The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 537 163 SH   SOLE   26 0 137
ALPHABET INC CAP STK CL A Stock 02079K305 1,120 419 SH   SOLE   32 0 387
VANGUARD S&P 500 ETF ETF 922908363 206 522 SH   SOLE   522 0 0
MCDONALDS CORP COM Stock 580135101 241 1,001 SH   SOLE   0 0 1,001
COSTCO WHSL CORP NEW COM Stock 22160K105 463 1,031 SH   SOLE   124 0 907
HOME DEPOT INC COM Stock 437076102 346 1,053 SH   SOLE   20 0 1,033
3M CO COM Stock 88579Y101 214 1,219 SH   SOLE   1,000 0 219
DISNEY WALT CO COM Stock 254687106 242 1,432 SH   SOLE   377 0 1,055
ISHARES CORE S&P 500 ETF ETF 464287200 624 1,448 SH   SOLE   653 0 795
MICROSOFT CORP COM Stock 594918104 409 1,449 SH   SOLE   1,262 0 187
KIMBERLY-CLARK CORP COM Stock 494368103 203 1,536 SH   SOLE   0 0 1,536
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 430 1,575 SH   SOLE   50 0 1,525
ISHARES S&P MIDCAP FUND ETF 464287507 426 1,618 SH   SOLE   24 0 1,594
ISHARES MSCI USA SIZE FACTOR ETF ETF 46432F370 210 1,647 SH   SOLE   1,647 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 229 1,688 SH   SOLE   13 0 1,675
VANGUARD S&P 500 GROWTH ETF ETF 921932505 473 1,775 SH   SOLE   0 0 1,775
SPDR DOW JONES INDUSTRIAL AVERAGE ETF ETF 78467X109 639 1,890 SH   SOLE   0 0 1,890
VANGUARD GROWTH INDEX FUND ETF 922908736 553 1,906 SH   SOLE   0 0 1,906
SQUARE INC CL A Stock 852234103 480 2,000 SH   SOLE   0 0 2,000
INVESCO QQQ TRUST ETF 46090E103 732 2,046 SH   SOLE   11 0 2,035
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 272 2,134 SH   SOLE   557 0 1,577
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ETF 921937819 208 2,325 SH   SOLE   0 0 2,325
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 386 2,605 SH   SOLE   0 0 2,605
BANK MONTREAL QUE COM Stock 063671101 265 2,657 SH   SOLE   0 0 2,657
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 208 3,016 SH   SOLE   0 0 3,016
MERCK & CO INC COM Stock 58933Y105 257 3,416 SH   SOLE   156 0 3,260
FIRST TRUST NASDAQ CEA CYBERSECURITY ETF ETF 33734X846 208 4,275 SH   SOLE   400 0 3,875
COMCAST CORP NEW CL A Stock 20030N101 241 4,304 SH   SOLE   78 0 4,226
CISCO SYS INC COM Stock 17275R102 237 4,358 SH   SOLE   1,312 0 3,046
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 273 4,482 SH   SOLE   66 0 4,416
CHEVRON CORP NEW COM Stock 166764100 462 4,553 SH   SOLE   246 0 4,306
PFIZER INC COM Stock 717081103 203 4,724 SH   SOLE   802 0 3,922
CANADIAN IMP BK COMM COM Stock 136069101 543 4,883 SH   SOLE   3,000 0 1,883
ISHARES MBS ETF ETF 464288588 543 5,022 SH   SOLE   5,013 0 9
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 264 5,073 SH   SOLE   0 0 5,073
ISHARES MSCI JAPAN ETF ETF 46434G822 360 5,130 SH   SOLE   5,130 0 0
WALMART INC COM Stock 931142103 766 5,496 SH   SOLE   204 0 5,291
ISHARES MSCI GLOBAL IMPACT ETF ETF 46435G532 539 5,612 SH   SOLE   5,612 0 0
COCA COLA CO COM Stock 191216100 322 6,139 SH   SOLE   100 0 6,038
NUVEEN ESG SMALL-CAP ETF ETF 67092P607 270 6,221 SH   SOLE   6,221 0 0
X-TRACKERS MSCI JAPAN HEDGED EQUITY ETF ETF 233051507 323 6,375 SH   SOLE   6,375 0 0
ETFMG PRIME CYBER SECURITY ETF ETF 26924G201 420 6,908 SH   SOLE   417 0 6,491
ISHARES MSCI USA ESG SELECT ETF ETF 464288802 670 6,986 SH   SOLE   6,746 0 240
VANGUARD ESG INTERNATIONAL STOCK ETF ETF 921910725 431 6,988 SH   SOLE   6,988 0 0
ISHARES MSCI EM ESG SELECT ETF ETF 46434G863 292 7,036 SH   SOLE   7,036 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 859 7,305 SH   SOLE   12 0 7,293
ISHARES MSCI EUROZONE ETF ETF 464286608 374 7,781 SH   SOLE   7,781 0 0
