The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 1,097 24,068 SH   SOLE   0 0 24,068
AMGEN INC COM COM 031162100 229 1,174 SH   SOLE   0 0 1,174
APPLE INC COM 037833100 1,866 11,829 SH   SOLE   0 0 11,829
APPLE INC COM COM 037833100 313 1,987 SH   SOLE   0 0 1,987
BERKSHIRE HATHAWAY INC COM CL B COM CL B 084670702 340 1,663 SH   SOLE   0 0 1,663
CHARLES SCHWAB US MC US MID-CAP ETF 808524508 352 7,338 SH   SOLE   0 0 7,338
CHEVRON CORPORATION COM COM 166764100 276 2,536 SH   SOLE   0 0 2,536
COSTCO WHOLESALE CORP COM COM 22160K105 351 1,723 SH   SOLE   0 0 1,723
EMX ROYALTY CORPORATION COM COM 26873J107 23 20,000 SH   SOLE   0 0 20,000
EXXON MOBIL CORPORATION COM COM 30231G102 409 5,995 SH   SOLE   0 0 5,995
FARMERS & MERCHANTS BANK (CALI COM COM 308243104 323 42 SH   SOLE   0 0 42
GENERAL ELECTRIC CO COM COM 369604103 143 18,909 SH   SOLE   0 0 18,909
GENERAL MILLS INC COM COM 370334104 597 15,337 SH   SOLE   0 0 15,337
GLOBAL X JPMORGAN EFCNT GBL X JPM EFF 37950E143 444 18,060 SH   SOLE   0 0 18,060
HOME DEPOT INC COM COM 437076102 388 2,261 SH   SOLE   0 0 2,261
INVESCO DEFENSIVE EQUITY DEFENSIVE EQUITY 46138J775 413 9,375 SH   SOLE   0 0 9,375
INVESCO DWA UTILITIES DWA UTILITIES 46137V795 476 16,420 SH   SOLE   0 0 16,420
INVESCO EMERGING MARKETS EMERGING MARKETS 46138E784 766 28,997 SH   SOLE   0 0 28,997
INVESCO EXCHNG TRADED FD TR II EMRNG MKT SVRG ETF EXCHNG TRADED FD TR II EMRNG MKT SVRG ETF 46138E784 1,628 61,610 SH   SOLE   0 0 61,610
INVESCO QQQ TRUST QQQ TRUST 46090E103 403 2,610 SH   SOLE   0 0 2,610
INVESCO QQQ TRUST UNIT SER 1 ETF QQQ TRUST UNIT SER 1 ETF 46090E103 5,566 36,079 SH   SOLE   0 0 36,079
ISHARES EDGE MSCI MIN VOL EDGE MSCI MIN VOL 46429B689 362 5,430 SH   SOLE   0 0 5,430
ISHARES 1-3 YEAR TREASRY 1-3 YEAR TREASRY 464287457 826 9,882 SH   SOLE   0 0 9,882
ISHARES EDGE MSCI USA EDGE MSCI USA 46432F396 454 4,527 SH   SOLE   0 0 4,527
ISHARES GLOBAL TECH ETF GLOBAL TECH ETF 464287291 313 2,174 SH   SOLE   0 0 2,174
ISHARES INC CORE MSCI EMKT ETF INC CORE MSCI EMKT ETF 46434G103 10,210 216,547 SH   SOLE   0 0 216,547
ISHARES INTERNATIONAL INTERNATIONAL 464288448 225 7,851 SH   SOLE   0 0 7,851
ISHARES SHORT MATURITY SHORT MATURITY 46431W507 289 5,805 SH   SOLE   0 0 5,805
ISHARES TRUST 1 3 YR TREAS BD ETF 1 3 YR TREAS BD ETF 464287457 37,036 442,907 SH   SOLE   0 0 442,907
ISHARES TRUST 20 YR TR BD ETF 20 YR TR BD ETF 464287432 71,208 586,028 SH   SOLE   0 0 586,028
ISHARES TRUST BARCLAYS 7 10 YR ETF BARCLAYS 7 10 YR ETF 464287440 136,086 1,306,005 SH   SOLE   0 0 1,306,005
ISHARES TRUST CORE MSCI EAFE ETF CORE MSCI EAFE ETF 46432F842 2,498 45,419 SH   SOLE   0 0 45,419
ISHARES TRUST CORE S&P MCP ETF CORE S&P MCP ETF 464287507 899 5,411 SH   SOLE   0 0 5,411
ISHARES TRUST CORE S&P SCP ETF CORE S&P SCP ETF 464287804 2,123 30,628 SH   SOLE   0 0 30,628
ISHARES TRUST CORE S&P500 ETF CORE S&P500 ETF 464287200 14,903 59,230 SH   SOLE   0 0 59,230
