The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR S&P DIVID ETF 78464A763   24,602 198,871 SH   SOLE   0 0 198,871
VANGUARD INDEX FDS GROWTH ETF 922908736   23,197 92,997 SH   SOLE   0 0 92,997
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   23,090 511,175 SH   SOLE   0 0 511,175
ISHARES TR CORE DIV GRWTH 46434V621   20,292 405,926 SH   SOLE   0 0 405,926
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   19,543 185,246 SH   SOLE   0 0 185,246
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   18,106 237,523 SH   SOLE   0 0 237,523
VANGUARD INDEX FDS MID CAP ETF 922908629   17,895 84,843 SH   SOLE   0 0 84,843
VANGUARD INDEX FDS SMALL CP ETF 922908751   17,721 93,483 SH   SOLE   0 0 93,483
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   12,255 209,336 SH   SOLE   0 0 209,336
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   8,346 55,219 SH   SOLE   0 0 55,219
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   7,089 36,375 SH   SOLE   0 0 36,375
VANGUARD INDEX FDS SML CP GRW ETF 922908595   5,595 25,852 SH   SOLE   0 0 25,852
LILLY ELI & CO COM 532457108   5,195 15,128 SH   SOLE   0 0 15,128
LANCASTER COLONY CORP COM 513847103   4,573 22,539 SH   SOLE   0 0 22,539
ISHARES TR CORE HIGH DV ETF 46429B663   3,653 35,934 SH   SOLE   0 0 35,934
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,309 20,841 SH   SOLE   0 0 20,841
APPLE INC COM 037833100   3,151 19,109 SH   SOLE   0 0 19,109
STRYKER CORPORATION COM 863667101   3,109 10,891 SH   SOLE   0 0 10,891
VANGUARD WORLD FDS INF TECH ETF 92204A702   2,350 6,096 SH   SOLE   0 0 6,096
PFIZER INC COM 717081103   2,317 56,791 SH   SOLE   0 0 56,791
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,315 67,827 SH   SOLE   0 0 67,827
KELLOGG CO COM 487836108   2,311 34,518 SH   SOLE   0 0 34,518
MICROSOFT CORP COM 594918104   1,945 6,747 SH   SOLE   0 0 6,747
ISHARES TR 0-5YR INVT GR CP 46434V100   1,847 38,099 SH   SOLE   0 0 38,099
META PLATFORMS INC CL A 30303M102   1,765 8,326 SH   SOLE   0 0 8,326
ISHARES TR MSCI EAFE MIN VL 46429B689   1,714 25,331 SH   SOLE   0 0 25,331
ISHARES TR MSCI EAFE ETF 464287465   1,654 23,123 SH   SOLE   0 0 23,123
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,643 12,258 SH   SOLE   0 0 12,258
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   1,637 8,461 SH   SOLE   0 0 8,461
ISHARES TR SELECT DIVID ETF 464287168   1,576 13,448 SH   SOLE   0 0 13,448
PROCTER AND GAMBLE CO COM 742718109   1,502 10,104 SH   SOLE   0 0 10,104
MCDONALDS CORP COM 580135101   1,468 5,250 SH   SOLE   0 0 5,250
ISHARES TR MSCI INTL QUALTY 46434V456   1,468 41,577 SH   SOLE   0 0 41,577
CHEVRON CORP NEW COM 166764100   1,441 8,830 SH   SOLE   0 0 8,830
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,331 8,642 SH   SOLE   0 0 8,642
MERCK & CO INC COM 58933Y105   1,317 12,379 SH   SOLE   0 0 12,379
ISHARES TR MSCI USA QLT FCT 46432F339   1,305 10,520 SH   SOLE   0 0 10,520
QUALCOMM INC COM 747525103   1,188 9,313 SH   SOLE   0 0 9,313
CATERPILLAR INC COM 149123101   1,174 5,130 SH   SOLE   0 0 5,130
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,092 21,560 SH   SOLE   0 0 21,560
INVESCO QQQ TR UNIT SER 1 46090E103   1,066 3,321 SH   SOLE   0 0 3,321
PEPSICO INC COM 713448108   1,051 5,765 SH   SOLE   0 0 5,765
UNITED PARCEL SERVICE INC CL B 911312106   1,046 5,391 SH   SOLE   0 0 5,391
VERIZON COMMUNICATIONS INC COM 92343V104   949 24,395 SH   SOLE   0 0 24,395
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   939 15,055 SH   SOLE   0 0 15,055
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   916 2,966 SH   SOLE   0 0 2,966
AMERICAN ELEC PWR CO INC COM 025537101   830 9,124 SH   SOLE   0 0 9,124
VANGUARD INDEX FDS TOTAL STK MKT 922908769   830 4,064 SH   SOLE   0 0 4,064
