0001768302-22-000002.txt : 20220513 0001768302-22-000002.hdr.sgml : 20220513 20220513103903 ACCESSION NUMBER: 0001768302-22-000002 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220331 FILED AS OF DATE: 20220513 DATE AS OF CHANGE: 20220513 EFFECTIVENESS DATE: 20220513 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ERn Financial, LLC CENTRAL INDEX KEY: 0001768302 IRS NUMBER: 825499775 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19425 FILM NUMBER: 22920890 BUSINESS ADDRESS: STREET 1: 8215 GREENWAY BOULEVARD STREET 2: SUITE 540 CITY: MIDDLETON STATE: WI ZIP: 53562 BUSINESS PHONE: 6086651714 MAIL ADDRESS: STREET 1: 8215 GREENWAY BOULEVARD STREET 2: SUITE 540 CITY: MIDDLETON STATE: WI ZIP: 53562 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001768302 XXXXXXXX 03-31-2022 03-31-2022 ERn Financial, LLC

8215 GREENWAY BOULEVARD SUITE 540 MIDDLETON WI 53562

13F HOLDINGS REPORT 028-19425 N Scott O. Conwell 6086651714 Scott O. Conwell Middleton WI 05-13-2022 0 172 451808 false INFORMATION TABLE 2 ErnFinancial_13f.xml 2022 Q1 ERN FINANCIAL ABBVIE INC COM 00287Y109 266 1643 SH SOLE 0 0 0 1643 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1216 3606 SH SOLE 0 0 0 3606 ADOBE SYSTEMS INCORPORATED COM 00724F101 392 860 SH SOLE 0 0 0 860 ALPHABET INC CAP STK CL A 02079K305 851 306 SH SOLE 0 0 0 306 ALPHABET INC CAP STK CL C 02079K107 503 180 SH SOLE 0 0 0 180 ALPS ETF TR CLEAN ENERGY 00162Q460 6172 97468 SH SOLE 0 0 0 97468 ALTRIA GROUP INC COM 02209S103 455 8711 SH SOLE 0 0 0 8711 AMAZON COM INC COM 023135106 2158 662 SH SOLE 0 0 0 662 AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794 9362 151671 SH SOLE 0 0 0 151671 AMERICAN CENTY ETF TR FOCUSED DYNAMIC 025072810 1980 27380 SH SOLE 0 0 0 27380 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 2710 45715 SH SOLE 0 0 0 45715 AMERICAN ELEC PWR CO INC COM 025537101 220 2205 SH SOLE 0 0 0 2205 AMERICAN EXPRESS CO COM 025816109 567 3030 SH SOLE 0 0 0 3030 AMERIPRISE FINL INC COM 03076C106 528 1758 SH SOLE 0 0 0 1758 APPLE INC COM 037833100 4593 26306 SH SOLE 0 0 0 26306 ARK ETF TR GENOMIC REV ETF 00214Q302 5595 121812 SH SOLE 0 0 0 121812 AT&T INC COM 00206R102 610 25817 SH SOLE 0 0 0 25817 BANCO SANTANDER S.A. ADR 05964H105 34 10048 SH SOLE 0 0 0 10048 BANK MONTREAL QUE COM 063671101 218 1851 SH SOLE 0 0 0 1851 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 686 1943 SH SOLE 0 0 0 1943 BLACKROCK INC COM 09247X101 275 360 SH SOLE 0 0 0 360 BOEING CO COM 097023105 202 1055 SH SOLE 0 0 0 1055 CHEVRON CORP NEW COM 166764100 316 1943 SH SOLE 0 0 0 1943 CHIPOTLE MEXICAN GRILL INC COM 169656105 293 185 SH SOLE 0 0 0 185 CISCO SYS INC COM 17275R102 203 3645 SH SOLE 0 0 0 3645 CLOROX CO DEL COM 189054109 215 1544 SH SOLE 0 0 0 1544 COSTCO WHSL CORP