ISHARES TRUST FLTG RATE NT ETF FLTG RATE NT ETF 46429B655 286 5,671 SH   SOLE   0 0 5,671
ISHARES TRUST GLOBAL TECH ETF GLOBAL TECH ETF 464287291 1,855 12,876 SH   SOLE   0 0 12,876
ISHARES TRUST IBOXX HI YD ETF IBOXX HI YD ETF 464288513 277 3,412 SH   SOLE   0 0 3,412
ISHARES TRUST IBOXX INV CP ETF IBOXX INV CP ETF 464287242 18,451 163,544 SH   SOLE   0 0 163,544
ISHARES TRUST INTRM TR CRP ETF INTRM TR CRP ETF 464288638 843 16,078 SH   SOLE   0 0 16,078
ISHARES TRUST JPMORGAN USD EMG ETF JPMORGAN USD EMG ETF 464288281 16,690 160,618 SH   SOLE   0 0 160,618
ISHARES TRUST MBS ETF MBS ETF 464288588 328 3,130 SH   SOLE   0 0 3,130
ISHARES TRUST MIN VOL USA ETF MIN VOL USA ETF 46429B697 613 11,690 SH   SOLE   0 0 11,690
ISHARES TRUST MSCI ACWI EX US ETF MSCI ACWI EX US ETF 464288240 604 14,386 SH   SOLE   0 0 14,386
ISHARES TRUST MSCI EAFE ETF MSCI EAFE ETF 464287465 4,189 71,264 SH   SOLE   0 0 71,264
ISHARES TRUST RUS 1000 ETF RUS 1000 ETF 464287622 1,529 11,028 SH   SOLE   0 0 11,028
ISHARES TRUST RUS 1000 VAL ETF RUS 1000 VAL ETF 464287598 1,534 13,809 SH   SOLE   0 0 13,809
ISHARES TRUST RUS 2000 VAL ETF RUS 2000 VAL ETF 464287630 804 7,481 SH   SOLE   0 0 7,481
ISHARES TRUST RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 1,405 10,496 SH   SOLE   0 0 10,496
ISHARES TRUST S&P 500 GRWT ETF S&P 500 GRWT ETF 464287309 1,516 10,062 SH   SOLE   0 0 10,062
ISHARES TRUST S&P 500 VAL ETF S&P 500 VAL ETF 464287408 1,040 10,278 SH   SOLE   0 0 10,278
ISHARES TRUST SH TR CRPORT ETF SH TR CRPORT ETF 464288646 8,546 165,495 SH   SOLE   0 0 165,495
ISHARES TRUST SHORT TREAS BD ETF SHORT TREAS BD ETF 464288679 1,082 9,809 SH   SOLE   0 0 9,809
ISHARES TRUST SHT MAT BD ETF SHT MAT BD ETF 46431W507 1,656 33,214 SH   SOLE   0 0 33,214
ISHARES TRUST US TREAS BD ETF US TREAS BD ETF 46429B267 550 22,323 SH   SOLE   0 0 22,323
ISHARES TRUST USA MOMENTUM FCT ETF USA MOMENTUM FCT ETF 46432F396 2,040 20,351 SH   SOLE   0 0 20,351
JPMORGAN CHASE & CO. COM COM 46625H100 376 3,853 SH   SOLE   0 0 3,853
MCDONALD'S CORPORATION COM COM 580135101 247 1,392 SH   SOLE   0 0 1,392
MICROSOFT CORP COM COM 594918104 621 6,110 SH   SOLE   0 0 6,110
PETIQ INC COM CL A CL A 71639T106 235 10,000 SH   SOLE   0 0 10,000
PIMCO ENHNCD SHRT MATRTY ENHNCD SHRT MATRTY 72201R833 3,271 32,401 SH   SOLE   0 0 32,401
PIMCO ETF TRUST ENHAN SHRT MA AC ETF ENHAN SHRT MA AC ETF 72201R833 19,568 193,841 SH   SOLE   0 0 193,841
SCHWAB EMERGING MARKETS EMERGING MARKETS 808524706 468 19,870 SH   SOLE   0 0 19,870
SCHWAB INTERMEDIATE TERM INTERMEDIATE TERM 808524854 10,612 200,413 SH   SOLE   0 0 200,413
SCHWAB INTERNATIONAL INTERNATIONAL 808524805 777 27,420 SH   SOLE   0 0 27,420
SCHWAB SHORT TERM US SHORT TERM US 808524862 3,048 61,074 SH   SOLE   0 0 61,074
SCHWAB STRATEGIC TR SHT TM US TRES ETF STRATEGIC TR SHT TM US TRES ETF 808524862 4,188 83,910 SH   SOLE   0 0 83,910
SCHWAB STRATEGIC TR US LCAP GR ETF STRATEGIC TR US LCAP GR ETF 808524300 629 9,119 SH   SOLE   0 0 9,119