COCA COLA CO COM 191216100   791 12,759 SH   SOLE   0 0 12,759
VANGUARD WORLD FDS MATERIALS ETF 92204A801   738 4,149 SH   SOLE   0 0 4,149
INTEL CORP COM 458140100   731 22,374 SH   SOLE   0 0 22,374
VANGUARD INDEX FDS VALUE ETF 922908744   723 5,232 SH   SOLE   0 0 5,232
BRISTOL-MYERS SQUIBB CO COM 110122108   690 9,950 SH   SOLE   0 0 9,950
ISHARES TR EAFE GRWTH ETF 464288885   685 7,314 SH   SOLE   0 0 7,314
KIMBERLY-CLARK CORP COM 494368103   643 4,787 SH   SOLE   0 0 4,787
ALTRIA GROUP INC COM 02209S103   634 14,201 SH   SOLE   0 0 14,201
ISHARES TR RUS MD CP GR ETF 464287481   631 6,934 SH   SOLE   0 0 6,934
LOCKHEED MARTIN CORP COM 539830109   604 1,278 SH   SOLE   0 0 1,278
SPDR S&P 500 ETF TR TR UNIT 78462F103   601 1,469 SH   SOLE   0 0 1,469
CLOROX CO DEL COM 189054109   589 3,725 SH   SOLE   0 0 3,725
VISA INC COM CL A 92826C839   587 2,602 SH   SOLE   0 0 2,602
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   581 7,815 SH   SOLE   0 0 7,815
CISCO SYS INC COM 17275R102   564 10,792 SH   SOLE   0 0 10,792
RAYTHEON TECHNOLOGIES CORP COM 75513E101   537 5,481 SH   SOLE   0 0 5,481
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   522 5,156 SH   SOLE   0 0 5,156
ISHARES TR FLTG RATE NT ETF 46429B655   487 9,663 SH   SOLE   0 0 9,663
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   481 13,827 SH   SOLE   0 0 13,827
US BANCORP DEL COM NEW 902973304   480 13,319 SH   SOLE   0 0 13,319
TORONTO DOMINION BK ONT COM NEW 891160509   465 7,771 SH   SOLE   0 0 7,771
DUKE ENERGY CORP NEW COM NEW 26441C204   464 4,810 SH   SOLE   0 0 4,810
DOW INC COM 260557103   453 8,270 SH   SOLE   0 0 8,270
3M CO COM 88579Y101   451 4,288 SH   SOLE   0 0 4,288
GENERAL MLS INC COM 370334104   444 5,201 SH   SOLE   0 0 5,201
PHILIP MORRIS INTL INC COM 718172109   440 4,523 SH   SOLE   0 0 4,523
ISHARES TR MSCI INTL SML CP 46434V266   427 13,749 SH   SOLE   0 0 13,749
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   421 6,699 SH   SOLE   0 0 6,699
JPMORGAN CHASE & CO COM 46625H100   419 3,216 SH   SOLE   0 0 3,216
ISHARES TR S&P MC 400VL ETF 464287705   411 4,000 SH   SOLE   0 0 4,000
SPDR GOLD TR GOLD SHS 78463V107   390 2,127 SH   SOLE   0 0 2,127
AMGEN INC COM 031162100   379 1,568 SH   SOLE   0 0 1,568
NATIONAL FUEL GAS CO COM 636180101   328 5,678 SH   SOLE   0 0 5,678
APPLIED MATLS INC COM 038222105   303 2,470 SH   SOLE   0 0 2,470
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   295 3,996 SH   SOLE   0 0 3,996
NUVEEN MUN VALUE FD INC COM 670928100   294 33,353 SH   SOLE   0 0 33,353
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   268 3,509 SH   SOLE   0 0 3,509
GILEAD SCIENCES INC COM 375558103   268 3,227 SH   SOLE   0 0 3,227
DISNEY WALT CO COM 254687106   263 2,625 SH   SOLE   0 0 2,625
CORNING INC COM 219350105   252 7,151 SH   SOLE   0 0 7,151
TOTALENERGIES SE SPONSORED ADS 89151E109   249 4,224 SH   SOLE   0 0 4,224
ISHARES TR S&P MC 400GR ETF 464287606   234 3,269 SH   SOLE   0 0 3,269
GENERAL DYNAMICS CORP COM 369550108   232 1,017 SH   SOLE   0 0 1,017
ENTERPRISE PRODS PARTNERS L COM 293792107   229 8,834 SH   SOLE   0 0 8,834
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   227 3,099 SH   SOLE   0 0 3,099
HASBRO INC COM 418056107   226 4,212 SH   SOLE   0 0 4,212
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   225 3,451 SH   SOLE   0 0 3,451
JOHNSON & JOHNSON COM 478160104   210 1,354 SH   SOLE   0 0 1,354
MONDELEZ INTL INC CL A 609207105   207 2,962 SH   SOLE   0 0 2,962
COSTCO WHSL CORP NEW COM 22160K105   205 413 SH   SOLE   0 0 413
NUVEEN AMT FREE QLTY MUN INC COM 670657105   193 17,344 SH   SOLE   0 0 17,344
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   150 12,000 SH   SOLE   0 0 12,000