The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   397 4,732 SH   SOLE   1,720 0 3,011
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794   3,537 59,373 SH   SOLE   59,373 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   228 500 SH   SOLE   122 0 378
GOLDMAN SACHS GROUP INC COM Stock 38141G104   220 640 SH   SOLE   102 0 538
SHELL PLC SPON ADS ADR 780259305   757 13,300 SH   SOLE   100 0 13,200
BOSTON SCIENTIFIC CORP COM Stock 101137107   338 7,298 SH   SOLE   978 0 6,320
COCA COLA CO COM Stock 191216100   510 8,021 SH   SOLE   1,981 0 6,039
ISHARES MSCI USA ESG SELECT ETF ETF 464288802   607 7,372 SH   SOLE   7,132 0 240
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   626 1,890 SH   SOLE   0 0 1,890
ISHARES SILVER TRUST ETF 46428Q109   261 11,837 SH   SOLE   10,314 0 1,523
SPDR DOW JONES GLOBAL REAL ESTATE ETF ETF 78463X749   1,158 28,311 SH   SOLE   24,226 0 4,085
MERCK & CO INC COM Stock 58933Y105   428 3,855 SH   SOLE   1,555 0 2,300
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158   8,274 79,347 SH   SOLE   59,377 0 19,970
SPDR S&P 500 ETF TRUST ETF 78462F103   46,281 121,018 SH   SOLE   93,631 0 27,387
ANNALY CAPITAL MANAGEMENT INC COM NEW REIT 035710839   260 12,316 SH   SOLE   0 0 12,316
ISHARES MSCI JAPAN ETF ETF 46434G822   237 4,345 SH   SOLE   4,345 0 0
GOLDMAN SACHS JUST U.S. LARGE CAP EQUITY ETF ETF 381430396   454 8,219 SH   SOLE   8,219 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   406 10,317 SH   SOLE   2,689 0 7,628
PEPSICO INC COM Stock 713448108   226 1,250 SH   SOLE   519 0 731
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457   1,778 21,905 SH   SOLE   6,632 0 15,273
NUVEEN ESG SMALL-CAP ETF ETF 67092P607   312 9,136 SH   SOLE   9,136 0 0
NUVEEN ESG LARGE-CAP GROWTH ETF ETF 67092P201   261 5,339 SH   SOLE   5,339 0 0
NUVEEN ESG MID-CAP GROWTH ETF ETF 67092P409   348 9,899 SH   SOLE   9,899 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   209 1,536 SH   SOLE   0 0 1,536
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359   2,356 36,623 SH   SOLE   36,623 0 0
HOME DEPOT INC COM Stock 437076102   342 1,083 SH   SOLE   865 0 218
PIMCO 1-5 YEAR US TIPS INDEX ETF ETF 72201R205   9,389 188,261 SH   SOLE   155,355 0 32,906
FIRST TRUST LARGE CAP CORE ALPHADEX FUND ETF 33734K109   558 6,970 SH   SOLE   100 0 6,870
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF ETF 46435G243   486 20,433 SH   SOLE   20,433 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209   465 3,422 SH   SOLE   425 0 2,997
SPDR GOLD SHARES ETF 78463V107   19,018 112,107 SH   SOLE   75,628 0 36,479
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   211 3,800 SH   SOLE   2,300 0 1,500
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   1,941 20,514 SH   SOLE   17,100 0 3,414
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   487 1,575 SH   SOLE   50 0 1,525
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   55,206 734,218 SH   SOLE   549,485 0 184,733
ALPHABET INC CAP STK CL A Stock 02079K305   799 9,052 SH   SOLE   960 0 8,092
COMCAST CORP NEW CL A Stock 20030N101   208 5,937 SH   SOLE   1,650 0 4,287
MICROSOFT CORP COM Stock 594918104   715 2,982 SH   SOLE   2,574 0 407
VANGUARD SMALL-CAP ETF ETF 922908751   7,175 39,092 SH   SOLE   33,395 0 5,697
VANGUARD MID-CAP ETF ETF 922908629   12,361 60,651 SH   SOLE   51,865 0 8,786
ALERIAN MLP ETF ETF 00162Q452   1,129 29,660 SH   SOLE   29,660 0 0
SCHWAB US TIPS ETF ETF 808524870   1,378 26,604 SH   SOLE   12,104 0 14,500
VANGUARD S&P 500 ETF ETF 922908363   26,826 76,354 SH   SOLE   68,674 0 7,680
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   2,966 20,998 SH   SOLE   20,998 0 0
VANECK GOLD MINERS ETF ETF 92189F106   537 18,738 SH   SOLE   4,221 0 14,517
SCHWAB U.S. MID-CAP ETF ETF 808524508   613 9,339 SH   SOLE   1,953 0 7,386
