The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 641 6,040 SH   SOLE   3,172 0 2,867
INVESCO QQQ TRUST ETF 46090E103 221 790 SH   SOLE   11 0 779
VANGUARD EXTENDED MARKET INDEX FUND ETF 922908652 664 5,064 SH   SOLE   5,064 0 0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794 2,219 37,723 SH   SOLE   37,723 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 288 601 SH   SOLE   193 0 408
SHELL PLC SPON ADS ADR 780259305 704 13,471 SH   SOLE   271 0 13,200
BOSTON SCIENTIFIC CORP COM Stock 101137107 465 12,478 SH   SOLE   2,658 0 9,820
COCA COLA CO COM Stock 191216100 407 6,477 SH   SOLE   438 0 6,039
ISHARES MSCI USA ESG SELECT ETF ETF 464288802 662 8,210 SH   SOLE   7,970 0 240
SPDR DOW JONES INDUSTRIAL AVERAGE ETF ETF 78467X109 582 1,890 SH   SOLE   0 0 1,890
ISHARES SILVER TRUST ETF 46428Q109 221 11,837 SH   SOLE   10,314 0 1,523
SPDR DOW JONES GLOBAL REAL ESTATE ETF ETF 78463X749 1,278 28,957 SH   SOLE   24,872 0 4,085
MERCK & CO INC COM Stock 58933Y105 423 4,641 SH   SOLE   1,421 0 3,220
SPDR S&P 500 ETF ETF 78462F103 47,405 125,660 SH   SOLE   97,849 0 27,811
ANNALY CAPITAL MANAGEMENT INC COM REIT 035710409 288 48,791 SH   SOLE   0 0 48,791
ISHARES MSCI JAPAN ETF ETF 46434G822 230 4,351 SH   SOLE   4,351 0 0
GOLDMAN SACHS JUST U.S. LARGE CAP EQUITY ETF ETF 381430396 515 9,547 SH   SOLE   9,547 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 529 10,425 SH   SOLE   4,082 0 6,343
PEPSICO INC COM Stock 713448108 220 1,321 SH   SOLE   575 0 746
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 2,352 28,409 SH   SOLE   7,023 0 21,386
NUVEEN ESG SMALL-CAP ETF ETF 67092P607 350 10,669 SH   SOLE   10,669 0 0
NUVEEN ESG LARGE-CAP GROWTH ETF ETF 67092P201 280 5,809 SH   SOLE   5,809 0 0
NUVEEN ESG MID-CAP GROWTH ETF ETF 67092P409 403 11,730 SH   SOLE   11,730 0 0
KIMBERLY-CLARK CORP COM Stock 494368103 208 1,536 SH   SOLE   0 0 1,536
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359 1,868 28,938 SH   SOLE   28,938 0 0
HOME DEPOT INC COM Stock 437076102 310 1,129 SH   SOLE   96 0 1,033
PIMCO 1-5 YEAR U.S. TIPS INDEX EXCHANGE-TRADED FUND ETF 72201R205 12,650 241,920 SH   SOLE   189,847 0 52,073
FIRST TRUST LARGE CAP CORE ALPHADEX FUND ETF 33734K109 533 7,008 SH   SOLE   100 0 6,908
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF ETF 46435G243 534 22,156 SH   SOLE   22,156 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 439 3,422 SH   SOLE   345 0 3,077
SPDR GOLD SHARES ETF 78463V107 18,532 110,010 SH   SOLE   71,388 0 38,622
NUVEEN ESG U.S. AGGREGATE BOND ETF ETF 67092P870 272 11,902 SH   SOLE   11,902 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 220 3,800 SH   SOLE   2,300 0 1,500
ISHARES S&P SMALL-CAP FUND ETF 464287804 282 3,054 SH   SOLE   2,372 0 682
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 476 1,745 SH   SOLE   220 0 1,525
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 57,598 755,291 SH   SOLE   548,111 0 207,180
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 282 3,528 SH   SOLE   3,528 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 1,129 518 SH   SOLE   118 0 400
COMCAST CORP NEW CL A Stock 20030N101 246 6,262 SH   SOLE   1,955 0 4,307
MICROSOFT CORP COM Stock 594918104 813 3,164 SH   SOLE   2,972 0 191
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 7,209 40,937 SH   SOLE   34,982 0 5,955
VANGUARD MID-CAP INDEX FUND ETF 922908629 12,387 62,890 SH   SOLE   54,038 0 8,852
ALERIAN MLP ETF ETF 00162Q452 1,022 29,660 SH   SOLE   29,660 0 0
VANGUARD S&P 500 ETF ETF 922908363 17,816 51,361 SH   SOLE   46,332 0 5,029
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 2,033 15,148 SH   SOLE   15,148 0 0
