The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 417 2,257 SH   SOLE   0 0 2,257
AMPHENOL CORP NEW CL A 032095101 257 2,682 SH   SOLE   0 0 2,682
APPLE INC COM 037833100 580 2,933 SH   SOLE   0 0 2,933
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 237 1,114 SH   SOLE   0 0 1,114
DBX ETF TR XTRACK USD HIGH 233051432 926 18,452 SH   SOLE   0 0 18,452
FIDELITY MSCI RL EST ETF 316092857 339 12,952 SH   SOLE   0 0 12,952
INDEXIQ ETF TR IQ ENCH BD US 45409B487 1,130 58,927 SH   SOLE   0 0 58,927
INVESCO EXCH TRD SLF IDX FD BULSHS 2019 CB 46138J304 437 20,724 SH   SOLE   0 0 20,724
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 7,405 348,323 SH   SOLE   0 0 348,323
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 2,925 100,739 SH   SOLE   0 0 100,739
INVESCO EXCHNG TRADED FD TR FNDMNTL HY CRP 46138E719 2,962 156,316 SH   SOLE   0 0 156,316
INVESCO QQQ TR UNIT SER 1 46090E103 1,325 7,097 SH   SOLE   0 0 7,097
ISHARES INC CORE MSCI EMKT 46434G103 1,025 19,935 SH   SOLE   0 0 19,935
ISHARES INC EM MKT SM-CP ETF 464286475 515 11,605 SH   SOLE   0 0 11,605
ISHARES TR CALIF MUN BD ETF 464288356 1,183 19,516 SH   SOLE   0 0 19,516
ISHARES TR CORE MSCI EAFE 46432F842 1,069 17,417 SH   SOLE   0 0 17,417
ISHARES TR CORE MSCI TOTAL 46432F834 248 4,226 SH   SOLE   0 0 4,226
ISHARES TR CORE S&P MCP ETF 464287507 1,278 6,580 SH   SOLE   0 0 6,580
ISHARES TR CORE S&P SCP ETF 464287804 1,699 21,701 SH   SOLE   0 0 21,701
ISHARES TR CORE S&P US GWT 464287671 265 4,233 SH   SOLE   0 0 4,233
ISHARES TR CORE S&P500 ETF 464287200 1,617 5,487 SH   SOLE   0 0 5,487
ISHARES TR CORE US AGGBD ET 464287226 2,372 21,301 SH   SOLE   0 0 21,301
ISHARES TR EAFE SML CP ETF 464288273 1,006 17,519 SH   SOLE   0 0 17,519
ISHARES TR IBOXX HI YD ETF 464288513 3,539 40,597 SH   SOLE   0 0 40,597
ISHARES TR IBOXX INV CP ETF 464287242 3,514 28,251 SH   SOLE   0 0 28,251
ISHARES TR INTL TREA BD ETF 464288117 1,031 20,274 SH   SOLE   0 0 20,274
ISHARES TR JPMORGAN USD EMG 464288281 3,295 29,086 SH   SOLE   0 0 29,086
ISHARES TR MICRO-CAP ETF 464288869 210 2,258 SH   SOLE   0 0 2,258
ISHARES TR PFD AND INCM SEC 464288687 226 6,135 SH   SOLE   0 0 6,135
ISHARES TR RUS 1000 ETF 464287622 7,731 47,490 SH   SOLE   0 0 47,490
ISHARES TR RUS TOP 200 ETF 464289446 515 7,572 SH   SOLE   0 0 7,572
ISHARES TR S&P MC 400GR ETF 464287606 450 1,988 SH   SOLE   0 0 1,988
ISHARES TR S&P MC 400VL ETF 464287705 1,095 6,865 SH   SOLE   0 0 6,865
ISHARES TR SELECT DIVID ETF 464287168 6,249 62,771 SH   SOLE   0 0 62,771
ISHARES TR SHRT NAT MUN ETF 464288158 344 3,224 SH   SOLE   0 0 3,224
ISHARES TR U.S. REAL ES ETF 464287739 2,007 22,987 SH   SOLE   0 0 22,987
JOHN HANCOCK ETF TRUST MULTI INTL ETF 47804J859 751 26,582 SH   SOLE   0 0 26,582
JP MORGAN EXCHANGE TRADED FD USD EMRNG MKT 46641Q746 917 18,473 SH   SOLE   0 0 18,473
NETFLIX INC COM 64110L106 257 700 SH   SOLE   0 0 700
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 891 30,852 SH   SOLE   0 0 30,852
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,883 147,977 SH   SOLE   0 0 147,977
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,539 110,270 SH   SOLE   0 0 110,270
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,188 67,032 SH   SOLE   0 0 67,032
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 7,670 144,714 SH   SOLE   0 0 144,714
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 775 9,320 SH   SOLE   0 0 9,320
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,303 89,805 SH   SOLE   0 0 89,805
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 12,208 213,835 SH   SOLE   0 0 213,835
SCHWAB STRATEGIC TR US REIT ETF 808524847 6,205 139,624 SH   SOLE   0 0 139,624
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,454 62,305 SH   SOLE   0 0 62,305
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 2,431 48,718 SH   SOLE   0 0 48,718
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 1,290 28,854 SH   SOLE   0 0 28,854
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,801 9,558 SH   SOLE   0 0 9,558
SPDR SERIES TRUST BLOMBRG BRC INTL 78464A151 3,223 94,274 SH   SOLE   0 0 94,274
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 1,207 24,669 SH   SOLE   0 0 24,669
SPDR SERIES TRUST NUVEEN BRC MUNIC 78468R721 1,650 32,914 SH   SOLE   0 0 32,914
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 530 15,570 SH   SOLE   0 0 15,570
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 2,751 53,551 SH   SOLE   0 0 53,551
VANGUARD INDEX FDS MID CAP ETF 922908629 376 2,251 SH   SOLE   0 0 2,251
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 6,447 73,762 SH   SOLE   0 0 73,762
VISA INC COM CL A 92826C839 748 4,309 SH   SOLE   0 0 4,309
WISDOMTREE TR US S CAP QTY DIV 97717X651 468 13,181 SH   SOLE   0 0 13,181