The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   307 2,556 SH   SOLE   0 0 2,556
ALTRIA GROUP INC COM 02209S103   649 14,199 SH   SOLE   0 0 14,199
AMERICAN ELEC PWR CO INC COM 025537101   866 9,124 SH   SOLE   0 0 9,124
AMGEN INC COM 031162100   412 1,568 SH   SOLE   0 0 1,568
APPLE INC COM 037833100   2,492 19,180 SH   SOLE   0 0 19,180
APPLIED MATLS INC COM 038222105   240 2,469 SH   SOLE   0 0 2,469
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   916 2,966 SH   SOLE   0 0 2,966
BRISTOL-MYERS SQUIBB CO COM 110122108   716 9,950 SH   SOLE   0 0 9,950
CATERPILLAR INC COM 149123101   1,229 5,130 SH   SOLE   0 0 5,130
CHEVRON CORP NEW COM 166764100   1,584 8,828 SH   SOLE   0 0 8,828
CISCO SYS INC COM 17275R102   514 10,792 SH   SOLE   0 0 10,792
CLOROX CO DEL COM 189054109   523 3,725 SH   SOLE   0 0 3,725
COCA COLA CO COM 191216100   820 12,895 SH   SOLE   0 0 12,895
CORNING INC COM 219350105   228 7,143 SH   SOLE   0 0 7,143
DISNEY WALT CO COM 254687106   228 2,623 SH   SOLE   0 0 2,623
DOW INC COM 260557103   417 8,270 SH   SOLE   0 0 8,270
DUKE ENERGY CORP NEW COM NEW 26441C204   495 4,810 SH   SOLE   0 0 4,810
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   142 12,000 SH   SOLE   0 0 12,000
ENTERPRISE PRODS PARTNERS L COM 293792107   213 8,834 SH   SOLE   0 0 8,834
GENERAL DYNAMICS CORP COM 369550108   252 1,017 SH   SOLE   0 0 1,017
GENERAL MLS INC COM 370334104   436 5,201 SH   SOLE   0 0 5,201
GILEAD SCIENCES INC COM 375558103   277 3,227 SH   SOLE   0 0 3,227
HASBRO INC COM 418056107   257 4,212 SH   SOLE   0 0 4,212
INTEL CORP COM 458140100   590 22,334 SH   SOLE   0 0 22,334
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   958 14,985 SH   SOLE   0 0 14,985
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   11,501 75,861 SH   SOLE   0 0 75,861
INVESCO QQQ TR UNIT SER 1 46090E103   884 3,319 SH   SOLE   0 0 3,319
ISHARES TR CORE DIV GRWTH 46434V621   17,137 342,748 SH   SOLE   0 0 342,748
ISHARES TR CORE HIGH DV ETF 46429B663   3,743 35,904 SH   SOLE   0 0 35,904
ISHARES TR MSCI EAFE ETF 464287465   2,735 41,671 SH   SOLE   0 0 41,671
ISHARES TR 0-5YR INVT GR CP 46434V100   2,495 52,128 SH   SOLE   0 0 52,128
ISHARES TR MSCI EAFE MIN VL 46429B689   2,383 37,475 SH   SOLE   0 0 37,475
ISHARES TR MSCI INTL QUALTY 46434V456   2,309 71,289 SH   SOLE   0 0 71,289
ISHARES TR SELECT DIVID ETF 464287168   1,682 13,950 SH   SOLE   0 0 13,950
ISHARES TR MSCI USA QLT FCT 46432F339   1,440 12,635 SH   SOLE   0 0 12,635
ISHARES TR RUS MD CP GR ETF 464287481   682 8,164 SH   SOLE   0 0 8,164
ISHARES TR EAFE GRWTH ETF 464288885   669 7,986 SH   SOLE   0 0 7,986
ISHARES TR FLTG RATE NT ETF 46429B655   606 12,041 SH   SOLE   0 0 12,041
ISHARES TR MSCI INTL SML CP 46434V266   441 14,693 SH   SOLE   0 0 14,693
ISHARES TR S&P MC 400VL ETF 464287705   403 4,000 SH   SOLE   0 0 4,000
ISHARES TR S&P MC 400GR ETF 464287606   277 4,055 SH   SOLE   0 0 4,055
JOHNSON & JOHNSON COM 478160104   239 1,354 SH   SOLE   0 0 1,354
JPMORGAN CHASE & CO COM 46625H100   431 3,216 SH   SOLE   0 0 3,216
KELLOGG CO COM 487836108   2,510 35,239 SH   SOLE   0 0 35,239
KIMBERLY-CLARK CORP COM 494368103   650 4,787 SH   SOLE   0 0 4,787
LANCASTER COLONY CORP COM 513847103   4,447 22,539 SH   SOLE   0 0 22,539
LILLY ELI & CO COM 532457108   5,534 15,127 SH   SOLE   0 0 15,127
LOCKHEED MARTIN CORP COM 539830109   630 1,295 SH   SOLE   0 0 1,295
MCDONALDS CORP COM 580135101   1,383 5,249 SH   SOLE   0 0 5,249
MERCK & CO INC COM 58933Y105   1,373 12,378 SH   SOLE   0 0 12,378
META PLATFORMS INC CL A 30303M102   1,363 11,323 SH   SOLE   0 0 11,323
