The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM COM 001055102 2,027 38,743 SH   SOLE   0 0 38,743
ALTRIA GROUP INC COM COM 02209S103 208 5,074 SH   SOLE   0 0 5,074
AMGEN INC COM COM 031162100 297 1,534 SH   SOLE   0 0 1,534
APPLE INC COM COM 037833100 3,251 14,515 SH   SOLE   0 0 14,515
ARES CAPITAL CORP COM COM 04010L103 512 27,494 SH   SOLE   0 0 27,494
AT&T INC COM COM 00206R102 361 9,543 SH   SOLE   0 0 9,543
BERKSHIRE HATHAWAY INC COM CL B COM CL B 084670702 336 1,617 SH   SOLE   0 0 1,617
BOEING CO COM COM 097023105 370 973 SH   SOLE   0 0 973
CHEVRON CORPORATION COM COM 166764100 400 3,371 SH   SOLE   0 0 3,371
COSTCO WHOLESALE CORP COM COM 22160K105 492 1,707 SH   SOLE   0 0 1,707
CREDIT SUISSE AG LONDON BRANCH NOTE INDEX LNKD NOTE INDEX LNKD 22552FH70 379 382 SH   SOLE   0 0 382
EXXON MOBIL CORPORATION COM COM 30231G102 482 6,823 SH   SOLE   0 0 6,823
FARMERS & MERCHANTS BANK (CALI COM COM 308243104 334 42 SH   SOLE   0 0 42
FIRST TR EXCHANGE CAP STRENGTH ETF CAP STRENGTH ETF 33733E104 451 7,940 SH   SOLE   0 0 7,940
FLAHERTY & CRUMRINE/CLAYMORE P COM COM 338478100 517 24,698 SH   SOLE   0 0 24,698
GENERAL ELECTRIC CO COM COM 369604103 145 16,215 SH   SOLE   0 0 16,215
GLOBAL X FDS GLB X SUPERDIV ETF GLB X SUPERDIV ETF 37950E549 203 11,944 SH   SOLE   0 0 11,944
GOLUB CAPITAL BDC INC COM COM 38173M102 518 27,472 SH   SOLE   0 0 27,472
HANESBRANDS INC COM COM 410345102 159 10,407 SH   SOLE   0 0 10,407
HOME DEPOT INC COM COM 437076102 457 1,971 SH   SOLE   0 0 1,971
INTERNATIONAL BUS MACH CORP COM COM 459200101 228 1,570 SH   SOLE   0 0 1,570
INVESCO DWA UTILITIES DWA UTILS MUMT 46137V795 577 16,464 SH   SOLE   0 0 16,464
INVESCO EXCHANGE TRADED FUND T S&P500 LOW VOL ETF S&P500 LOW VOL ETF 46138E354 372 6,420 SH   SOLE   0 0 6,420
INVESCO EXCHANGE TRADED SELF I DEFENSIVE EQTY ETF DEFENSIVE EQTY ETF 46138J775 597 11,007 SH   SOLE   0 0 11,007
INVESCO QQQ TRUST UNIT SER 1 46090E103 1,882 9,966 SH   SOLE   0 0 9,966
INVESCO QQQ TRUST UNIT SER 1 ETF UNIT SER 1 ETF 46090E103 57,966 307,006 SH   SOLE   0 0 307,006
ISHARES INC CORE MSCI EMKT ETF CORE MSCI EMKT ETF 46434G103 23,268 474,657 SH   SOLE   0 0 474,657
ISHARES SILVER TRUST ISHARES ETF ISHARES ETF 46428Q109 228 14,343 SH   SOLE   0 0 14,343
ISHARES TRUST 1 3 YR TREAS BD ETF 1 3 YR TREAS BD ETF 464287457 18,145 213,928 SH   SOLE   0 0 213,928
ISHARES TRUST 20 YR TR BD ETF 20 YR TR BD ETF 464287432 45,455 317,691 SH   SOLE   0 0 317,691
