The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 7,263 3,321 SH   SOLE   0 0 3,321
BRISTOL-MYERS SQUIBB CO COM 110122108 6,495 84,351 SH   SOLE   0 0 84,351
APPLE INC COM 037833100 6,384 46,691 SH   SOLE   0 0 46,691
AT&T INC COM 00206R102 5,838 278,510 SH   SOLE   0 0 278,510
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,471 20,040 SH   SOLE   0 0 20,040
MICROSOFT CORP COM 594918104 5,449 21,215 SH   SOLE   0 0 21,215
LILLY ELI & CO COM 532457108 3,709 11,438 SH   SOLE   0 0 11,438
ROSS STORES INC COM 778296103 3,595 51,196 SH   SOLE   0 0 51,196
VISA INC COM CL A 92826C839 3,524 17,900 SH   SOLE   0 0 17,900
TJX COS INC NEW COM 872540109 2,960 53,002 SH   SOLE   0 0 53,002
PFIZER INC COM 717081103 2,616 49,904 SH   SOLE   0 0 49,904
BROADCOM INC COM 11135F101 2,574 5,298 SH   SOLE   0 0 5,298
ELEVANCE HEALTH INC COM 036752103 2,543 5,269 SH   SOLE   0 0 5,269
JOHNSON & JOHNSON COM 478160104 2,091 11,782 SH   SOLE   0 0 11,782
UNITEDHEALTH GROUP INC COM 91324P102 1,943 3,783 SH   SOLE   0 0 3,783
AMAZON COM INC COM 023135106 1,878 17,680 SH   SOLE   0 0 17,680
NIKE INC CL B 654106103 1,752 17,148 SH   SOLE   0 0 17,148
ALPHABET INC CAP STK CL A 02079K305 1,658 761 SH   SOLE   0 0 761
META PLATFORMS INC CL A 30303M102 1,399 8,679 SH   SOLE   0 0 8,679
LPL FINL HLDGS INC COM 50212V100 1,272 6,897 SH   SOLE   0 0 6,897
TRUIST FINL CORP COM 89832Q109 1,263 26,636 SH   SOLE   0 0 26,636
CORTEVA INC COM 22052L104 1,095 20,230 SH   SOLE   0 0 20,230
MERCK & CO INC COM 58933Y105 1,020 11,188 SH   SOLE   0 0 11,188
CSX CORP COM 126408103 984 33,864 SH   SOLE   0 0 33,864
COSTCO WHSL CORP NEW COM 22160K105 846 1,765 SH   SOLE   0 0 1,765
ON SEMICONDUCTOR CORP COM 682189105 758 15,057 SH   SOLE   0 0 15,057
LINDE PLC SHS G5494J103 728 2,533 SH   SOLE   0 0 2,533
GENERAL ELECTRIC CO COM NEW 369604301 722 11,339 SH   SOLE   0 0 11,339
UNILEVER PLC SPON ADR NEW 904767704 712 15,527 SH   SOLE   0 0 15,527
BOEING CO COM 097023105 563 4,121 SH   SOLE   0 0 4,121
CITIGROUP INC COM NEW 172967424 551 11,990 SH   SOLE   0 0 11,990
CHEVRON CORP NEW COM 166764100 500 3,454 SH   SOLE   0 0 3,454
NORFOLK SOUTHN CORP COM 655844108 461 2,028 SH   SOLE   0 0 2,028
EXXON MOBIL CORP COM 30231G102 422 4,928 SH   SOLE   0 0 4,928
PROCTER AND GAMBLE CO COM 742718109 330 2,295 SH   SOLE   0 0 2,295
INTEL CORP COM 458140100 321 8,578 SH   SOLE   0 0 8,578
PVH CORPORATION COM 693656100 305 5,366 SH   SOLE   0 0 5,366
DISNEY WALT CO COM 254687106 299 3,165 SH   SOLE   0 0 3,165
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 282 4,459 SH   SOLE   0 0 4,459
BP PLC SPONSORED ADR 055622104 280 9,871 SH   SOLE   0 0 9,871
UBER TECHNOLOGIES INC COM 90353T100 207 10,127 SH   SOLE   0 0 10,127
TUESDAY MORNING CORP COM 89904V101 36 100,395 SH   SOLE   0 0 100,395
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 12,582 93,736 SH   SOLE   0 0 93,736
SPDR SER TR PRTFLO S&P500 VL 78464A508 8,966 243,509 SH   SOLE   0 0 243,509
ISHARES TR CHINA LG-CAP ETF 464287184 3,644 107,452 SH   SOLE   0 0 107,452
ISHARES TR MSCI EAFE ETF 464287465 3,435 54,963 SH   SOLE   0 0 54,963
SPDR SER TR PRTFLO S&P500 GW 78464A409 2,734 52,302 SH   SOLE   0 0 52,302
ISHARES TR CORE S&P500 ETF 464287200 1,378 3,634 SH   SOLE   0 0 3,634
INVESCO QQQ TR UNIT SER 1 46090E103 1,249 4,457 SH   SOLE   0 0 4,457
SPDR S&P 500 ETF TR TR UNIT 78462F103 956 2,534 SH   SOLE   0 0 2,534
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 857 27,248 SH   SOLE   0 0 27,248
ISHARES TR RUSSELL 2000 ETF 464287655 221 1,302 SH   SOLE   0 0 1,302
BROADCOM INC 8% MCNV PFD SR A 11135F200 244 162 SH   SOLE   0 0 162