MICROSOFT CORP COM 594918104   1,640 6,839 SH   SOLE   0 0 6,839
NATIONAL FUEL GAS CO COM 636180101   359 5,678 SH   SOLE   0 0 5,678
NUVEEN AMT FREE QLTY MUN INC COM 670657105   195 17,169 SH   SOLE   0 0 17,169
NUVEEN MUN VALUE FD INC COM 670928100   284 33,039 SH   SOLE   0 0 33,039
PEPSICO INC COM 713448108   1,041 5,764 SH   SOLE   0 0 5,764
PFIZER INC COM 717081103   2,788 54,408 SH   SOLE   0 0 54,408
PHILIP MORRIS INTL INC COM 718172109   458 4,523 SH   SOLE   0 0 4,523
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   656 7,815 SH   SOLE   0 0 7,815
PROCTER AND GAMBLE CO COM 742718109   1,532 10,109 SH   SOLE   0 0 10,109
QUALCOMM INC COM 747525103   1,024 9,313 SH   SOLE   0 0 9,313
RAYTHEON TECHNOLOGIES CORP COM 75513E101   553 5,477 SH   SOLE   0 0 5,477
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   445 13,827 SH   SOLE   0 0 13,827
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   234 3,098 SH   SOLE   0 0 3,098
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   506 5,156 SH   SOLE   0 0 5,156
SPDR GOLD TR GOLD SHS 78463V107   404 2,379 SH   SOLE   0 0 2,379
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,464 44,408 SH   SOLE   0 0 44,408
SPDR S&P 500 ETF TR TR UNIT 78462F103   561 1,467 SH   SOLE   0 0 1,467
SPDR SER TR S&P DIVID ETF 78464A763   25,365 202,745 SH   SOLE   0 0 202,745
STRYKER CORPORATION COM 863667101   2,672 10,930 SH   SOLE   0 0 10,930
TORONTO DOMINION BK ONT COM NEW 891160509   503 7,771 SH   SOLE   0 0 7,771
TOTALENERGIES SE SPONSORED ADS 89151E109   262 4,224 SH   SOLE   0 0 4,224
UNITED PARCEL SERVICE INC CL B 911312106   936 5,386 SH   SOLE   0 0 5,386
US BANCORP DEL COM NEW 902973304   399 9,141 SH   SOLE   0 0 9,141
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   259 3,996 SH   SOLE   0 0 3,996
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   263 3,499 SH   SOLE   0 0 3,499
VANGUARD INDEX FDS MID CAP ETF 922908629   16,754 82,202 SH   SOLE   0 0 82,202
VANGUARD INDEX FDS SMALL CP ETF 922908751   16,265 88,619 SH   SOLE   0 0 88,619
VANGUARD INDEX FDS GROWTH ETF 922908736   15,951 74,847 SH   SOLE   0 0 74,847
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   6,684 37,182 SH   SOLE   0 0 37,182
VANGUARD INDEX FDS SML CP GRW ETF 922908595   5,628 28,063 SH   SOLE   0 0 28,063
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,918 24,675 SH   SOLE   0 0 24,675
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,142 15,836 SH   SOLE   0 0 15,836
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,145 5,989 SH   SOLE   0 0 5,989
VANGUARD INDEX FDS VALUE ETF 922908744   777 5,533 SH   SOLE   0 0 5,533
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,154 23,318 SH   SOLE   0 0 23,318
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   17,250 229,413 SH   SOLE   0 0 229,413
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   10,257 177,387 SH   SOLE   0 0 177,387
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   369 6,699 SH   SOLE   0 0 6,699
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,491 9,816 SH   SOLE   0 0 9,816
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   17,176 409,255 SH   SOLE   0 0 409,255
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   18,922 174,867 SH   SOLE   0 0 174,867
VANGUARD WORLD FDS INF TECH ETF 92204A702   2,121 6,642 SH   SOLE   0 0 6,642
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   1,616 8,434 SH   SOLE   0 0 8,434
VANGUARD WORLD FDS MATERIALS ETF 92204A801   706 4,147 SH   SOLE   0 0 4,147
VERIZON COMMUNICATIONS INC COM 92343V104   961 24,389 SH   SOLE   0 0 24,389
VISA INC COM CL A 92826C839   541 2,602 SH   SOLE   0 0 2,602