NEW COM 22160K105 591 1026 SH SOLE 0 0 0 1026 CREDIT ACCEP CORP MICH COM 225310101 1156 2100 SH SOLE 0 0 0 2100 DEERE & CO COM 244199105 1183 2847 SH SOLE 0 0 0 2847 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 3201 101567 SH SOLE 0 0 0 101567 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1107 40148 SH SOLE 0 0 0 40148 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 3167 126930 SH SOLE 0 0 0 126930 DISNEY WALT CO COM 254687106 595 4339 SH SOLE 0 0 0 4339 EASTGROUP PPTYS INC COM 277276101 1321 6497 SH SOLE 0 0 0 6497 ENBRIDGE INC COM 29250N105 506 10972 SH SOLE 0 0 0 10972 EXACT SCIENCES CORP COM 30063P105 305 4369 SH SOLE 0 0 0 4369 EXXON MOBIL CORP COM 30231G102 1116 13510 SH SOLE 0 0 0 13510 FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 3707 68465 SH SOLE 0 0 0 68465 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 683 13720 SH SOLE 0 0 0 13720 FIDELITY NATL INFORMATION SV COM 31620M106 638 6348 SH SOLE 0 0 0 6348 FIRST REP BK SAN FRANCISCO C COM 33616C100 279 1722 SH SOLE 0 0 0 1722 FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 9416 177459 SH SOLE 0 0 0 177459 FIRST TR EXCH TRADED FD III RIVRFRNT DYN DEV 33739P608 456 6976 SH SOLE 0 0 0 6976 FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 4929 92798 SH SOLE 0 0 0 92798 FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 11954 244218 SH SOLE 0 0 0 244218 FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 3967 50731 SH SOLE 0 0 0 50731 FIRST TR EXCHNG 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69711 SH SOLE 0 0 0 69711 ISHARES TR U.S. TECH ETF 464287721 518 5024 SH SOLE 0 0 0 5024 ISHARES TR ESG AW MSCI EAFE 46435G516 600 8139 SH SOLE 0 0 0 8139 ISHARES TR MSCI USA QLT FCT 46432F339 12117 90004 SH SOLE 0 0 0 90004 ISHARES TR MSCI ACWI EX US 464288240 216 4139 SH SOLE 0 0 0 4139 ISHARES TR NATIONAL MUN ETF 464288414 3417 31163 SH SOLE 0 0 0 31163 ISHARES TR ISHARES SEMICDTR 464287523 4078 8617 SH SOLE 0 0 0 8617 ISHARES TR ESG AWR MSCI USA 46435G425 685 6762 SH SOLE 0 0 0 6762 ISHARES TR GLOBAL REIT ETF 46434V647 5053 172996 SH SOLE 0 0 0 172996 ISHARES TR CORE MSCI EAFE 46432F842 4418 63560 SH SOLE 0 0 0 63560 ISHARES TR MSCI EAFE ETF 464287465 16857 229031 SH SOLE 0 0 0 229031 ISHARES TR CORE S&P MCP ETF 464287507 2253 8395 SH SOLE 0 0 0 8395 ISHARES TR RUS 1000 GRW ETF 464287614 276 995 SH SOLE 0 0 0 995 ISHARES TR S&P 500 GRWT ETF 464287309 18016 235868 SH SOLE 0 0 0 235868 ISHARES TR MSCI EMG MKT ETF 464287234 5249 116254 SH SOLE 0 0 0 116254 ISHARES TR MSCI USA MMENTM 46432F396 2772 16475 SH SOLE 0 0 0 16475 ISHARES TR CORE S&P500 ETF 464287200 1463 3224 SH SOLE 0 0 0 3224 ISHARES TR EAFE GRWTH ETF 464288885 4681 48624 SH SOLE 0 0 0 48624 ISHARES TR CRE U S REIT ETF 464288521 9713 150234 SH SOLE 0 0 