SCHWAB STRATEGIC TR US LCAP VA ETF STRATEGIC TR US LCAP VA ETF 808524409 739 14,984 SH   SOLE   0 0 14,984
SCHWAB US DIVIDEND US DIVIDEND 808524797 627 13,351 SH   SOLE   0 0 13,351
SCHWAB US LARGE CAP US LARGE CAP 808524300 372 5,398 SH   SOLE   0 0 5,398
SCHWAB US LARGE CAP ETF US LARGE CAP ETF 808524201 1,610 26,971 SH   SOLE   0 0 26,971
SCHWAB US SMALL CAP ETF US SMALL CAP ETF 808524607 312 5,145 SH   SOLE   0 0 5,145
SPDR BLMBRG BRCLY INTL BLMBRG BRCLY INTL 78464A516 1,306 47,304 SH   SOLE   0 0 47,304
SPDR LONG TERM TREASURY LONG TERM TREASURY 78464A664 2,017 57,563 SH   SOLE   0 0 57,563
SPDR S&P500 ETF TRUST TR UNIT ETF TRUST TR UNIT ETF 78462F103 5,222 20,895 SH   SOLE   0 0 20,895
SPDR SERIES TRUST DJ REIT ETF TRUST DJ REIT ETF 78464A607 1,306 15,183 SH   SOLE   0 0 15,183
SPDR SERIES TRUST PRTFLO S&P500 GW ETF TRUST PRTFLO S&P500 GW ETF 78464A409 236 7,247 SH   SOLE   0 0 7,247
SPDR SERIES TRUST S&P DIVID ETF TRUST S&P DIVID ETF 78464A763 275 3,071 SH   SOLE   0 0 3,071
VANGUARD ALLWRLD EX US ETF ALLWRLD EX US ETF 922042775 3,733 81,910 SH   SOLE   0 0 81,910
VANGUARD DIV APP ETF DIV APP ETF 921908844 5,923 60,466 SH   SOLE   0 0 60,466
VANGUARD FTSE EMR MKT ETF FTSE EMR MKT ETF 922042858 1,284 33,712 SH   SOLE   0 0 33,712
VANGUARD GROWTH ETF GROWTH ETF 922908736 607 4,519 SH   SOLE   0 0 4,519
VANGUARD INTER TERM TREAS ETF INTER TERM TREAS ETF 92206C706 20,441 322,060 SH   SOLE   0 0 322,060
VANGUARD INTERMEDIATE INTERMEDIATE 92206C870 272 3,287 SH   SOLE   0 0 3,287
VANGUARD INTL BD IDX ETF INTL BD IDX ETF 92203J407 44,067 812,294 SH   SOLE   0 0 812,294
VANGUARD MID CAP ETF MID CAP ETF 922908629 354 2,563 SH   SOLE   0 0 2,563
VANGUARD REAL ESTATE ETF REAL ESTATE ETF 922908553 2,175 29,174 SH   SOLE   0 0 29,174
VANGUARD S&P 500 ETF SHS S&P 500 ETF SHS 922908363 571 2,486 SH   SOLE   0 0 2,486
VANGUARD SHORT TERM SHORT TERM 92206C102 491 8,174 SH   SOLE   0 0 8,174
VANGUARD SHORT TERM TREAS ETF SHORT TERM TREAS ETF 92206C102 6,422 106,820 SH   SOLE   0 0 106,820
VANGUARD SHORT TRM BOND ETF SHORT TRM BOND ETF 921937827 4,236 53,910 SH   SOLE   0 0 53,910
VANGUARD SM CP VAL ETF SM CP VAL ETF 922908611 1,375 12,054 SH   SOLE   0 0 12,054
VANGUARD SMALL CP ETF SMALL CP ETF 922908751 2,999 22,724 SH   SOLE   0 0 22,724
VANGUARD TOTAL STK MKT ETF TOTAL STK MKT ETF 922908769 297 2,325 SH   SOLE   0 0 2,325
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 679 5,763 SH   SOLE   0 0 5,763
VANGUARD VALUE ETF VALUE ETF 922908744 3,541 36,149 SH   SOLE   0 0 36,149
VERIZON COMMUNICATIONS COM COM 92343V104 245 4,354 SH   SOLE   0 0 4,354
WALGREENS BOOTS ALLIANCE INC COM COM 931427108 672 9,830 SH   SOLE   0 0 9,830
WALT DISNEY COMPANY (THE) COM COM 254687106 634 5,786 SH   SOLE   0 0 5,786
WEC ENERGY GROUP INC COM COM 92939U106 231 3,335 SH   SOLE   0 0 3,335
WISDOMTREE TRUST US MIDCAP DIVID ETF US MIDCAP DIVID 97717W505 224 7,075 SH   SOLE   0 0 7,075