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   3,669 70,949 SH   SOLE   42,099 0 28,850
VANGUARD S&P 500 GROWTH ETF ETF 921932505   317 1,504 SH   SOLE   0 0 1,504
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354   441 6,896 SH   SOLE   0 0 6,895
VANGUARD VALUE ETF ETF 922908744   288 2,055 SH   SOLE   590 0 1,465
VANGUARD GROWTH ETF ETF 922908736   798 3,744 SH   SOLE   1,973 0 1,771
SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF ETF 78468R408   290 11,947 SH   SOLE   11,897 0 50
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604   1,134 39,857 SH   SOLE   39,857 0 0
FIRST TRUST NORTH AMERICAN ENERGY INFRASTRUCTURE FUND ETF 33738D101   3,787 141,906 SH   SOLE   132,550 0 9,356
HEALTHCARE RLTY TR CL A COM REIT 42226K105   282 14,612 SH   SOLE   0 0 14,612
WP CAREY INC COM REIT 92936U109   256 3,276 SH   SOLE   0 0 3,276
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805   4,271 91,441 SH   SOLE   58,500 0 32,941
ISHARES CORE MSCI EAFE ETF ETF 46432F842   31,602 512,681 SH   SOLE   425,586 0 87,095
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362   222 5,057 SH   SOLE   2,964 0 2,093
CANADIAN IMPERIAL BK COMM TORO COM Stock 136069101   397 9,806 SH   SOLE   6,000 0 3,806
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   7,920 169,590 SH   SOLE   124,777 0 44,813
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   49,098 683,435 SH   SOLE   597,261 0 86,174
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608   968 23,667 SH   SOLE   11,536 0 12,131
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   244 2,379 SH   SOLE   635 0 1,744
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407   1,979 41,717 SH   SOLE   34,781 0 6,936
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505   1,979 48,100 SH   SOLE   48,100 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   382 4,367 SH   SOLE   0 0 4,367
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513   1,018 13,823 SH   SOLE   13,351 0 472
ISHARES CORE S&P 500 ETF ETF 464287200   516 1,343 SH   SOLE   663 0 680
JPMORGAN CHASE & CO COM Stock 46625H100   425 3,173 SH   SOLE   1,037 0 2,136
CHEVRON CORP NEW COM Stock 166764100   488 2,717 SH   SOLE   910 0 1,807
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   31,400 297,572 SH   SOLE   178,336 0 119,236
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   710 16,917 SH   SOLE   16,917 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   439 3,506 SH   SOLE   981 0 2,525
WALMART INC COM Stock 931142103   833 5,877 SH   SOLE   800 0 5,076
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448   2,435 89,669 SH   SOLE   84,493 0 5,176
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   10,809 99,887 SH   SOLE   65,781 0 34,105
PFIZER INC COM Stock 717081103   204 3,976 SH   SOLE   2,591 0 1,385
WILLIAMS COS INC COM Stock 969457100   296 9,002 SH   SOLE   317 0 8,685
SPDR S&P OIL & GAS EXPLORATION & PRODUCTION ETF ETF 78468R556   215 1,581 SH   SOLE   1,581 0 0
BANK MONTREAL QUE COM Stock 063671101   242 2,672 SH   SOLE   0 0 2,672
CHIMERA INVT CORP COM NEW REIT 16934Q208   65 11,841 SH   SOLE   0 0 11,841
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   6,384 127,672 SH   SOLE   127,672 0 0
ISHARES GLOBAL REIT ETF ETF 46434V647   523 23,031 SH   SOLE   23,031 0 0
AMARIN CORP PLC SPONS ADR NEW ADR 023111206   12 10,000 SH   SOLE   10,000 0 0
ARK INNOVATION ETF ETF 00214Q104   408 13,053 SH   SOLE   6,095 0 6,958
ISHARES MSCI ACWI ETF ETF 464288257   1,628 19,179 SH   SOLE   6,622 0 12,557
BLACKROCK INC COM Stock 09247X101   213 300 SH   SOLE   210 0 90
ISHARES CORE S&P MID-CAP ETF ETF 464287507   3,022 12,494 SH   SOLE   9,800 0 2,694
ISHARES MSCI EAFE ETF ETF 464287465   315 4,802 SH   SOLE   2,742 0 2,060
APPLE INC COM Stock 037833100   2,270 17,473 SH   SOLE   7,391 0 10,081
INVESCO PREFERRED ETF ETF 46138E511   3,793 339,260 SH   SOLE   196,774 0 142,486