in cash and cash equivalents	642	1,987
Cash and cash equivalents at beginning of year	5,996	4,009
Cash and cash equivalents at end of year	6,638	5,996
Cash activities:
Cash paid for interest	1,282	3,162
Cash paid for income taxes	386	447
Effect of change in fair value of securities available-for-sale:
Securities available-for-sale	(1,243)	1,316
Deferred taxes	337	(356)
Total unrealized (loss) gain on securities available-for-sale	(906)	960
Effect of change in fair value of interest rate swaps:
Interest rate swaps	337	(137)
Deferred taxes	(91)	37
Other comprehensive income (loss)	246	(100)
Federal Home Loan Bank Advances [Member]
Cash flows from financing activities:
Proceeds from short-term FHLB advances	75,375	15,095
Proceeds from long-term FHLB advances	15,430	21,105
Payments on short-term FHLB advances	(75,470)	(39,907)
Payments on long-term FHLB advances	(20,000)	(28,385)
FRB [Member]
Cash flows from financing activities:
Proceeds from short-term FHLB advances		25,713
Payments on short-term FHLB advances	$ (18,195)	$ (7,518)