ISHARES TRUST 3 7 YR TREAS BD ETF 3 7 YR TREAS BD ETF 464288661 421 3,322 SH   SOLE   0 0 3,322
ISHARES TRUST BARCLAYS 7 10 YR ETF BARCLAYS 7 10 YR ETF 464287440 2,604 23,155 SH   SOLE   0 0 23,155
ISHARES TRUST CORE MSCI EAFE ETF CORE MSCI EAFE ETF 46432F842 18,682 305,908 SH   SOLE   0 0 305,908
ISHARES TRUST CORE S&P MCP ETF CORE S&P MCP ETF 464287507 1,260 6,519 SH   SOLE   0 0 6,519
ISHARES TRUST CORE S&P SCP ETF CORE S&P SCP ETF 464287804 10,549 135,524 SH   SOLE   0 0 135,524
ISHARES TRUST CORE S&P TTL STK ETF CORE S&P TTL STK ETF 464287150 8,361 124,663 SH   SOLE   0 0 124,663
ISHARES TRUST CORE S&P500 ETF CORE S&P500 ETF 464287200 11,247 37,676 SH   SOLE   0 0 37,676
ISHARES TRUST FLTG RATE NT ETF FLTG RATE NT ETF 46429B655 1,300 25,508 SH   SOLE   0 0 25,508
ISHARES TRUST GLOBAL TECH ETF GLOBAL TECH ETF 464287291 2,050 11,085 SH   SOLE   0 0 11,085
ISHARES TRUST IBOXX INV CP ETF IBOXX INV CP ETF 464287242 50,673 397,500 SH   SOLE   0 0 397,500
ISHARES TRUST INTL SEL DIV ETF INTL SEL DIV ETF 464288448 241 7,850 SH   SOLE   0 0 7,850
ISHARES TRUST INTRM TR CRP ETF INTRM TR CRP ETF 464288638 1,199 20,701 SH   SOLE   0 0 20,701
ISHARES TRUST JPMORGAN USD EMG ETF JPMORGAN USD EMG ETF 464288281 7,883 69,549 SH   SOLE   0 0 69,549
ISHARES TRUST MBS ETF MBS ETF 464288588 2,222 20,521 SH   SOLE   0 0 20,521
ISHARES TRUST MIN VOL EAFE ETF MIN VOL EAFE ETF 46429B689 421 5,747 SH   SOLE   0 0 5,747
ISHARES TRUST MSCI EAFE ETF MSCI EAFE ETF 464287465 18,627 285,651 SH   SOLE   0 0 285,651
ISHARES TRUST MSCI MIN VOL ETF MSCI MIN VOL ETF 46429B697 4,133 64,483 SH   SOLE   0 0 64,483
ISHARES TRUST TIPS BD ETF TIPS BD ETF 464287176 1,422 12,229 SH   SOLE   0 0 12,229
ISHARES TRUST US TREAS BD ETF US TREAS BD ETF 46429B267 2,441 92,743 SH   SOLE   0 0 92,743
ISHARES TRUST USA MOMENTUM FCT ETF USA MOMENTUM FCT ETF 46432F396 1,344 11,271 SH   SOLE   0 0 11,271
ISHARES US ETF TRUST SHT MAT BD ETF SHT MAT BD ETF 46431W507 1,666 33,089 SH   SOLE   0 0 33,089
JOHN HANCOCK PFD INCOME FUND I COM COM 41021P103 519 25,920 SH   SOLE   0 0 25,920
JPMORGAN CHASE & CO. COM COM 46625H100 421 3,577 SH   SOLE   0 0 3,577
KIMBERLY CLARK CORP COM COM 494368103 238 1,673 SH   SOLE   0 0 1,673
MAIN STREET CAP CORP COM COM 56035L104 511 11,815 SH   SOLE   0 0 11,815
MARRIOTT INTERNATIONAL INC COM CL A COM CL A 571903202 201 1,615 SH   SOLE   0 0 1,615
MCDONALD'S CORPORATION COM COM 580135101 330 1,536 SH   SOLE   0 0 1,536