0 150234 ISHARES TR 0-5YR HI YL CP 46434V407 361 8212 SH SOLE 0 0 0 8212 J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 2277 44971 SH SOLE 0 0 0 44971 J P MORGAN EXCHANGE-TRADED F SHORT DURA CORE 46641Q274 750 15692 SH SOLE 0 0 0 15692 JANUS DETROIT STR TR HENDERSON MTG 47103U852 1167 23372 SH SOLE 0 0 0 23372 JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 13205 251282 SH SOLE 0 0 0 251282 JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107 3181 56085 SH SOLE 0 0 0 56085 JOHNSON & JOHNSON COM 478160104 673 3796 SH SOLE 0 0 0 3796 JPMORGAN CHASE & CO COM 46625H100 514 3772 SH SOLE 0 0 0 3772 KLA CORP COM NEW 482480100 283 774 SH SOLE 0 0 0 774 LILLY ELI & CO COM 532457108 228 797 SH SOLE 0 0 0 797 MCDONALDS CORP COM 580135101 328 1327 SH SOLE 0 0 0 1327 META PLATFORMS INC CL A 30303M102 240 1078 SH SOLE 0 0 0 1078 MGE ENERGY INC COM 55277P104 238 2982 SH SOLE 0 0 0 2982 MICROSOFT CORP COM 594918104 2000 6488 SH SOLE 0 0 0 6488 NETFLIX INC COM 64110L106 351 938 SH SOLE 0 0 0 938 NEXTERA ENERGY INC COM 65339F101 413 4870 SH SOLE 0 0 0 4870 NIKE INC CL B 654106103 217 1616 SH SOLE 0 0 0 1616 NVIDIA CORPORATION COM 67066G104 821 3008 SH SOLE 0 0 0 3008 ORACLE CORP COM 68389X105 624 7546 SH SOLE 0 0 0 7546 PACER FDS TR BNCHMRK INDSTR 69374H766 1783 35090 SH SOLE 0 0 0 35090 PACER FDS TR BNCHMRK INFRA 69374H741 1800 46119 SH SOLE 0 0 0 46119 PAYPAL HLDGS INC COM 70450Y103 446 3854 SH SOLE 0 0 0 3854 PENSKE AUTOMOTIVE GRP INC COM 70959W103 469 5008 SH SOLE 0 0 0 5008 PEPSICO INC COM 713448108 546 3264 SH SOLE 0 0 0 3264 PFIZER INC COM 717081103 261 5051 SH SOLE 0 0 0 5051 PHILIP MORRIS INTL INC COM 718172109 445 4739 SH SOLE 0 0 0 4739 PIMCO ETF TR INTER MUN BD ACT 72201R866 3739 70541 SH SOLE 0 0 0 70541 PINNACLE WEST CAP CORP COM 723484101 422 5405 SH SOLE 0 0 0 5405 PROCTER AND GAMBLE CO COM 742718109 247 1619 SH SOLE 0 0 0 1619 ROCKWELL AUTOMATION INC COM 773903109 258 921 SH SOLE 0 0 0 921 S&P GLOBAL INC COM 78409V104 493 1202 SH SOLE 0 0 0 1202 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 202 2559 SH SOLE 0 0 0 2559 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 351 6516 SH SOLE 0 0 0 6516 SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 249 2828 SH SOLE 0 0 0 2828 SELECT SECTOR SPDR TR ENERGY 81369Y506 2147 28085 SH SOLE 0 0 0 28085 SOLAREDGE TECHNOLOGIES INC COM 83417M104 303 939 SH SOLE 0 0 0 939 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 17531 453692 SH SOLE 0 0 0 453692 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 15924 464531 SH SOLE 0 0 0 464531 SPDR S&P 500 ETF TR TR UNIT 78462F103 879 1946 SH SOLE 0 0 0 1946 SPDR SER TR PORTFLI TIPS ETF 78464A656 4038 133441 SH SOLE 0 0 0 133441 SPDR SER TR S&P 600 SMCP VAL 78464A300 2502 30021 SH SOLE 0 0 0 30021 SPDR