The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 432 2,247 SH   SOLE   0 0 2,247
AMAZON COM INC COM 023135106 214 123 SH   SOLE   0 0 123
AMPHENOL CORP NEW CL A 032095101 249 2,585 SH   SOLE   0 0 2,585
APPLE INC COM 037833100 660 2,945 SH   SOLE   0 0 2,945
DBX ETF TR XTRACK USD HIGH 233051432 919 18,353 SH   SOLE   0 0 18,353
FIDELITY COVINGTON TR MSCI RL EST ETF 316092857 310 11,129 SH   SOLE   0 0 11,129
INDEXIQ ETF TR IQ ENCH BD US 45409B487 1,111 57,323 SH   SOLE   0 0 57,323
INVESCO EXCH TRD SLF IDX FD BULSHS 2019 CB 46138J304 793 37,606 SH   SOLE   0 0 37,606
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 7,379 346,453 SH   SOLE   0 0 346,453
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 3,435 117,837 SH   SOLE   0 0 117,837
INVESCO EXCHNG TRADED FD TR FNDMNTL HY CRP 46138E719 3,493 183,537 SH   SOLE   0 0 183,537
INVESCO QQQ TR UNIT SER 1 46090E103 1,683 8,911 SH   SOLE   0 0 8,911
ISHARES INC CORE MSCI EMKT 46434G103 1,034 21,102 SH   SOLE   0 0 21,102
ISHARES INC EM MKT SM-CP ETF 464286475 521 12,375 SH   SOLE   0 0 12,375
ISHARES TR CALIF MUN BD ETF 464288356 1,692 27,619 SH   SOLE   0 0 27,619
ISHARES TR CORE MSCI EAFE 46432F842 1,160 18,990 SH   SOLE   0 0 18,990
ISHARES TR CORE MSCI TOTAL 46432F834 244 4,226 SH   SOLE   0 0 4,226
ISHARES TR CORE S&P MCP ETF 464287507 1,334 6,906 SH   SOLE   0 0 6,906
ISHARES TR CORE S&P SCP ETF 464287804 1,778 22,845 SH   SOLE   0 0 22,845
ISHARES TR CORE S&P US GWT 464287671 328 5,223 SH   SOLE   0 0 5,223
ISHARES TR CORE S&P500 ETF 464287200 1,655 5,543 SH   SOLE   0 0 5,543
ISHARES TR CORE US AGGBD ET 464287226 2,357 20,823 SH   SOLE   0 0 20,823
ISHARES TR EAFE SML CP ETF 464288273 1,068 18,658 SH   SOLE   0 0 18,658
ISHARES TR IBOXX HI YD ETF 464288513 3,423 39,271 SH   SOLE   0 0 39,271
ISHARES TR IBOXX INV CP ETF 464287242 3,534 27,721 SH   SOLE   0 0 27,721
ISHARES TR INTL TREA BD ETF 464288117 1,001 19,830 SH   SOLE   0 0 19,830
ISHARES TR JPMORGAN USD EMG 464288281 3,288 29,010 SH   SOLE   0 0 29,010
ISHARES TR MICRO-CAP ETF 464288869 200 2,266 SH   SOLE   0 0 2,266
ISHARES TR PFD AND INCM SEC 464288687 242 6,435 SH   SOLE   0 0 6,435
ISHARES TR RUS 1000 ETF 464287622 7,467 45,380 SH   SOLE   0 0 45,380
ISHARES TR RUS TOP 200 ETF 464289446 511 7,414 SH   SOLE   0 0 7,414
ISHARES TR RUSSELL 2000 ETF 464287655 247 1,634 SH   SOLE   0 0 1,634
ISHARES TR S&P MC 400GR ETF 464287606 439 1,959 SH   SOLE   0 0 1,959
ISHARES TR S&P MC 400VL ETF 464287705 1,164 7,282 SH   SOLE   0 0 7,282
ISHARES TR SELECT DIVID ETF 464287168 6,190 60,713 SH   SOLE   0 0 60,713
ISHARES TR SHRT NAT MUN ETF 464288158 355 3,332 SH   SOLE   0 0 3,332
ISHARES TR U.S. REAL ES ETF 464287739 2,225 23,783 SH   SOLE   0 0 23,783
JOHN HANCOCK ETF TRUST MULTI INTL ETF 47804J859 746 26,792 SH   SOLE   0 0 26,792
JP MORGAN EXCHANGE TRADED FD USD EMRNG MKT 46641Q746 911 17,992 SH   SOLE   0 0 17,992
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 871 29,877 SH   SOLE   0 0 29,877
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,321 171,933 SH   SOLE   0 0 171,933
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,650 114,577 SH   SOLE   0 0 114,577
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,199 69,151 SH   SOLE   0 0 69,151
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 7,967 147,944 SH   SOLE   0 0 147,944
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 803 9,564 SH   SOLE   0 0 9,564
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,191 101,383 SH   SOLE   0 0 101,383
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 12,414 219,566 SH   SOLE   0 0 219,566
SCHWAB STRATEGIC TR US REIT ETF 808524847 7,935 168,214 SH   SOLE   0 0 168,214
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,458 63,934 SH   SOLE   0 0 63,934
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 2,492 48,053 SH   SOLE   0 0 48,053
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 1,285 29,585 SH   SOLE   0 0 29,585
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,734 9,212 SH   SOLE   0 0 9,212
SPDR SERIES TRUST BLOMBRG BRC INTL 78464A151 3,184 95,609 SH   SOLE   0 0 95,609
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 1,910 38,978 SH   SOLE   0 0 38,978
SPDR SERIES TRUST NUVEEN BRC MUNIC 78468R721 1,741 34,348 SH   SOLE   0 0 34,348
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 523 15,419 SH   SOLE   0 0 15,419
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 2,864 55,809 SH   SOLE   0 0 55,809
VANGUARD INDEX FDS MID CAP ETF 922908629 379 2,262 SH   SOLE   0 0 2,262
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 6,733 72,208 SH   SOLE   0 0 72,208
VISA INC COM CL A 92826C839 695 4,040 SH   SOLE   0 0 4,040
WISDOMTREE TR US S CAP QTY DIV 97717X651 466 13,095 SH   SOLE   0 0 13,095