XML 58 R45.htm IDEA: XBRL DOCUMENT v3.23.1
Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2022
Disclosure Of Regulatory Matters [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following table presents actual and required capital ratios as of December 31, 2022 and 2021 for the Bank under the Basel Committee on Banking Supervisions capital guidelines for U.S. banks (“Basel III Capital Rules”) as fully phased-in on January 1, 2019. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.

 

 

 

 

 

 

 

 

 

Minimum
Capital

 

 

Minimum
Capital Required to be Well

 

 

Minimum Capital
Required For Capital
Adequacy Plus Capital
Conservation Buffer

 

 

 

Actual

 

 

Requirement

 

 

Capitalized

 

 

Fully Phased-In

 

(Dollars in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

As of December 31, 2022

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to risk- weighted assets)

 

$

52,475

 

 

 

15.53

%

 

$

27,028

 

 

 

8.00

%

 

$

33,785

 

 

 

10.00

%

 

$

35,474

 

 

 

10.50

%

Tier 1 Capital (to risk- weighted assets)

 

 

48,821

 

 

 

14.45

 

 

 

20,271

 

 

 

6.00

 

 

 

27,028

 

 

 

8.00

 

 

 

28,717

 

 

 

8.50

 

Tier 1 Capital (to average assets)

 

 

48,821

 

 

 

9.20

 

 

 

21,224

 

 

 

4.00

 

 

 

26,530

 

 

 

5.00

 

 

 

21,224

 

 

 

4.00

 

Common Equity Tier 1 (to risk-weighted assets)

 

 

48,821

 

 

 

14.45

 

 

 

15,203

 

 

 

4.50

 

 

 

21,960

 

 

 

6.50

 

 

 

23,649

 

 

 

7.00

 

As of December 31, 2021

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets)

 

$

52,798

 

 

 

17.87

%

 

$

23,641

 

 

 

8.00

%

 

$

29,546

 

 

 

10.00

%

 

$

31,029

 

 

 

10.50

%

Tier 1 Capital (to risk-weighted assets)

 

 

49,151

 

 

 

16.63

 

 

 

17,731

 

 

 

6.00

 

 

 

23,644

 

 

 

8.00

 

 

 

25,119

 

 

 

8.50

 

Tier 1 Capital (to average assets)

 

 

49,151

 

 

 

9.92

 

 

 

19,811

 

 

 

4.00

 

 

 

24,774

 

 

 

5.00

 

 

 

19,811

 

 

 

4.00

 

Common Equity Tier 1 (to risk-weighted assets)

 

 

49,151

 

 

 

16.63

 

 

 

13,298

 

 

 

4.50

 

 

 

19,211

 

 

 

6.50

 

 

 

20,686

 

 

 

7.00