The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 483 3,166 SH   SOLE   0 0 3,166
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,443 8,927 SH   SOLE   0 0 8,927
ALPHABET INC CAP STK CL A 02079K305 540 237 SH   SOLE   0 0 237
ALTRIA GROUP INC COM 02209S103 230 5,441 SH   SOLE   0 0 5,441
AMAZON COM INC COM 023135106 743 6,800 SH   SOLE   0 0 6,800
AMERIS BANCORP COM 03076K108 409 10,000 SH   SOLE   0 0 10,000
APPLE INC COM 037833100 3,569 24,466 SH   SOLE   0 0 24,466
AT&T INC COM 00206R102 425 20,651 SH   SOLE   0 0 20,651
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 351 1,267 SH   SOLE   0 0 1,267
BK OF AMERICA CORP COM 060505104 337 10,731 SH   SOLE   0 0 10,731
CHEVRON CORP NEW COM 166764100 558 4,020 SH   SOLE   0 0 4,020
CITIGROUP INC COM NEW 172967424 255 5,530 SH   SOLE   0 0 5,530
COCA COLA CO COM 191216100 403 6,437 SH   SOLE   0 0 6,437
CSX CORP COM 126408103 233 8,206 SH   SOLE   0 0 8,206
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 415 10,092 SH   SOLE   0 0 10,092
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 379 12,064 SH   SOLE   0 0 12,064
EARTHSTONE ENERGY INC CL A 27032D304 119 10,300 SH   SOLE   0 0 10,300
EXXON MOBIL CORP COM 30231G102 1,008 11,928 SH   SOLE   0 0 11,928
GENERAL DYNAMICS CORP COM 369550108 222 1,023 SH   SOLE   0 0 1,023
GENUINE PARTS CO COM 372460105 1,411 10,302 SH   SOLE   0 0 10,302
GRAINGER W W INC COM 384802104 292 616 SH   SOLE   0 0 616
HOME DEPOT INC COM 437076102 3,030 10,627 SH   SOLE   0 0 10,627
INDEPENDENCE RLTY TR INC COM 45378A106 214 10,488 SH   SOLE   0 0 10,488
INTERNATIONAL BUSINESS MACHS COM 459200101 689 4,947 SH   SOLE   0 0 4,947
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 43,791 324,067 SH   SOLE   0 0 324,067
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 1,273 80,475 SH   SOLE   0 0 80,475
INVESCO QQQ TR UNIT SER 1 46090E103 4,424 15,454 SH   SOLE   0 0 15,454
ISHARES TR CORE S&P500 ETF 464287200 51,596 134,799 SH   SOLE   0 0 134,799
ISHARES TR RUS MD CP GR ETF 464287481 374 4,650 SH   SOLE   0 0 4,650
ISHARES TR RUS MID CAP ETF 464287499 1,414 21,645 SH   SOLE   0 0 21,645
ISHARES TR RUS 1000 VAL ETF 464287598 1,640 11,284 SH   SOLE   0 0 11,284
ISHARES TR RUS 1000 GRW ETF 464287614 28,212 126,657 SH   SOLE   0 0 126,657
ISHARES TR RUS 1000 ETF 464287622 77,187 367,821 SH   SOLE   0 0 367,821
ISHARES TR RUS 2000 VAL ETF 464287630 321 2,338 SH   SOLE   0 0 2,338
ISHARES TR RUS 2000 GRW ETF 464287648 326 1,557 SH   SOLE   0 0 1,557
ISHARES TR RUSSELL 2000 ETF 464287655 2,809 16,380 SH   SOLE   0 0 16,380
ISHARES TR RUSSELL 3000 ETF 464287689 240 1,090 SH   SOLE   0 0 1,090
ISHARES TR SP SMCP600VL ETF 464287879 889 10,047 SH   SOLE   0 0 10,047
ISHARES TR SHRT NAT MUN ETF 464288158 411 3,921 SH   SOLE   0 0 3,921
ISHARES TR MSCI ACWI ETF 464288257 778 9,288 SH   SOLE   0 0 9,288
ISHARES TR EAFE GRWTH ETF 464288885 401 5,016 SH   SOLE   0 0 5,016
ISHARES TR CORE HIGH DV ETF 46429B663 21,493 215,320 SH   SOLE   0 0 215,320
ISHARES TR MSCI EAFE MIN VL 46429B689 234 3,712 SH   SOLE   0 0 3,712
ISHARES TR CORE MSCI EAFE 46432F842 863 14,930 SH   SOLE   0 0 14,930
ISHARES TR BLACKROCK ULTRA 46434V878 10,034 200,676 SH   SOLE   0 0 200,676
ISHARES TR US SML CP VALUE 46436E536 13,019 483,818 SH   SOLE   0 0 483,818
JOHNSON & JOHNSON COM 478160104 422 2,399 SH   SOLE   0 0 2,399
JPMORGAN CHASE & CO COM 46625H100 415 3,674 SH   SOLE   0 0 3,674
KIMBERLY-CLARK CORP COM 494368103 658 4,866 SH   SOLE   0 0 4,866
MCDONALDS CORP COM 580135101 708 2,814 SH   SOLE   0 0 2,814
MICROSOFT CORP COM 594918104 2,446 9,642 SH   SOLE   0 0 9,642
PROCTER AND GAMBLE CO COM 742718109 1,084 7,488 SH   SOLE   0 0 7,488
PURE STORAGE INC CL A 74624M102 538 21,066 SH   SOLE   0 0 21,066
RAYTHEON TECHNOLOGIES CORP COM 75513E101 299 3,169 SH   SOLE   0 0 3,169
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 230 5,162 SH   SOLE   0 0 5,162
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,368 30,343 SH   SOLE   0 0 30,343
SOUTHERN CO COM 842587107 937 13,016 SH   SOLE   0 0 13,016
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,351 16,678 SH   SOLE   0 0 16,678
SPDR SER TR PRTFLO S&P500 GW 78464A409 473 8,894 SH   SOLE   0 0 8,894
TESLA INC COM 88160R101 238 340 SH   SOLE   0 0 340
TRUIST FINL CORP COM 89832Q109 510 10,807 SH   SOLE   0 0 10,807
UNITED PARCEL SERVICE INC CL B 911312106 232 1,294 SH   SOLE   0 0 1,294
VANGUARD INDEX FDS MID CAP ETF 922908629 205 1,034 SH   SOLE   0 0 1,034
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,774 9,312 SH   SOLE   0 0 9,312
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 18,173 309,113 SH   SOLE   0 0 309,113
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 731 9,577 SH   SOLE   0 0 9,577
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 220 3,600 SH   SOLE   0 0 3,600
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 779 9,691 SH   SOLE   0 0 9,691
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 44,720 310,662 SH   SOLE   0 0 310,662
VANGUARD STAR FDS VG TL INTL STK F 921909768 810 16,075 SH   SOLE   0 0 16,075
VERIZON COMMUNICATIONS INC COM 92343V104 313 6,171 SH   SOLE   0 0 6,171