SER TR S&P 600 SMCP GRW 78464A201 2255 26905 SH SOLE 0 0 0 26905 SPDR SER TR BLOOMBERG 1-3 MO 78468R663 864 9446 SH SOLE 0 0 0 9446 SPDR SER TR PRTFLO S&P500 GW 78464A409 12920 195133 SH SOLE 0 0 0 195133 SPDR SER TR PORTFOLIO S&P600 78468R853 3173 75426 SH SOLE 0 0 0 75426 SPDR SER TR PORTFOLIO AGRGTE 78464A649 3612 129964 SH SOLE 0 0 0 129964 SPDR SER TR PORTFOLIO S&P400 78464A847 548 11626 SH SOLE 0 0 0 11626 SPDR SER TR PORTFOLIO S&P500 78464A854 2938 55305 SH SOLE 0 0 0 55305 SPDR SER TR BLOOMBERG CONV 78464A359 415 5391 SH SOLE 0 0 0 5391 SPDR SER TR S&P 400 MDCP VAL 78464A839 11197 159099 SH SOLE 0 0 0 159099 SPDR SER TR S&P 400 MDCP GRW 78464A821 3231 43533 SH SOLE 0 0 0 43533 SPDR SER TR PRTFLO S&P500 VL 78464A508 8101 194033 SH SOLE 0 0 0 194033 STELLANTIS N.V SHS N82405106 224 13780 SH SOLE 0 0 0 13780 STRYKER CORPORATION COM 863667101 966 3614 SH SOLE 0 0 0 3614 T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107 2379 81041 SH SOLE 0 0 0 81041 TESLA INC COM 88160R101 1970 1828 SH SOLE 0 0 0 1828 THERMO FISHER SCIENTIFIC INC COM 883556102 529 895 SH SOLE 0 0 0 895 UNION PAC CORP COM 907818108 367 1342 SH SOLE 0 0 0 1342 UNITEDHEALTH GROUP INC COM 91324P102 737 1445 SH SOLE 0 0 0 1445 VANECK ETF TRUST INDONESIA INDEX 92189F833 722 34074 SH SOLE 0 0 0 34074 VANECK ETF TRUST INVESTMENT GRD 92189F486 214 8525 SH SOLE 0 0 0 8525 VANGUARD INDEX FDS GROWTH ETF 922908736 7530 26184 SH SOLE 0 0 0 26184 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 666 4449 SH SOLE 0 0 0 4449 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4650 11201 SH SOLE 0 0 0 11201 VANGUARD INDEX FDS TOTAL STK MKT 922908769 451 1982 SH SOLE 0 0 0 1982 VANGUARD INDEX FDS VALUE ETF 922908744 2086 14114 SH SOLE 0 0 0 14114 VANGUARD INDEX FDS MID CAP ETF 922908629 2642 11110 SH SOLE 0 0 0 11110 VANGUARD INDEX FDS SML CP GRW ETF 922908595 681 2746 SH SOLE 0 0 0 2746 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2045 9176 SH SOLE 0 0 0 9176 VANGUARD INDEX FDS SM CP VAL ETF 922908611 425 2417 SH SOLE 0 0 0 2417 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 219 4739 SH SOLE 0 0 0 4739 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 9202 179689 SH SOLE 0 0 0 179689 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9487 121492 SH SOLE 0 0 0 121492 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 992 6115 SH SOLE 0 0 0 6115 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1093 22756 SH SOLE 0 0 0 22756 VERIZON COMMUNICATIONS INC COM 92343V104 261 5133 SH SOLE 0 0 0 5133 VISA INC COM CL A 92826C839 688 3103 SH SOLE 0 0 0 3103 WALMART INC COM 931142103 301 2018 SH SOLE 0 0 0 2018 WRAP TECHNOLOGIES INC COM 98212N107 27 10000 SH SOLE 0 0 0 10000 ZILLOW GROUP INC CL C CAP STK 98954M200 208 4211 SH SOLE 0 0 0 4211