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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   2,841,447 32,205 SH   SOLE   32,205 0 0
AMAZON COM INC COM 023135106   2,805,012 33,393 SH   SOLE   33,393 0 0
APPLE INC COM 037833100   2,952,789 22,726 SH   SOLE   22,726 0 0
FUBOTV INC COM 35953D104   17,691 10,167 SH   SOLE   10,167 0 0
ISHARES TR IBOXX HI YD ETF 464288513   3,906,145 53,051 SH   SOLE   53,051 0 0
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   7,628,500 154,752 SH   SOLE   154,752 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205   332,932 6,676 SH   SOLE   6,676 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,268,244 12,856 SH   SOLE   12,856 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866   3,506,788 68,252 SH   SOLE   68,252 0 0
PIMCO ETF TR MUNI INCOME OPP 72201R635   512,189 11,765 SH   SOLE   11,765 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   755,318 8,462 SH   SOLE   8,462 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,033,915 11,427 SH   SOLE   11,427 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   2,581,001 69,889 SH   SOLE   69,889 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,583,896 36,651 SH   SOLE   36,651 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,541,146 32,713 SH   SOLE   32,713 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,601,218 76,059 SH   SOLE   76,059 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   2,583,610 26,307 SH   SOLE   26,307 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   242,907 1,952 SH   SOLE   1,952 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   2,559,749 34,336 SH   SOLE   34,336 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,567,157 18,897 SH   SOLE   18,897 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   542,686 11,082 SH   SOLE   11,082 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   14,850,826 505,474 SH   SOLE   505,474 0 0
TESLA INC COM 88160R101   2,541,203 20,630 SH   SOLE   20,630 0 0
THOR LOW VOLATILITY ETF LOW VOLATILITY 885155101   15,541,730 629,985 SH   SOLE   629,985 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   9,200,947 122,223 SH   SOLE   122,223 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   13,216,994 177,839 SH   SOLE   177,839 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   4,779,736 65,982 SH   SOLE   65,982 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   3,870,952 81,614 SH   SOLE   81,614 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,922,303 41,154 SH   SOLE   41,154 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   1,953,372 32,033 SH   SOLE   32,033 0 0