The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   641 4,221 SH   SOLE   1,415 0 2,805
INVESCO QQQ TRUST SERIES I ETF 46090E103   579 1,415 SH   SOLE   0 0 1,414
ISHARES GOLD TRUST ETF 464285204   7,569 193,918 SH   SOLE   173,452 0 20,466
WISDOMTREE FLOATING RATE TREASURY FUND ETF 97717Y527   8,385 166,905 SH   SOLE   141,199 0 25,705
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794   9,213 138,568 SH   SOLE   138,534 0 34
COSTCO WHSL CORP NEW COM Stock 22160K105   374 566 SH   SOLE   203 0 363
GOLDMAN SACHS GROUP INC COM Stock 38141G104   363 942 SH   SOLE   177 0 765
SHELL PLC SPON ADS ADR 780259305   725 11,021 SH   SOLE   10 0 11,011
BOSTON SCIENTIFIC CORP COM Stock 101137107   367 6,344 SH   SOLE   978 0 5,366
PROCTER AND GAMBLE CO COM Stock 742718109   202 1,375 SH   SOLE   1,361 0 14
COCA COLA CO COM Stock 191216100   407 6,903 SH   SOLE   863 0 6,040
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107   265 10,060 SH   SOLE   2,700 0 7,360
ISHARES MSCI USA ESG SELECT ETF ETF 464288802   397 3,946 SH   SOLE   3,706 0 240
INTEL CORP COM Stock 458140100   718 14,281 SH   SOLE   3,876 0 10,404
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   804 2,133 SH   SOLE   243 0 1,890
ISHARES SILVER TRUST ETF 46428Q109   292 13,415 SH   SOLE   12,806 0 609
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516   312 4,126 SH   SOLE   4,126 0 0
SPDR DOW JONES GLOBAL REAL ESTATE ETF ETF 78463X749   995 22,773 SH   SOLE   18,688 0 4,085
MERCK & CO INC COM Stock 58933Y105   528 4,847 SH   SOLE   2,547 0 2,300
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158   2,770 26,274 SH   SOLE   16,993 0 9,281
SPDR S&P 500 ETF TRUST ETF 78462F103   50,312 105,850 SH   SOLE   83,058 0 22,791
GOLDMAN SACHS JUST U.S. LARGE CAP EQUITY ETF ETF 381430396   358 5,272 SH   SOLE   5,272 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   318 8,438 SH   SOLE   6,843 0 1,595
PEPSICO INC COM Stock 713448108   373 2,197 SH   SOLE   1,466 0 731
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457   330 4,027 SH   SOLE   1,705 0 2,322
NUVEEN ESG MID-CAP GROWTH ETF ETF 67092P409   217 5,126 SH   SOLE   5,126 0 0
EATON VANCE MUN BD FD COM CEF 27827X101   162 16,000 SH   SOLE   16,000 0 0
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359   5,056 70,083 SH   SOLE   70,083 0 0
HOME DEPOT INC COM Stock 437076102   407 1,175 SH   SOLE   957 0 218
PIMCO 1-5 YEAR US TIPS INDEX ETF ETF 72201R205   587 11,479 SH   SOLE   2,797 0 8,682
FIRST TRUST LARGE CAP CORE ALPHADEX FUND ETF 33734K109   579 6,418 SH   SOLE   31 0 6,387
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209   438 3,208 SH   SOLE   511 0 2,697
SPDR GOLD SHARES ETF 78463V107   13,731 71,824 SH   SOLE   41,940 0 29,884
MONGODB INC CL A Stock 60937P106   348 850 SH   SOLE   30 0 820
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   315 3,800 SH   SOLE   2,300 0 1,500
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   10,100 93,302 SH   SOLE   82,106 0 11,195
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   686 1,922 SH   SOLE   397 0 1,525
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   49,058 634,071 SH   SOLE   531,243 0 102,828
ALPHABET INC CAP STK CL A Stock 02079K305   1,448 10,365 SH   SOLE   2,273 0 8,092
FIRST TRUST SMID CAP RISING DIVIDEND ACHIEVERS ETF ETF 33741X102   503 15,337 SH   SOLE   15,337 0 0
MICROSOFT CORP COM Stock 594918104   1,137 3,025 SH   SOLE   2,833 0 191
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND ETF 81369Y852   222 3,056 SH   SOLE   456 0 2,600
VANGUARD SMALL-CAP ETF ETF 922908751   7,332 34,369 SH   SOLE   29,305 0 5,063
VANGUARD MID-CAP ETF ETF 922908629   10,514 45,196 SH   SOLE   37,544 0 7,651
ALERIAN MLP ETF ETF 00162Q452   1,229 28,910 SH   SOLE   28,910 0 0
VANGUARD S&P 500 ETF ETF 922908363   73,352 167,929 SH   SOLE   155,533 0 12,396
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   3,121 19,776 SH   SOLE   19,776 0 0
VANECK GOLD MINERS ETF ETF 92189F106   1,846 59,545 SH   SOLE   45,105 0 14,440
SCHWAB U.S. MID-CAP ETF ETF 808524508   628 8,335 SH   SOLE   1,958 0 6,377
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   1,200 20,711 SH   SOLE   7,070 0 13,641
BNY MELLON STRATEGIC MUNS INC COM CEF 05588W108   281 48,000 SH   SOLE   48,000 0 0
VANGUARD S&P 500 GROWTH ETF ETF 921932505   405 1,497 SH   SOLE   440 0 1,057
AFLAC INC COM Stock 001055102   227 2,753 SH   SOLE   2,426 0 327
PUTNAM MANAGED MUN INCOME TR COM CEF 746823103   225 37,000 SH   SOLE   37,000 0 0
