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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   3,384,502 32,628 SH   SOLE   32,628 0 0
AMAZON COM INC COM 023135106   3,453,398 33,434 SH   SOLE   33,434 0 0
APPLE INC COM 037833100   3,703,654 22,460 SH   SOLE   22,460 0 0
BOEING CO COM 097023105   212,430 1,000 SH   SOLE   1,000 0 0
ISHARES TR IBOXX HI YD ETF 464288513   4,000,524 52,952 SH   SOLE   52,952 0 0
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   8,102,989 162,776 SH   SOLE   162,776 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205   450,377 8,824 SH   SOLE   8,824 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,031,747 20,471 SH   SOLE   20,471 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866   3,252,924 62,245 SH   SOLE   62,245 0 0
PIMCO ETF TR MUNI INCOME OPP 72201R635   628,026 14,132 SH   SOLE   14,132 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   502,022 5,498 SH   SOLE   5,498 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,508,753 16,266 SH   SOLE   16,266 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817   219,528 2,282 SH   SOLE   2,282 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   3,638,230 35,958 SH   SOLE   35,958 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,958,425 26,213 SH   SOLE   26,213 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   3,748,574 50,175 SH   SOLE   50,175 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   554,987 22,164 SH   SOLE   22,164 0 0
TESLA INC COM 88160R101   4,402,924 21,223 SH   SOLE   21,223 0 0
THOR LOW VOLATILITY ETF LOW VOLATILITY 885155101   15,353,119 625,127 SH   SOLE   625,127 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   14,749,392 526,388 SH   SOLE   526,388 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,954,072 117,062 SH   SOLE   117,062 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   13,519,439 176,172 SH   SOLE   176,172 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   4,989,800 65,107 SH   SOLE   65,107 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   3,949,361 80,731 SH   SOLE   80,731 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,985,343 41,517 SH   SOLE   41,517 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   1,986,380 31,879 SH   SOLE   31,879 0 0