The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 6,401 66,572 SH   SOLE   0 0 66,572
APPLE INC COM 037833100 6,281 45,447 SH   SOLE   0 0 45,447
BRISTOL-MYERS SQUIBB CO COM 110122108 5,973 84,022 SH   SOLE   0 0 84,022
MICROSOFT CORP COM 594918104 5,406 23,211 SH   SOLE   0 0 23,211
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,353 20,048 SH   SOLE   0 0 20,048
PFIZER INC COM 717081103 4,344 99,279 SH   SOLE   0 0 99,279
ROSS STORES INC COM 778296103 4,281 50,796 SH   SOLE   0 0 50,796
AT&T INC COM 00206R102 3,449 224,865 SH   SOLE   0 0 224,865
TJX COS INC NEW COM 872540109 3,275 52,728 SH   SOLE   0 0 52,728
ELEVANCE HEALTH INC COM 036752103 3,263 7,183 SH   SOLE   0 0 7,183
VISA INC COM CL A 92826C839 3,212 18,080 SH   SOLE   0 0 18,080
ELI LILLY & CO COM 532457108 2,619 8,099 SH   SOLE   0 0 8,099
BROADCOM INC COM 11135F101 2,389 5,380 SH   SOLE   0 0 5,380
SNAP ON INC COM 833034101 2,193 10,891 SH   SOLE   0 0 10,891
AMAZON.COM INC COM 023135106 1,995 17,655 SH   SOLE   0 0 17,655
JOHNSON & JOHNSON COM 478160104 1,982 12,136 SH   SOLE   0 0 12,136
MERCK & CO INC COM 58933Y105 1,741 20,216 SH   SOLE   0 0 20,216
UNITEDHEALTH GROUP INC COM 91324P102 1,690 3,346 SH   SOLE   0 0 3,346
ALPHABET INC CAP STK CL A 02079K305 1,445 15,110 SH   SOLE   0 0 15,110
NIKE INC CL B 654106103 1,420 17,087 SH   SOLE   0 0 17,087
UNILEVER PLC SPON ADR NEW 904767704 1,362 31,060 SH   SOLE   0 0 31,060
LPL FINL HLDGS INC COM 50212V100 1,355 6,202 SH   SOLE   0 0 6,202
META PLATFORMS INC CL A 30303M102 1,177 8,675 SH   SOLE   0 0 8,675
TRUIST FINL CORP COM 89832Q109 1,160 26,636 SH   SOLE   0 0 26,636
CORTEVA INC COM 22052L104 1,155 20,208 SH   SOLE   0 0 20,208
ON SEMICONDUCTOR CORP COM 682189105 1,094 17,557 SH   SOLE   0 0 17,557
COSTCO WHSL CORP NEW COM 22160K105 834 1,765 SH   SOLE   0 0 1,765
NEXTERA ENERGY INC COM 65339F101 821 10,472 SH   SOLE   0 0 10,472
GENERAL ELECTRIC CO COM NEW 369604301 701 11,317 SH   SOLE   0 0 11,317
DANAHER CORP COM 235851102 637 2,468 SH   SOLE   0 0 2,468
CITIGROUP INC COM NEW 172967424 500 11,990 SH   SOLE   0 0 11,990
CHEVRON CORP NEW COM 166764100 496 3,454 SH   SOLE   0 0 3,454
BOEING CO COM 097023105 494 4,081 SH   SOLE   0 0 4,081
EXXON MOBIL CORP COM 30231G102 430 4,928 SH   SOLE   0 0 4,928
NORFOLK SOUTHERN CORP COM 655844108 404 1,928 SH   SOLE   0 0 1,928
WALT DISNEY CO COM 254687106 292 3,100 SH   SOLE   0 0 3,100
BP PLC SPONSORED ADR 055622104 282 9,871 SH   SOLE   0 0 9,871
UBER TECHNOLOGIES INC COM 90353T100 262 9,900 SH   SOLE   0 0 9,900
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 251 4,459 SH   SOLE   0 0 4,459
PVH CORPORATION COM 693656100 240 5,366 SH   SOLE   0 0 5,366
PROCTER & GAMBLE CO COM 742718109 233 1,843 SH   SOLE   0 0 1,843
INTEL CORP COM 458140100 224 8,697 SH   SOLE   0 0 8,697
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 9,631 75,665 SH   SOLE   0 0 75,665
VANGUARD INDEX FDS GROWTH ETF 922908736 7,105 33,211 SH   SOLE   0 0 33,211
ISHARES TR RUSSELL 2000 ETF 464287655 6,653 40,340 SH   SOLE   0 0 40,340
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,781 13,386 SH   SOLE   0 0 13,386
SPDR SER TR PRTFLO S&P500 VL 78464A508 4,684 135,797 SH   SOLE   0 0 135,797
ISHARES TR MSCI EAFE ETF 464287465 3,112 55,570 SH   SOLE   0 0 55,570
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,516 34,928 SH   SOLE   0 0 34,928
ISHARES TR CORE S&P500 ETF 464287200 1,313 3,662 SH   SOLE   0 0 3,662
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 827 27,248 SH   SOLE   0 0 27,248
INVESCO QQQ TR UNIT SER 1 46090E103 649 2,428 SH   SOLE   0 0 2,428
SPDR SER TR PRTFLO S&P500 GW 78464A409 603 12,027 SH   SOLE   0 0 12,027
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 579 5,269 SH   SOLE   0 0 5,269