GOLDMAN SACHS JUST U.S. LARGE CAP EQUITY ETF ETF 381430396 489 7,830 SH   SOLE   7,830 0 0
NUVEEN ESG MID-CAP GROWTH ETF ETF 67092P409 434 7,980 SH   SOLE   7,980 0 0
FIRST TRUST LARGE CAP CORE ALPHADEX FUND ETF 33734K109 690 8,090 SH   SOLE   0 0 8,090
VERIZON COMMUNICATIONS INC COM Stock 92343V104 467 8,644 SH   SOLE   2,689 0 5,955
WILLIAMS COS INC COM Stock 969457100 225 8,685 SH   SOLE   0 0 8,685
X-TRACKERS MSCI EUROPE HEDGED EQUITY ETF ETF 233051853 318 9,310 SH   SOLE   9,310 0 0
NUVEEN ESG LARGE-CAP GROWTH ETF ETF 67092P201 650 9,931 SH   SOLE   9,931 0 0
AMARIN CORP PLC SPONS ADR NEW ADR 023111206 51 10,000 SH   SOLE   10,000 0 0
CHIMERA INVT CORP COM NEW REIT 16934Q208 160 10,800 SH   SOLE   0 0 10,800
ISHARES SILVER TRUST ETF 46428Q109 228 11,114 SH   SOLE   10,314 0 800
BOSTON SCIENTIFIC CORP COM Stock 101137107 493 11,353 SH   SOLE   228 0 11,125
SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF ETF 78468R408 325 11,866 SH   SOLE   11,786 0 80
PIMCO 1-5 YEAR U.S. TIPS INDEX EXCHANGE-TRADED FUND ETF 72201R205 659 12,010 SH   SOLE   10,435 0 1,575
SCHWAB U.S. MID-CAP ETF ETF 808524508 984 12,835 SH   SOLE   0 0 12,835
APPLE INC COM Stock 037833100 1,862 13,159 SH   SOLE   3,352 0 9,806
ROYAL DUTCH SHELL PLC SPON ADR B ADR 780259107 589 13,300 SH   SOLE   100 0 13,200
VANECK GOLD MINERS ETF ETF 92189F106 413 14,016 SH   SOLE   2,499 0 11,517
HEALTHCARE TR AMER INC CL A NEW REIT 42225P501 433 14,612 SH   SOLE   0 0 14,612
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF ETF 46435G243 384 14,792 SH   SOLE   14,792 0 0
ARK INNOVATION ETF ETF 00214Q104 1,669 15,103 SH   SOLE   880 0 14,223
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 2,269 15,148 SH   SOLE   15,148 0 0
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 1,937 17,600 SH   SOLE   17,300 0 300
ISHARES MSCI EAFE ETF ETF 464287465 1,898 24,333 SH   SOLE   22,273 0 2,060
ISHARES MSCI ACWI INDEX FUND ETF 464288257 2,450 24,519 SH   SOLE   2,639 0 21,880
SPDR DOW JONES GLOBAL REAL ESTATE ETF ETF 78463X749 1,320 25,854 SH   SOLE   25,234 0 620
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 1,525 26,781 SH   SOLE   20,880 0 5,901
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359 2,332 27,324 SH   SOLE   27,324 0 0
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 6,604 30,199 SH   SOLE   25,502 0 4,697
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 3,422 39,716 SH   SOLE   11,471 0 28,245
ANNALY CAPITAL MANAGEMENT INC COM REIT 035710409 357 42,351 SH   SOLE   0 0 42,351
VANGUARD MID-CAP INDEX FUND ETF 922908629 15,156 64,015 SH   SOLE   57,731 0 6,284
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 6,786 65,656 SH   SOLE   46,091 0 19,565
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 2,099 68,999 SH   SOLE   63,823 0 5,176
SPDR GOLD SHARES ETF 78463V107 13,711 83,491 SH   SOLE   44,985 0 38,506
FIRST TRUST NORTH AMERICAN ENERGY INFRASTRUCTURE FUND ETF 33738D101 2,499 105,586 SH   SOLE   96,786 0 8,800
SPDR S&P 500 ETF ETF 78462F103 72,835 169,724 SH   SOLE   136,096 0 33,627
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 11,559 187,158 SH   SOLE   140,297 0 46,861
ISHARES CORE MSCI EAFE ETF ETF 46432F842 24,591 331,186 SH   SOLE   280,693 0 50,493
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 33,803 410,175 SH   SOLE   260,363 0 149,812
INVESCO PREFERRED ETF ETF 46138E511 6,538 434,992 SH   SOLE   282,462 0 152,530
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 54,472 637,477 SH   SOLE   416,313 0 221,164