MICROSOFT CORP COM COM 594918104 1,058 7,611 SH   SOLE   0 0 7,611
NEUBERGER BERMAN INC COM COM 64190A103 530 93,511 SH   SOLE   0 0 93,511
NEW MOUNTAIN FINANCE CORP COM COM 647551100 497 36,432 SH   SOLE   0 0 36,432
OXFORD LANE CAPITAL CORP COM COM 691543102 179 19,275 SH   SOLE   0 0 19,275
PIMCO ETF TRUST 25YR+ ZERO U S ETF 72201R882 463 3,200 SH   SOLE   0 0 3,200
PIMCO ETF TRUST ENHAN SHRT MA AC ETF ENHAN SHRT MA AC ETF 72201R833 1,457 14,318 SH   SOLE   0 0 14,318
PIMCO FUNDS COM COM 72200U100 516 28,125 SH   SOLE   0 0 28,125
PIMCO INCOME OPPORTUNITY FUND COM COM 72202B100 500 18,771 SH   SOLE   0 0 18,771
SCHWAB STRATEGIC TR INTL EQTY ETF INTL EQTY ETF 808524805 2,164 67,913 SH   SOLE   0 0 67,913
SCHWAB STRATEGIC TR SCHWAB FDT US LG ETF SCHWAB FDT US LG ETF 808524771 221 5,595 SH   SOLE   0 0 5,595
SCHWAB STRATEGIC TR SHT TM US TRES ETF SHT TM US TRES ETF 808524862 1,179 23,296 SH   SOLE   0 0 23,296
SCHWAB STRATEGIC TR US DIVIDEND EQ ETF US DIVIDEND EQ ETF 808524797 3,499 63,882 SH   SOLE   0 0 63,882
SCHWAB STRATEGIC TR US LCAP GR ETF US LCAP GR ETF 808524300 795 9,457 SH   SOLE   0 0 9,457
SCHWAB STRATEGIC TR US LCAP VA ETF US LCAP VA ETF 808524409 446 7,867 SH   SOLE   0 0 7,867
SCHWAB STRATEGIC TR US LRG CAP ETF US LRG CAP ETF 808524201 2,933 41,349 SH   SOLE   0 0 41,349
SCHWAB STRATEGIC TR US SML CAP ETF US SML CAP ETF 808524607 860 12,333 SH   SOLE   0 0 12,333
SELECT SECTOR SPDR TRUST COMMUNICATION ETF COMMUNICATION ETF 81369Y852 5,551 112,091 SH   SOLE   0 0 112,091
SELECT SECTOR SPDR TRUST ENERGY ETF ENERGY ETF 81369Y506 1,353 22,856 SH   SOLE   0 0 22,856
SELECT SECTOR SPDR TRUST RL EST SEL SEC ETF RL EST SEL SEC ETF 81369Y860 1,073 27,263 SH   SOLE   0 0 27,263
SELECT SECTOR SPDR TRUST SBI CONS DISCR ETF SBI CONS DISCR ETF 81369Y407 3,959 32,797 SH   SOLE   0 0 32,797
SELECT SECTOR SPDR TRUST SBI CONS STPLS ETF SBI CONS STPLS ETF 81369Y308 5,086 82,811 SH   SOLE   0 0 82,811
SELECT SECTOR SPDR TRUST SBI HEALTHCARE ETF SBI HEALTHCARE ETF 81369Y209 7,429 82,428 SH   SOLE   0 0 82,428
SELECT SECTOR SPDR TRUST SBI INT-FINL ETF SBI INT-FINL ETF 81369Y605 4,817 172,050 SH   SOLE   0 0 172,050
SELECT SECTOR SPDR TRUST SBI INT-INDS ETF SBI INT-INDS ETF 81369Y704 3,173 40,871 SH   SOLE   0 0 40,871
SELECT SECTOR SPDR TRUST SBI INT-UTILS ETF SBI INT-UTILS ETF 81369Y886 2,706 41,792 SH   SOLE   0 0 41,792