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354   431 6,876 SH   SOLE   0 0 6,876
NUVEEN DYNAMIC MUN OPPORTUNITI COM SHS CEF 67079X102   139 14,000 SH   SOLE   14,000 0 0
SNOWFLAKE INC CL A Stock 833445109   320 1,610 SH   SOLE   0 0 1,610
COINBASE GLOBAL INC COM CL A Stock 19260Q107   202 1,161 SH   SOLE   33 0 1,128
VANGUARD GROWTH ETF ETF 922908736   1,044 3,359 SH   SOLE   1,724 0 1,635
NUVEEN MUN HIGH INCOME OPPORTU COM CEF 670682103   368 37,200 SH   SOLE   37,200 0 0
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604   513 15,958 SH   SOLE   15,924 0 34
BNY MELLON STRATEGIC MUN BD FD COM CEF 09662E109   206 36,000 SH   SOLE   36,000 0 0
NUVEEN MUNICIPAL CREDIT INC FD COM SH BEN INT CEF 67070X101   776 65,637 SH   SOLE   65,637 0 0
FIRST TRUST NORTH AMERICAN ENERGY INFRASTRUCTURE FUND ETF 33738D101   7,755 280,072 SH   SOLE   270,716 0 9,356
HEALTHCARE RLTY TR CL A COM REIT 42226K105   258 14,952 SH   SOLE   0 0 14,952
WP CAREY INC COM REIT 92936U109   221 3,414 SH   SOLE   0 0 3,414
BROADCOM INC COM Stock 11135F101   612 548 SH   SOLE   548 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805   766 16,136 SH   SOLE   7,088 0 9,048
ISHARES CORE MSCI EAFE ETF ETF 46432F842   52,533 746,743 SH   SOLE   643,468 0 103,274
ISHARES SHORT TREASURY BOND ETF ETF 464288679   2,108 19,137 SH   SOLE   7,843 0 11,294
CANADIAN IMPERIAL BK COMM TORO COM Stock 136069101   352 7,304 SH   SOLE   6,000 0 1,304
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   10,603 209,624 SH   SOLE   176,241 0 33,382
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   54,639 742,883 SH   SOLE   596,734 0 146,148
NUVEEN QUALITY MUNCP INCOME FD COM CEF 67066V101   1,330 116,186 SH   SOLE   116,186 0 0
NUVEEN AMT FREE MUN CR INC FD COM CEF 67071L106   278 23,493 SH   SOLE   23,493 0 0
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608   915 21,812 SH   SOLE   11,771 0 10,041
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   254 1,979 SH   SOLE   235 0 1,744
CISCO SYS INC COM Stock 17275R102   286 5,655 SH   SOLE   2,909 0 2,746
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407   273 5,532 SH   SOLE   31 0 5,501
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505   807 17,669 SH   SOLE   17,638 0 31
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513   634 8,197 SH   SOLE   7,947 0 250
ISHARES CORE S&P 500 ETF ETF 464287200   641 1,343 SH   SOLE   663 0 680
ISHARES PREFERRED & INCOME SECURITIES ETF ETF 464288687   240 7,701 SH   SOLE   7,701 0 0
SALESFORCE INC COM Stock 79466L302   459 1,745 SH   SOLE   1,734 0 11
JPMORGAN CHASE & CO COM Stock 46625H100   830 4,880 SH   SOLE   2,273 0 2,607
CHEVRON CORP NEW COM Stock 166764100   329 2,209 SH   SOLE   401 0 1,807
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   68,870 635,272 SH   SOLE   506,519 0 128,751
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   308 6,440 SH   SOLE   6,440 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   432 3,454 SH   SOLE   1,644 0 1,810
WALMART INC COM Stock 931142103   1,080 6,848 SH   SOLE   1,765 0 5,082
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448   1,510 53,953 SH   SOLE   48,832 0 5,121
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   23,830 213,475 SH   SOLE   178,966 0 34,508
NUVEEN AMT FREE QLTY MUN INCME COM CEF 670657105   835 75,893 SH   SOLE   75,893 0 0
WILLIAMS COS INC COM Stock 969457100   302 8,685 SH   SOLE   0 0 8,685
AGNICO EAGLE MINES LTD COM Stock 008474108   225 4,100 SH   SOLE   0 0 4,100
BANK MONTREAL QUE COM Stock 063671101   264 2,672 SH   SOLE   0 0 2,672
CHIMERA INVT CORP COM NEW REIT 16934Q208   50 10,014 SH   SOLE   0 0 10,014
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   5,468 101,597 SH   SOLE   101,564 0 33
ISHARES GLOBAL REIT ETF ETF 46434V647   2,984 123,422 SH   SOLE   123,422 0 0
AMARIN CORP PLC SPONS ADR NEW ADR 023111206   9 10,000 SH   SOLE   10,000 0 0
EXXON MOBIL CORP COM Stock 30231G102   372 3,726 SH   SOLE   3,633 0 92
ARK INNOVATION ETF ETF 00214Q104   456 8,714 SH   SOLE   5,952 0 2,762
ISHARES MSCI ACWI ETF ETF 464288257   4,078 40,067 SH   SOLE   8,616 0 31,451
CROWN CASTLE INC COM REIT 22822V101   290 2,514 SH   SOLE   714 0 1,800
ISHARES CORE S&P MID-CAP ETF ETF 464287507   13,056 47,107 SH   SOLE   42,254 0 4,852
ISHARES MSCI EAFE ETF ETF 464287465   308 4,082 SH   SOLE   2,052 0 2,030
APPLE INC COM Stock 037833100   2,838 14,743 SH   SOLE   5,029 0 9,713
INVESCO PREFERRED ETF ETF 46138E511   7,395 644,763 SH   SOLE   557,594 0 87,169