VANECK GOLD MINERS ETF ETF 92189F106 402 14,688 SH   SOLE   2,171 0 12,517
SCHWAB U.S. MID-CAP ETF ETF 808524508 587 9,363 SH   SOLE   1,839 0 7,524
VANGUARD S&P 500 GROWTH ETF ETF 921932505 325 1,493 SH   SOLE   0 0 1,493
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 437 7,045 SH   SOLE   150 0 6,895
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 230 3,210 SH   SOLE   0 0 3,210
VANGUARD VALUE INDEX FUND ETF 922908744 271 2,055 SH   SOLE   590 0 1,465
VANGUARD GROWTH INDEX FUND ETF 922908736 446 1,999 SH   SOLE   273 0 1,726
SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF ETF 78468R408 329 13,622 SH   SOLE   13,572 0 50
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604 467 16,550 SH   SOLE   16,550 0 0
META PLATFORMS INC CL A Stock 30303M102 232 1,437 SH   SOLE   1,187 0 250
HEALTHCARE RLTY TR CL A COM REIT 42225P501 408 14,612 SH   SOLE   0 0 14,612
FIRST TRUST NORTH AMERICAN ENERGY INFRASTRUCTURE FUND ETF 33738D101 2,776 107,829 SH   SOLE   98,473 0 9,356
WP CAREY INC COM REIT 92936U109 275 3,320 SH   SOLE   44 0 3,276
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 292 5,824 SH   SOLE   2,001 0 3,823
ISHARES CORE MSCI EAFE ETF ETF 46432F842 28,727 488,144 SH   SOLE   387,771 0 100,373
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362 269 6,097 SH   SOLE   2,964 0 3,133
CANADIAN IMPERIAL BK COMM TORO COM Stock 136069101 476 9,806 SH   SOLE   6,000 0 3,806
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 10,201 207,926 SH   SOLE   150,135 0 57,791
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 74,590 991,103 SH   SOLE   728,495 0 262,608
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104 207 2,202 SH   SOLE   458 0 1,744
CISCO SYS INC COM Stock 17275R102 238 5,584 SH   SOLE   2,838 0 2,746
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 2,542 51,322 SH   SOLE   43,826 0 7,496
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505 1,609 41,277 SH   SOLE   41,277 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 315 4,400 SH   SOLE   33 0 4,367
ISHARES CORE S&P 500 ETF ETF 464287200 514 1,355 SH   SOLE   675 0 680
ISHARES MBS ETF ETF 464288588 489 5,013 SH   SOLE   5,013 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 330 2,927 SH   SOLE   1,655 0 1,272
CHEVRON CORP NEW COM Stock 166764100 325 2,245 SH   SOLE   438 0 1,807
SPDR S&P DIVIDEND ETF ETF 78464A763 398 3,356 SH   SOLE   831 0 2,525
WALMART INC COM Stock 931142103 705 5,801 SH   SOLE   274 0 5,526
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 1,619 59,603 SH   SOLE   54,427 0 5,176
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 8,482 83,399 SH   SOLE   47,906 0 35,493
PFIZER INC COM Stock 717081103 294 5,612 SH   SOLE   2,514 0 3,097
WILLIAMS COS INC COM Stock 969457100 289 9,245 SH   SOLE   560 0 8,685
BANK MONTREAL QUE COM Stock 063671101 257 2,672 SH   SOLE   0 0 2,672
CHIMERA INVT CORP COM NEW REIT 16934Q208 100 11,298 SH   SOLE   0 0 11,298
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 4,880 102,442 SH   SOLE   102,442 0 0
AMARIN CORP PLC SPONS ADR NEW ADR 023111206 15 10,000 SH   SOLE   10,000 0 0
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 227 2,655 SH   SOLE   2,080 0 575
ARK INNOVATION ETF ETF 00214Q104 472 11,833 SH   SOLE   5,547 0 6,286
ISHARES MSCI ACWI INDEX FUND ETF 464288257 1,383 16,484 SH   SOLE   5,972 0 10,512
CROWN CASTLE INC COM REIT 22822V101 203 1,204 SH   SOLE   284 0 920
ISHARES S&P MIDCAP FUND ETF 464287507 440 1,944 SH   SOLE   178 0 1,766
ISHARES MSCI EAFE ETF ETF 464287465 335 5,367 SH   SOLE   3,307 0 2,060
APPLE INC COM Stock 037833100 2,000 14,628 SH   SOLE   4,868 0 9,760
INVESCO PREFERRED ETF ETF 46138E511 3,863 313,037 SH   SOLE   162,996 0 150,041