SELECT SECTOR SPDR TRUST SBI MATERIALS ETF SBI MATERIALS ETF 81369Y100 975 16,752 SH   SOLE   0 0 16,752
SELECT SECTOR SPDR TRUST TECHNOLOGY ETF TECHNOLOGY ETF 81369Y803 10,024 124,478 SH   SOLE   0 0 124,478
SOCIETE GENERALE NOTE INDEX LNKD NOTE INDEX LNKD 83369FSL2 369 379 SH   SOLE   0 0 379
SPDR GOLD TRUST GOLD SHS ETF GOLD SHS ETF 78463V107 848 6,104 SH   SOLE   0 0 6,104
SPDR S&P500 ETF TRUST TR UNIT ETF TR UNIT ETF 78462F103 65,916 222,112 SH   SOLE   0 0 222,112
SPDR SERIES TRUST BLOOMBERG BRCLYS ETF BLOOMBERG BRCLYS ETF 78468R622 14,617 134,419 SH   SOLE   0 0 134,419
SPDR SERIES TRUST S&P DIVID ETF S&P DIVID ETF 78464A763 315 3,071 SH   SOLE   0 0 3,071
SPIRIT REALTY CAPITAL INC COM NEW COM NEW 84860W300 204 4,272 SH   SOLE   0 0 4,272
VANGUARD DIV APP ETF DIV APP ETF 921908844 76,534 640,024 SH   SOLE   0 0 640,024
VANGUARD EXTENDED DUR ETF EXTENDED DUR ETF 921910709 457 3,231 SH   SOLE   0 0 3,231
VANGUARD HIGH DIV YLD ETF HIGH DIV YLD ETF 921946406 351 4,182 SH   SOLE   0 0 4,182
VANGUARD INTL BD IDX ETF INTL BD IDX ETF 92203J407 1,704 28,973 SH   SOLE   0 0 28,973
VANGUARD REAL ESTATE ETF REAL ESTATE ETF 922908553 416 4,460 SH   SOLE   0 0 4,460
VANGUARD TOTAL STK MKT ETF TOTAL STK MKT ETF 922908769 385 2,548 SH   SOLE   0 0 2,548
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 838 5,837 SH   SOLE   0 0 5,837
VERIZON COMMUNICATIONS COM COM 92343V104 370 6,137 SH   SOLE   0 0 6,137
WALT DISNEY COMPANY (THE) COM COM 254687106 745 5,713 SH   SOLE   0 0 5,713
SELECT SECTOR SPDR TRUST ENERGY ETF ENERGY ETF 81369Y506 1,907 29,940 SH   SOLE   0 0 29,940
SELECT SECTOR SPDR TRUST RL EST SEL SEC ETF RL EST SEL SEC ETF 81369Y860 587 15,958 SH   SOLE   0 0 15,958
SELECT SECTOR SPDR TRUST SBI CONS DISCR ETF SBI CONS DISCR ETF 81369Y407 3,017 25,314 SH   SOLE   0 0 25,314
SELECT SECTOR SPDR TRUST SBI CONS STPLS ETF SBI CONS STPLS ETF 81369Y308 4,451 76,648 SH   SOLE   0 0 76,648
SELECT SECTOR SPDR TRUST SBI HEALTHCARE ETF SBI HEALTHCARE ETF 81369Y209 10,072 108,717 SH   SOLE   0 0 108,717
SELECT SECTOR SPDR TRUST SBI INT-FINL ETF SBI INT-FINL 81369Y605 4,448 161,168 SH   SOLE   0 0 161,168
SELECT SECTOR SPDR TRUST SBI INT-INDS ETF SBI INT-INDS ETF 81369Y704 2,735 35,330 SH   SOLE   0 0 35,330
SELECT SECTOR SPDR TRUST SBI INT-UTILS ETF SBI INT-UTILS ETF 81369Y886 1,472 24,682 SH   SOLE   0 0 24,682
SELECT SECTOR SPDR TRUST SBI MATERIALS ETF SBI MATERIALS ETF 81369Y100 498 8,508 SH   SOLE   0 0 8,508
SELECT SECTOR SPDR TRUST TECHNOLOGY ETF TECHNOLOGY ETF 81369Y803 7,263 93,062 SH   SOLE   0 0 93,062
SELECT SECTOR SPDR TRUSTMUNICATION ETF COMMUNICATION 81369Y852 4,997 101,517 SH   SOLE   0 0 101,517
SPDR BLMBRG BRCLY HGH BLOOMBERG BRCLYS 78468R622 4,961 45,535 SH   SOLE   0 0 45,535
SPDR BLMBRG BRCLY INTL BLOMBERG INTL TR 78464A516 432 14,928 SH   SOLE   0 0 14,928
SPDR S&P 500 ETF TR UNIT ETF 78462F103 36,025 122,953 SH   SOLE   0 0 122,953
SPDR SERIES TRUST DJ REIT ETF DJ REIT ETF 78464A607 969 9,809 SH   SOLE   0 0 9,809
SPDR SERIES TRUST PRTFLO S&P500 GW ETF PRTFLO S&P500 GW ETF 78464A409 1,937 50,012 SH   SOLE   0 0 50,012
SPDR SERIES TRUST S&P 400 MDCP GRW ETF S&P 400 MDCP GRW 78464A821 204 3,752 SH   SOLE   0 0 3,752
SPDR SERIES TRUST S&P DIVID ETF S&P DIVID ETF 78464A763 310 3,071 SH   SOLE   0 0 3,071
UMPQUA HOLDINGS CORP COM 904214103 175 10,564 SH   SOLE   0 0 10,564
VANGUARD ALLWRLD EX US ETF ALLWRLD EX US ETF 922042775 2,241 43,956 SH   SOLE   0 0 43,956
VANGUARD DIV APP ETF DIV APP ETF 921908844 50,762 440,797 SH   SOLE   0 0 440,797
VANGUARD FTSE EMERGING FTSE EMR MKT ETF 922042858 1,386 32,586 SH   SOLE   0 0 32,586
VANGUARD HIGH DIV YLD ETF HIGH DIV YLD ETF 921946406 308 3,520 SH   SOLE   0 0 3,520
VANGUARD INTL BD IDX ETF INTL BD IDX ETF 92203J407 8,205 143,195 SH   SOLE   0 0 143,195
VANGUARD REAL ESTATE REAL ESTATE ETF 922908553 1,817 20,789 SH   SOLE   0 0 20,789
VANGUARD S&P 500 ETF SHS S&P 500 ETF SHS 922908363 611 2,271 SH   SOLE   0 0 2,271
VANGUARD SHORT TERM TREAS ETF SHORT TERM TREAS ETF 92206C102 279 4,585 SH   SOLE   0 0 4,585
VANGUARD SHORT TRM BOND ETF SHORT TRM BOND ETF 921937827 4,167 51,747 SH   SOLE   0 0 51,747
VANGUARD SM CP VAL ETF SM CP VAL ETF 922908611 1,527 11,699 SH   SOLE   0 0 11,699
VANGUARD SMALL CP ETF SMALL CP ETF 922908751 3,408 21,754 SH   SOLE   0 0 21,754
VANGUARD TOTAL STK MKT ETF TOTAL STK MKT ETF 922908769 387 2,580 SH   SOLE   0 0 2,580
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 766 5,763 SH   SOLE   0 0 5,763
VANGUARD VALUE ETF VALUE ETF 922908744 3,263 29,415 SH   SOLE   0 0 29,415
VERIZONMUNICATIONS COM 92343V104 400 7,002 SH   SOLE   0 0 7,002
WALGREENS BOOTS ALLIANCE INC COM 931427108 513 9,384 SH   SOLE   0 0 9,384
WALT DISNEY CO COM 254687106 883 6,325 SH   SOLE   0 0 6,325
WEC ENERGY GROUP INC COM 92939U106 278 3,335 SH   SOLE   0 0 3,335
WISDOMTREE TRUST US MIDCAP DIVID ETF US MIDCAP DIVID ETF 97717W505 654 18,070 SH   SOLE   0 0 18,070